Concentration in Health Insurance Markets

This interactive chart provides details on 1) enrollment in the overall individual market and the individual exchanges as measured by covered life-years, and 2) covered life-years in each state's individual exchange as a proportion of covered life-years in the overall individual market from 2015 through 2022.



Hawaii

Source: GAO analysis of data from the Centers for Medicare & Medicaid Services (CMS). | GAO-25-107194


The table below displays data for the selected state. Click here to download the data used in this graphic.



State Year Covered life-years, individual exchange Covered life-years, individual market Individual exchange covered life-years as a proportion of overall individual market (%)
Hawaii 2015 -- 45,014 --
Hawaii 2016 13,343 41,383 32
Hawaii 2017 16,170 39,048 41
Hawaii 2018 16,058 35,212 46
Hawaii 2019 16,865 35,555 47
Hawaii 2020 18,400 32,813 56
Hawaii 2021 19,933 34,589 58
Hawaii 2022 19,762 33,916 58

  • We calculated the size of each market from 2015 through 2022 using covered life-years that issuers reported to Centers for Medicare & Medicaid Services or states. This measure is calculated as the average number of lives insured each month in the reporting year. Rather than a point-in-time measurement, this measure accounts for changes in enrollment that occur throughout the year.
  • Covered life-years is one of several ways to measure health insurance enrollment, so it may differ from other measures of market size.
  • We rounded market share values of less than 0.5 percent to zero.
  • Hawaii is not included in this figure for 2015 because we were unable to obtain data for that year.