Concentration in Health Insurance Markets
This interactive chart provides details on 1) enrollment in the overall individual market and the individual exchanges as measured by covered life-years, and 2) covered life-years in each state's individual exchange as a proportion of covered life-years in the overall individual market from 2015 through 2022.
New Jersey
Source: GAO analysis of data from the Centers for Medicare & Medicaid Services (CMS). | GAO-25-107194
The table below displays data for the selected state. Click here to download the data used in this graphic.
| State | Year | Covered life-years, individual exchange | Covered life-years, individual market | Individual exchange covered life-years as a proportion of overall individual market (%) |
|---|---|---|---|---|
| New Jersey | 2015 | 189,793 | 311,514 | 61 |
| New Jersey | 2016 | 226,806 | 343,272 | 66 |
| New Jersey | 2017 | 232,336 | 337,234 | 69 |
| New Jersey | 2018 | 220,702 | 318,410 | 69 |
| New Jersey | 2019 | 209,724 | 309,246 | 68 |
| New Jersey | 2020 | 214,640 | 315,252 | 68 |
| New Jersey | 2021 | 264,727 | 360,127 | 74 |
| New Jersey | 2022 | 299,812 | 381,221 | 79 |
- We calculated the size of each market from 2015 through 2022 using covered life-years that issuers reported to Centers for Medicare & Medicaid Services or states. This measure is calculated as the average number of lives insured each month in the reporting year. Rather than a point-in-time measurement, this measure accounts for changes in enrollment that occur throughout the year.
- Covered life-years is one of several ways to measure health insurance enrollment, so it may differ from other measures of market size.
- We rounded market share values of less than 0.5 percent to zero.