q3q. Require pensin/retirement plans that allow retirees to elect lump sums to also offer the option to annuitize some benefits at a later date

Extremely effective (percent)	Very effective (percent)	Moderately effective (percent)	Somewhat effective (percent)	Slightly or not effective (percent)	Number of respondents
9.1	31.8	27.3	18.2	13.6	22