| All respondents |
29.0 ( 1.3) |
10.7 ( 0.9) |
60.2 ( 1.4) |
| AGE GROUP |
|
|
|
| 18 to 24 |
27.7 ( 4.7) |
14.2 ( 4.1) |
58.1 ( 5.2) |
| 25 to 34 |
28.8 ( 3.1) |
12.6 ( 2.3) |
58.6 ( 3.5) |
| 35 to 44 |
34.5 ( 3.2) |
12.4 ( 2.2) |
53.1 ( 3.4) |
| 45 to 54 |
30.8 ( 2.9) |
9.2 ( 1.8) |
60.0 ( 3.2) |
| 55 to 64 |
33.3 ( 3.5) |
10.2 ( 2.1) |
56.6 ( 3.7) |
| 65 and older |
18.4 ( 2.4) |
6.3 ( 1.5) |
75.3 ( 2.7) |
| INCOME |
|
|
|
| Less than $25000 |
25.5 ( 2.0) |
12.8 ( 1.5) |
61.7 ( 2.2) |
| $25000 to $49999 |
28.9 ( 2.8) |
11.6 ( 2.2) |
59.5 ( 3.1) |
| $50000 to $74999 |
27.7 ( 3.1) |
8.8 ( 2.0) |
63.5 ( 3.4) |
| $75000+ |
37.5 ( 3.2) |
7.8 ( 2.1) |
54.7 ( 3.4) |
| EDUCATION |
|
|
|
| Less than high school |
21.1 ( 2.9) |
14.6 ( 2.5) |
64.2 ( 3.5) |
| High school |
27.3 ( 2.3) |
11.3 ( 1.5) |
61.4 ( 2.5) |
| Some post-secondary education |
27.7 ( 2.5) |
11.9 ( 2.1) |
60.4 ( 2.8) |
| BA or more |
34.5 ( 2.6) |
7.8 ( 1.5) |
57.8 ( 2.7) |
| ETHNICITY |
|
|
|
| White |
27.5 ( 1.7) |
8.0 ( 1.1) |
64.5 ( 1.8) |
| Black |
40.4 ( 3.0) |
9.5 ( 1.7) |
50.1 ( 3.0) |
| Hispanic |
27.0 ( 2.7) |
22.2 ( 2.6) |
50.8 ( 3.1) |
| Other |
27.9 ( 5.7) |
18.9 ( 5.0) |
53.2 ( 6.4) |
| SEX |
|
|
|
| Male |
27.5 ( 2.1) |
11.3 ( 1.6) |
61.2 ( 2.3) |
| Female |
30.4 ( 1.6) |
10.2 ( 1.1) |
59.4 ( 1.7) |
| EMPLOYMENT STATUS |
|
|
|
| Actively employed (FT or PT) |
32.2 ( 1.8) |
11.5 ( 1.3) |
56.3 ( 1.9) |
| Student |
23.4 ( 6.9) |
12.5 ( 7.9) |
64.1 ( 8.7) |
| Not employed (homemaker, retired, unemployed) |
23.8 ( 2.0) |
9.1 ( 1.2) |
67.1 ( 2.2) |
| Other |
25.7 ( 5.4) |
10.3 ( 3.7) |
64.0 ( 6.0) |
| GEOGRAPHIC RESIDENCE |
|
|
|
| Resident of a free report state (CO, GA, ME, MD, MA, NJ, VT) |
49.4 ( 3.1) |
5.0 ( 1.6) |
45.5 ( 3.1) |
| Resident of another state |
26.0 ( 1.4) |
11.6 ( 1.0) |
62.4 ( 1.6) |
| FINANCIAL AND CREDIT REPORT EXPERIENCE |
|
|
|
| Obtained a credit report |
37.6 ( 1.8) |
10.3 ( 1.2) |
52.1 ( 1.9) |
| Did not obtain a credit report |
17.4 ( 1.7) |
11.3 ( 1.4) |
71.4 ( 2.0) |
| |
|
|
|
| Obtained credit score |
37.2 ( 2.4) |
11.7 ( 1.7) |
51.0 ( 2.5) |
| Did not obtain credit score |
25.0 ( 1.5) |
10.2 ( 1.1) |
64.8 ( 1.7) |
| |
|
|
|
| Disputed information on credit report |
39.3 ( 3.2) |
11.6 ( 2.3) |
49.1 ( 3.4) |
| Did not dispute credit report information |
26.8 ( 1.4) |
10.5 ( 1.0) |
62.7 ( 1.6) |
| |
|
|
|
| Had an auto or mortgage loan |
29.9 ( 1.5) |
9.4 ( 1.0) |
60.7 ( 1.6) |
| Did not have an auto or mortgage loan |
26.1 ( 2.7) |
15.2 ( 2.1) |
58.7 ( 3.0) |
| |
|
|
|
| Was a victim of identity theft |
32.9 ( 4.0) |
9.5 ( 2.3) |
57.6 ( 4.3) |
| Was not a victim of identity theft |
28.6 ( 1.4) |
10.9 ( 1.0) |
60.5 ( 1.5) |
| |
|
|
|
| Obtained credit report due to an adverse action |
43.3 ( 5.2) |
14.5 ( 3.6) |
42.2 ( 5.1) |
| Did not obtain credit report due to an adverse action |
27.8 ( 1.3) |
10.4 ( 1.0) |
61.9 ( 1.5) |