| All respondents |
63.7 ( 1.4) |
15.1 ( 1.1) |
21.2 ( 1.1) |
| AGE GROUP |
|
|
|
| 18 to 24 |
58.7 ( 5.0) |
19.4 ( 4.0) |
21.9 ( 3.9) |
| 25 to 34 |
68.3 ( 3.3) |
15.1 ( 2.5) |
16.6 ( 2.7) |
| 35 to 44 |
72.0 ( 3.1) |
15.2 ( 2.5) |
12.8 ( 2.3) |
| 45 to 54 |
69.6 ( 3.0) |
11.0 ( 2.0) |
19.4 ( 2.6) |
| 55 to 64 |
66.8 ( 3.4) |
11.4 ( 2.3) |
21.8 ( 3.0) |
| 65 and older |
47.7 ( 3.3) |
16.0 ( 2.4) |
36.3 ( 3.1) |
| INCOME |
|
|
|
| Less than $25000 |
54.3 ( 2.3) |
18.7 ( 1.9) |
27.0 ( 2.0) |
| $25000 to $49999 |
64.0 ( 3.0) |
13.0 ( 2.2) |
23.1 ( 2.5) |
| $50000 to $74999 |
72.4 ( 3.2) |
16.6 ( 2.6) |
11.0 ( 2.2) |
| $75000+ |
73.3 ( 3.1) |
11.9 ( 2.2) |
14.7 ( 2.5) |
| EDUCATION |
|
|
|
| Less than high school |
43.7 ( 3.7) |
16.9 ( 2.6) |
39.4 ( 3.6) |
| High school |
61.7 ( 2.5) |
15.5 ( 1.8) |
22.8 ( 2.1) |
| Some post-secondary education |
67.4 ( 2.7) |
16.6 ( 2.3) |
16.0 ( 1.9) |
| BA or more |
69.1 ( 2.5) |
12.8 ( 1.8) |
18.1 ( 2.1) |
| ETHNICITY |
|
|
|
| White |
64.5 ( 1.8) |
14.7 ( 1.4) |
20.8 ( 1.5) |
| Black |
66.3 ( 2.9) |
13.1 ( 2.0) |
20.6 ( 2.5) |
| Hispanic |
55.3 ( 3.1) |
19.9 ( 2.5) |
24.8 ( 2.6) |
| Other |
69.7 ( 5.5) |
12.4 ( 3.8) |
17.9 ( 4.4) |
| SEX |
|
|
|
| Male |
64.6 ( 2.2) |
16.3 ( 1.8) |
19.2 ( 1.8) |
| Female |
62.9 ( 1.7) |
14.1 ( 1.2) |
23.0 ( 1.5) |
| EMPLOYMENT STATUS |
|
|
|
| Actively employed (FT or PT) |
69.6 ( 1.8) |
14.2 ( 1.4) |
16.2 ( 1.4) |
| Student |
58.7 ( 8.7) |
24.2 ( 8.6) |
17.1 ( 6.1) |
| Not employed (homemaker, retired, unemployed) |
52.1 ( 2.3) |
16.5 ( 1.7) |
31.4 ( 2.1) |
| Other |
68.9 ( 6.2) |
10.4 ( 3.3) |
20.7 ( 5.9) |
| GEOGRAPHIC RESIDENCE |
|
|
|
| Resident of a free report state (CO, GA, ME, MD, MA, NJ, VT) |
67.6 ( 2.9) |
12.2 ( 1.9) |
20.2 ( 2.5) |
| Resident of another state |
63.2 ( 1.5) |
15.5 ( 1.2) |
21.3 ( 1.3) |
| FINANCIAL AND CREDIT REPORT EXPERIENCE |
|
|
|
| Obtained a credit report |
74.5 ( 1.7) |
12.2 ( 1.3) |
13.2 ( 1.3) |
| Did not obtain a credit report |
49.0 ( 2.2) |
19.0 ( 1.7) |
32.0 ( 2.0) |
| |
|
|
|
| Obtained credit score |
77.4 ( 2.1) |
11.2 ( 1.6) |
11.4 ( 1.6) |
| Did not obtain credit score |
57.1 ( 1.8) |
17.0 ( 1.4) |
25.9 ( 1.5) |
| |
|
|
|
| Disputed information on credit report |
79.5 ( 2.7) |
9.2 ( 1.8) |
11.3 ( 2.2) |
| Did not dispute credit report information |
60.3 ( 1.6) |
16.4 ( 1.2) |
23.3 ( 1.3) |
| |
|
|
|
| Had an auto or mortgage loan |
67.5 ( 1.6) |
14.2 ( 1.2) |
18.3 ( 1.3) |
| Did not have an auto or mortgage loan |
51.2 ( 3.0) |
18.0 ( 2.4) |
30.8 ( 2.6) |
| |
|
|
|
| Was a victim of identity theft |
71.1 ( 4.0) |
14.3 ( 3.2) |
14.7 ( 3.0) |
| Was not a victim of identity theft |
62.9 ( 1.5) |
15.2 ( 1.1) |
21.9 ( 1.2) |
| |
|
|
|
| Obtained credit report due to an adverse action |
76.2 ( 4.6) |
9.0 ( 2.6) |
14.8 ( 4.1) |
| Did not obtain credit report due to an adverse action |
62.6 ( 1.5) |
15.7 ( 1.1) |
21.7 ( 1.2) |