| All respondents |
92.1 ( 0.7) |
1.8 ( 0.4) |
6.0 ( 0.6) |
| AGE GROUP |
|
|
|
| 18 to 24 |
90.4 ( 2.6) |
1.2 ( 0.7) |
8.4 ( 2.5) |
| 25 to 34 |
90.6 ( 1.9) |
3.3 ( 1.2) |
6.2 ( 1.4) |
| 35 to 44 |
96.3 ( 1.2) |
0.8 ( 0.4) |
2.9 ( 1.2) |
| 45 to 54 |
95.2 ( 1.3) |
1.4 ( 0.8) |
3.4 ( 1.0) |
| 55 to 64 |
94.1 ( 1.5) |
1.2 ( 0.6) |
4.7 ( 1.4) |
| 65 and older |
86.6 ( 2.1) |
2.6 ( 1.1) |
10.8 ( 1.8) |
| INCOME |
|
|
|
| Less than $25000 |
86.1 ( 1.6) |
2.0 ( 0.5) |
11.9 ( 1.5) |
| $25000 to $49999 |
93.7 ( 1.4) |
2.5 ( 0.9) |
3.8 ( 1.1) |
| $50000 to $74999 |
97.1 ( 1.0) |
0.4 ( 0.3) |
2.5 ( 1.0) |
| $75000+ |
94.6 ( 1.5) |
1.9 ( 0.9) |
3.5 ( 1.3) |
| EDUCATION |
|
|
|
| Less than high school |
75.1 ( 3.2) |
5.7 ( 1.7) |
19.2 ( 2.8) |
| High school |
92.6 ( 1.2) |
2.3 ( 0.7) |
5.1 ( 1.0) |
| Some post-secondary education |
94.6 ( 1.2) |
1.5 ( 0.6) |
4.0 ( 1.1) |
| BA or more |
95.1 ( 1.1) |
0.4 ( 0.3) |
4.5 ( 1.0) |
| ETHNICITY |
|
|
|
| White |
94.5 ( 0.8) |
1.1 ( 0.4) |
4.4 ( 0.7) |
| Black |
94.3 ( 1.3) |
1.6 ( 0.7) |
4.1 ( 1.1) |
| Hispanic |
81.8 ( 2.3) |
4.3 ( 1.2) |
13.9 ( 2.1) |
| Other |
82.7 ( 4.9) |
5.7 ( 3.3) |
11.6 ( 3.9) |
| SEX |
|
|
|
| Male |
94.0 ( 1.0) |
1.3 ( 0.5) |
4.7 ( 0.9) |
| Female |
90.4 ( 1.0) |
2.4 ( 0.5) |
7.2 ( 0.9) |
| EMPLOYMENT STATUS |
|
|
|
| Actively employed (FT or PT) |
94.6 ( 0.8) |
1.1 ( 0.4) |
4.3 ( 0.7) |
| Student |
90.1 ( 4.2) |
1.3 ( 1.3) |
8.6 ( 4.0) |
| Not employed (homemaker, retired, unemployed) |
87.5 ( 1.4) |
3.1 ( 0.8) |
9.4 ( 1.2) |
| Other |
92.6 ( 2.5) |
3.1 ( 1.6) |
4.3 ( 1.9) |
| GEOGRAPHIC RESIDENCE |
|
|
|
| Resident of a free report state (CO, GA, ME, MD, MA, NJ, VT) |
94.0 ( 1.3) |
0.6 ( 0.4) |
5.4 ( 1.2) |
| Resident of another state |
91.8 ( 0.8) |
2.0 ( 0.4) |
6.1 ( 0.7) |
| FINANCIAL AND CREDIT REPORT EXPERIENCE |
|
|
|
| Obtained a credit report |
96.2 ( 0.7) |
0.9 ( 0.4) |
2.9 ( 0.6) |
| Did not obtain a credit report |
86.5 ( 1.3) |
3.2 ( 0.7) |
10.3 ( 1.2) |
| |
|
|
|
| Obtained credit score |
96.7 ( 0.9) |
0.7 ( 0.4) |
2.7 ( 0.8) |
| Did not obtain credit score |
89.9 ( 1.0) |
2.4 ( 0.5) |
7.7 ( 0.8) |
| |
|
|
|
| Disputed information on credit report |
96.9 ( 1.0) |
0.0 ( 0.0) |
3.1 ( 1.0) |
| Did not dispute credit report information |
91.1 ( 0.8) |
2.2 ( 0.4) |
6.7 ( 0.7) |
| |
|
|
|
| Had an auto or mortgage loan |
95.3 ( 0.7) |
1.2 ( 0.3) |
3.5 ( 0.6) |
| Did not have an auto or mortgage loan |
81.6 ( 2.1) |
4.0 ( 1.0) |
14.4 ( 1.9) |
| |
|
|
|
| Was a victim of identity theft |
93.6 ( 2.2) |
1.7 ( 0.9) |
4.8 ( 2.1) |
| Was not a victim of identity theft |
92.0 ( 0.7) |
1.8 ( 0.4) |
6.2 ( 0.6) |
| |
|
|
|
| Obtained credit report due to an adverse action |
97.6 ( 1.1) |
0.5 ( 0.5) |
2.0 ( 1.0) |
| Did not obtain credit report due to an adverse action |
91.6 ( 0.8) |
2.0 ( 0.4) |
6.4 ( 0.7) |