| All respondents |
29.2 ( 1.3) |
69.8 ( 1.4) |
0.9 ( 0.3) |
| AGE GROUP |
|
|
|
| 18 to 24 |
34.3 ( 5.0) |
65.3 ( 5.0) |
0.4 ( 0.4) |
| 25 to 34 |
36.2 ( 3.4) |
63.8 ( 3.4) |
0.0 ( 0.0) |
| 35 to 44 |
31.1 ( 3.1) |
67.8 ( 3.2) |
1.1 ( 0.7) |
| 45 to 54 |
29.8 ( 3.0) |
70.0 ( 3.0) |
0.2 ( 0.2) |
| 55 to 64 |
29.6 ( 3.5) |
69.5 ( 3.5) |
0.9 ( 0.7) |
| 65 and older |
17.8 ( 2.6) |
80.4 ( 2.7) |
1.8 ( 0.8) |
| INCOME |
|
|
|
| Less than $25000 |
22.7 ( 2.0) |
76.2 ( 2.0) |
1.1 ( 0.4) |
| $25000 to $49999 |
24.2 ( 2.7) |
75.8 ( 2.7) |
0.0 ( 0.0) |
| $50000 to $74999 |
37.3 ( 3.5) |
62.1 ( 3.5) |
0.6 ( 0.4) |
| $75000+ |
37.0 ( 3.2) |
61.7 ( 3.3) |
1.3 ( 0.8) |
| EDUCATION |
|
|
|
| Less than high school |
12.0 ( 2.4) |
84.9 ( 2.7) |
3.2 ( 1.2) |
| High school |
25.2 ( 2.3) |
74.4 ( 2.3) |
0.4 ( 0.2) |
| Some post-secondary education |
27.6 ( 2.5) |
71.8 ( 2.5) |
0.6 ( 0.4) |
| BA or more |
40.3 ( 2.7) |
58.6 ( 2.7) |
1.0 ( 0.6) |
| ETHNICITY |
|
|
|
| White |
29.5 ( 1.7) |
69.9 ( 1.8) |
0.6 ( 0.3) |
| Black |
27.8 ( 2.8) |
71.3 ( 2.8) |
0.8 ( 0.5) |
| Hispanic |
27.1 ( 2.7) |
70.6 ( 2.8) |
2.3 ( 1.0) |
| Other |
35.1 ( 6.4) |
62.8 ( 6.4) |
2.0 ( 1.4) |
| SEX |
|
|
|
| Male |
29.0 ( 2.2) |
70.2 ( 2.2) |
0.7 ( 0.4) |
| Female |
29.6 ( 1.7) |
69.5 ( 1.7) |
1.0 ( 0.3) |
| EMPLOYMENT STATUS |
|
|
|
| Actively employed (FT or PT) |
33.0 ( 1.9) |
66.4 ( 1.9) |
0.7 ( 0.3) |
| Student |
23.3 ( 6.9) |
76.7 ( 6.9) |
0.0 ( 0.0) |
| Not employed (homemaker, retired, unemployed) |
22.6 ( 2.0) |
75.8 ( 2.0) |
1.6 ( 0.5) |
| Other |
28.2 ( 6.3) |
71.2 ( 6.3) |
0.6 ( 0.6) |
| GEOGRAPHIC RESIDENCE |
|
|
|
| Resident of a free report state (CO, GA, ME, MD, MA, NJ, VT) |
30.8 ( 2.9) |
67.6 ( 2.9) |
1.6 ( 0.7) |
| Resident of another state |
29.0 ( 1.5) |
70.2 ( 1.5) |
0.8 ( 0.3) |
| FINANCIAL AND CREDIT REPORT EXPERIENCE |
|
|
|
| Obtained a credit report |
34.1 ( 1.8) |
65.1 ( 1.8) |
0.8 ( 0.4) |
| Did not obtain a credit report |
22.5 ( 2.0) |
76.4 ( 2.0) |
1.1 ( 0.3) |
| |
|
|
|
| Obtained credit score |
37.9 ( 2.5) |
61.8 ( 2.5) |
0.3 ( 0.3) |
| Did not obtain credit score |
25.0 ( 1.6) |
73.8 ( 1.6) |
1.2 ( 0.3) |
| |
|
|
|
| Disputed information on credit report |
41.2 ( 3.3) |
57.5 ( 3.3) |
1.3 ( 0.8) |
| Did not dispute credit report information |
26.6 ( 1.5) |
72.5 ( 1.5) |
0.9 ( 0.3) |
| |
|
|
|
| Had an auto or mortgage loan |
29.9 ( 1.5) |
69.3 ( 1.6) |
0.8 ( 0.3) |
| Did not have an auto or mortgage loan |
27.1 ( 2.8) |
71.6 ( 2.8) |
1.3 ( 0.5) |
| |
|
|
|
| Was a victim of identity theft |
51.5 ( 4.4) |
47.8 ( 4.4) |
0.8 ( 0.8) |
| Was not a victim of identity theft |
26.8 ( 1.4) |
72.3 ( 1.4) |
0.9 ( 0.3) |
| |
|
|
|
| Obtained credit report due to an adverse action |
26.0 ( 4.5) |
73.1 ( 4.5) |
0.9 ( 0.9) |
| Did not obtain credit report due to an adverse action |
29.5 ( 1.4) |
69.6 ( 1.4) |
0.9 ( 0.3) |