| All respondents |
79.2 ( 1.1) |
3.3 ( 0.5) |
3.6 ( 0.5) |
13.9 ( 0.9) |
| AGE GROUP |
|
|
|
|
| 18 to 24 |
70.4 ( 4.5) |
5.6 ( 2.2) |
5.2 ( 2.1) |
18.8 ( 3.8) |
| 25 to 34 |
82.2 ( 2.5) |
4.5 ( 1.5) |
3.3 ( 1.2) |
9.9 ( 1.8) |
| 35 to 44 |
85.3 ( 2.2) |
1.6 ( 0.7) |
2.7 ( 0.9) |
10.3 ( 2.0) |
| 45 to 54 |
85.0 ( 2.1) |
3.7 ( 1.3) |
2.4 ( 0.8) |
8.9 ( 1.5) |
| 55 to 64 |
86.8 ( 2.2) |
0.6 ( 0.4) |
3.4 ( 1.2) |
9.2 ( 1.9) |
| 65 and older |
69.6 ( 2.9) |
3.9 ( 1.2) |
4.6 ( 1.4) |
21.9 ( 2.6) |
| INCOME |
|
|
|
|
| Less than $25000 |
67.5 ( 2.2) |
2.3 ( 0.7) |
6.7 ( 1.2) |
23.5 ( 1.9) |
| $25000 to $49999 |
79.7 ( 2.4) |
6.2 ( 1.4) |
3.0 ( 0.9) |
11.1 ( 1.8) |
| $50000 to $74999 |
89.0 ( 2.1) |
3.1 ( 1.3) |
1.4 ( 0.7) |
6.5 ( 1.6) |
| $75000+ |
90.6 ( 1.9) |
1.6 ( 0.7) |
1.8 ( 0.9) |
6.0 ( 1.6) |
| EDUCATION |
|
|
|
|
| Less than high school |
52.0 ( 3.7) |
3.7 ( 1.6) |
5.0 ( 1.6) |
39.3 ( 3.6) |
| High school |
73.1 ( 2.2) |
3.1 ( 0.9) |
5.4 ( 1.2) |
18.3 ( 1.9) |
| Some post-secondary education |
85.8 ( 1.8) |
1.8 ( 0.7) |
2.9 ( 0.8) |
9.5 ( 1.6) |
| BA or more |
88.4 ( 1.7) |
4.7 ( 1.1) |
1.9 ( 0.6) |
4.9 ( 1.2) |
| ETHNICITY |
|
|
|
|
| White |
84.1 ( 1.3) |
2.7 ( 0.6) |
2.9 ( 0.6) |
10.4 ( 1.1) |
| Black |
74.5 ( 2.6) |
3.5 ( 1.0) |
6.2 ( 1.7) |
15.8 ( 2.1) |
| Hispanic |
61.1 ( 3.1) |
3.9 ( 1.4) |
5.4 ( 1.4) |
29.5 ( 2.8) |
| Other |
72.9 ( 5.5) |
9.6 ( 3.9) |
1.9 ( 1.6) |
15.7 ( 4.3) |
| SEX |
|
|
|
|
| Male |
84.0 ( 1.6) |
2.4 ( 0.7) |
3.8 ( 0.8) |
9.8 ( 1.3) |
| Female |
75.1 ( 1.5) |
4.2 ( 0.8) |
3.4 ( 0.6) |
17.3 ( 1.3) |
| EMPLOYMENT STATUS |
|
|
|
|
| Actively employed (FT or PT) |
84.7 ( 1.3) |
3.4 ( 0.7) |
3.0 ( 0.6) |
8.9 ( 1.0) |
| Student |
74.0 ( 6.9) |
4.2 ( 3.1) |
4.4 ( 3.2) |
17.4 ( 5.7) |
| Not employed (homemaker, retired, unemployed) |
71.8 ( 2.0) |
3.1 ( 0.8) |
4.4 ( 0.9) |
20.8 ( 1.8) |
| Other |
62.9 ( 6.4) |
2.8 ( 2.1) |
5.0 ( 2.3) |
29.3 ( 6.3) |
| GEOGRAPHIC RESIDENCE |
|
|
|
|
| Resident of a free report state (CO, GA, ME, MD, MA, NJ, VT) |
80.6 ( 2.4) |
1.9 ( 0.8) |
5.3 ( 1.5) |
12.2 ( 1.9) |
| Resident of another state |
79.0 ( 1.2) |
3.5 ( 0.6) |
3.3 ( 0.5) |
14.2 ( 1.0) |
| FINANCIAL AND CREDIT REPORT EXPERIENCE |
|
|
|
|
| Obtained a credit report |
85.7 ( 1.3) |
3.1 ( 0.7) |
3.1 ( 0.6) |
8.0 ( 1.0) |
| Did not obtain a credit report |
70.2 ( 1.9) |
3.5 ( 0.8) |
4.2 ( 0.8) |
22.1 ( 1.7) |
| |
|
|
|
|
| Obtained credit score |
90.8 ( 1.3) |
2.9 ( 0.9) |
2.0 ( 0.5) |
4.4 ( 0.9) |
| Did not obtain credit score |
73.5 ( 1.5) |
3.5 ( 0.6) |
4.4 ( 0.7) |
18.6 ( 1.3) |
| |
|
|
|
|
| Disputed information on credit report |
87.6 ( 2.2) |
1.7 ( 0.8) |
3.1 ( 1.2) |
7.6 ( 1.7) |
| Did not dispute credit report information |
77.3 ( 1.3) |
3.6 ( 0.6) |
3.7 ( 0.5) |
15.3 ( 1.1) |
| |
|
|
|
|
| Had an auto or mortgage loan |
85.2 ( 1.1) |
3.0 ( 0.5) |
3.2 ( 0.5) |
8.7 ( 0.9) |
| Did not have an auto or mortgage loan |
59.1 ( 2.9) |
4.4 ( 1.3) |
4.9 ( 1.2) |
31.6 ( 2.7) |
| |
|
|
|
|
| Was a victim of identity theft |
81.0 ( 3.2) |
2.5 ( 1.2) |
3.7 ( 1.6) |
12.9 ( 2.6) |
| Was not a victim of identity theft |
79.0 ( 1.2) |
3.4 ( 0.5) |
3.6 ( 0.5) |
14.1 ( 1.0) |
| |
|
|
|
|
| Obtained credit report due to an adverse action |
75.9 ( 4.2) |
5.5 ( 2.3) |
4.6 ( 1.8) |
14.0 ( 3.5) |
| Did not obtain credit report due to an adverse action |
79.5 ( 1.2) |
3.1 ( 0.5) |
3.5 ( 0.5) |
13.9 ( 1.0) |