| All respondents |
84.2 ( 1.0) |
14.1 ( 0.9) |
0.5 ( 0.2) |
1.1 ( 0.3) |
| AGE GROUP |
|
|
|
|
| 18 to 24 |
73.6 ( 4.1) |
25.3 ( 4.0) |
1.1 ( 1.1) |
0.0 ( 0.0) |
| 25 to 34 |
82.4 ( 2.5) |
17.4 ( 2.4) |
0.0 ( 0.0) |
0.2 ( 0.2) |
| 35 to 44 |
88.1 ( 1.9) |
11.9 ( 1.9) |
0.0 ( 0.0) |
0.0 ( 0.0) |
| 45 to 54 |
87.5 ( 2.0) |
11.2 ( 1.8) |
0.6 ( 0.6) |
0.7 ( 0.6) |
| 55 to 64 |
90.5 ( 1.9) |
9.5 ( 1.9) |
0.0 ( 0.0) |
0.0 ( 0.0) |
| 65 and older |
86.8 ( 2.0) |
12.1 ( 1.9) |
0.2 ( 0.2) |
0.9 ( 0.5) |
| INCOME |
|
|
|
|
| Less than $25000 |
68.1 ( 2.1) |
29.9 ( 2.1) |
0.7 ( 0.3) |
1.3 ( 0.5) |
| $25000 to $49999 |
86.2 ( 2.1) |
12.9 ( 2.0) |
0.5 ( 0.5) |
0.4 ( 0.4) |
| $50000 to $74999 |
91.9 ( 1.9) |
7.6 ( 1.9) |
0.6 ( 0.6) |
0.0 ( 0.0) |
| $75000+ |
97.1 ( 1.0) |
2.9 ( 1.0) |
0.0 ( 0.0) |
0.0 ( 0.0) |
| EDUCATION |
|
|
|
|
| Less than high school |
48.0 ( 3.7) |
47.5 ( 3.7) |
2.3 ( 1.1) |
2.2 ( 0.9) |
| High school |
79.7 ( 2.0) |
18.9 ( 1.9) |
0.6 ( 0.4) |
0.8 ( 0.4) |
| Some post-secondary education |
89.8 ( 1.5) |
8.5 ( 1.4) |
0.4 ( 0.4) |
1.2 ( 0.5) |
| BA or more |
95.9 ( 1.0) |
3.3 ( 0.9) |
0.0 ( 0.0) |
0.8 ( 0.5) |
| ETHNICITY |
|
|
|
|
| White |
92.4 ( 1.0) |
6.6 ( 0.9) |
0.3 ( 0.2) |
0.6 ( 0.3) |
| Black |
77.5 ( 2.6) |
21.4 ( 2.6) |
0.0 ( 0.0) |
1.1 ( 0.6) |
| Hispanic |
55.4 ( 3.1) |
41.9 ( 3.1) |
1.2 ( 0.6) |
1.4 ( 0.7) |
| Other |
67.2 ( 5.9) |
22.4 ( 5.3) |
2.9 ( 2.0) |
7.5 ( 3.1) |
| SEX |
|
|
|
|
| Male |
86.5 ( 1.5) |
12.3 ( 1.4) |
0.8 ( 0.4) |
0.4 ( 0.2) |
| Female |
82.5 ( 1.2) |
15.9 ( 1.2) |
0.2 ( 0.1) |
1.4 ( 0.4) |
| EMPLOYMENT STATUS |
|
|
|
|
| Actively employed (FT or PT) |
87.8 ( 1.2) |
11.2 ( 1.2) |
0.4 ( 0.3) |
0.6 ( 0.3) |
| Student |
86.2 ( 4.4) |
12.1 ( 4.1) |
1.7 ( 1.7) |
0.0 ( 0.0) |
| Not employed (homemaker, retired, unemployed) |
78.2 ( 1.8) |
20.0 ( 1.7) |
0.8 ( 0.4) |
1.0 ( 0.4) |
| Other |
77.4 ( 5.0) |
14.2 ( 3.9) |
0.0 ( 0.0) |
8.3 ( 3.6) |
| GEOGRAPHIC RESIDENCE |
|
|
|
|
| Resident of a free report state (CO, GA, ME, MD, MA, NJ, VT) |
89.7 ( 1.8) |
8.9 ( 1.6) |
1.0 ( 1.0) |
0.4 ( 0.3) |
| Resident of another state |
83.4 ( 1.1) |
14.9 ( 1.0) |
0.5 ( 0.2) |
1.2 ( 0.3) |
| FINANCIAL AND CREDIT REPORT EXPERIENCE |
|
|
|
|
| Obtained a credit report |
91.3 ( 1.0) |
7.7 ( 0.9) |
0.1 ( 0.1) |
0.8 ( 0.3) |
| Did not obtain a credit report |
74.4 ( 1.8) |
22.9 ( 1.7) |
1.1 ( 0.5) |
1.6 ( 0.5) |
| |
|
|
|
|
| Obtained credit score |
92.2 ( 1.3) |
7.0 ( 1.2) |
0.3 ( 0.3) |
0.5 ( 0.2) |
| Did not obtain credit score |
80.3 ( 1.3) |
17.6 ( 1.2) |
0.7 ( 0.3) |
1.5 ( 0.4) |
| |
|
|
|
|
| Disputed information on credit report |
92.4 ( 1.6) |
7.0 ( 1.6) |
0.0 ( 0.0) |
0.6 ( 0.4) |
| Did not dispute credit report information |
82.4 ( 1.1) |
15.7 ( 1.1) |
0.7 ( 0.3) |
1.3 ( 0.3) |
| |
|
|
|
|
| Had an auto or mortgage loan |
91.9 ( 0.8) |
7.8 ( 0.8) |
0.1 ( 0.1) |
0.2 ( 0.1) |
| Did not have an auto or mortgage loan |
58.4 ( 2.8) |
35.2 ( 2.7) |
1.9 ( 0.8) |
4.4 ( 1.1) |
| |
|
|
|
|
| Was a victim of identity theft |
86.2 ( 2.9) |
13.8 ( 2.9) |
0.0 ( 0.0) |
0.0 ( 0.0) |
| Was not a victim of identity theft |
84.0 ( 1.0) |
14.2 ( 1.0) |
0.6 ( 0.2) |
1.3 ( 0.3) |
| |
|
|
|
|
| Obtained credit report due to an adverse action |
83.5 ( 3.5) |
15.9 ( 3.5) |
0.0 ( 0.0) |
0.6 ( 0.6) |
| Did not obtain credit report due to an adverse action |
84.2 ( 1.0) |
14.0 ( 1.0) |
0.6 ( 0.2) |
1.2 ( 0.3) |