| All respondents |
66.9 ( 1.4) |
20.2 ( 1.2) |
9.6 ( 0.9) |
3.4 ( 0.5) |
0.0 ( 0.0) |
| AGE GROUP |
|
|
|
|
|
| 18 to 24 |
84.9 ( 3.7) |
9.4 ( 3.3) |
5.8 ( 2.1) |
0.0 ( 0.0) |
0.0 ( 0.0) |
| 25 to 34 |
63.1 ( 3.4) |
17.7 ( 2.6) |
14.7 ( 2.6) |
4.5 ( 1.1) |
0.0 ( 0.0) |
| 35 to 44 |
51.6 ( 3.4) |
24.8 ( 3.1) |
17.0 ( 2.6) |
6.6 ( 1.7) |
0.0 ( 0.0) |
| 45 to 54 |
62.4 ( 3.2) |
25.0 ( 2.9) |
9.5 ( 2.0) |
3.1 ( 1.0) |
0.0 ( 0.0) |
| 55 to 64 |
62.3 ( 3.6) |
30.1 ( 3.4) |
5.7 ( 1.8) |
1.9 ( 0.9) |
0.0 ( 0.0) |
| 65 and older |
84.6 ( 2.4) |
13.5 ( 2.3) |
0.9 ( 0.5) |
1.0 ( 0.7) |
0.0 ( 0.0) |
| INCOME |
|
|
|
|
|
| Less than $25000 |
82.4 ( 1.7) |
11.9 ( 1.4) |
3.5 ( 0.8) |
2.1 ( 0.6) |
0.0 ( 0.0) |
| $25000 to $49999 |
67.6 ( 2.9) |
20.3 ( 2.6) |
9.6 ( 1.8) |
2.4 ( 0.9) |
0.0 ( 0.0) |
| $50000 to $74999 |
54.9 ( 3.5) |
25.7 ( 3.0) |
13.8 ( 2.4) |
5.6 ( 1.7) |
0.0 ( 0.0) |
| $75000+ |
53.2 ( 3.4) |
27.7 ( 3.0) |
14.9 ( 2.5) |
4.2 ( 1.0) |
0.0 ( 0.0) |
| EDUCATION |
|
|
|
|
|
| Less than high school |
91.4 ( 2.1) |
6.7 ( 1.9) |
1.6 ( 0.9) |
0.4 ( 0.4) |
0.0 ( 0.0) |
| High school |
77.7 ( 2.2) |
14.5 ( 1.8) |
5.6 ( 1.2) |
2.3 ( 0.7) |
0.0 ( 0.0) |
| Some post-secondary education |
59.6 ( 2.8) |
24.0 ( 2.4) |
13.0 ( 1.9) |
3.4 ( 0.8) |
0.0 ( 0.0) |
| BA or more |
54.4 ( 2.7) |
26.8 ( 2.4) |
13.1 ( 1.9) |
5.6 ( 1.2) |
0.0 ( 0.0) |
| ETHNICITY |
|
|
|
|
|
| White |
66.0 ( 1.8) |
21.7 ( 1.6) |
9.6 ( 1.2) |
2.7 ( 0.6) |
0.0 ( 0.0) |
| Black |
56.7 ( 3.0) |
23.5 ( 2.5) |
10.7 ( 1.8) |
9.2 ( 1.7) |
0.0 ( 0.0) |
| Hispanic |
82.0 ( 2.3) |
9.9 ( 1.8) |
6.8 ( 1.5) |
1.3 ( 0.7) |
0.0 ( 0.0) |
| Other |
62.7 ( 6.3) |
18.6 ( 4.8) |
14.0 ( 5.1) |
4.7 ( 2.5) |
0.0 ( 0.0) |
| SEX |
|
|
|
|
|
| Male |
65.9 ( 2.2) |
21.9 ( 1.9) |
9.7 ( 1.4) |
2.5 ( 0.7) |
0.0 ( 0.0) |
| Female |
67.6 ( 1.7) |
18.6 ( 1.4) |
9.4 ( 1.1) |
4.3 ( 0.7) |
0.0 ( 0.0) |
| EMPLOYMENT STATUS |
|
|
|
|
|
| Actively employed (FT or PT) |
59.0 ( 1.9) |
24.3 ( 1.7) |
12.8 ( 1.3) |
3.8 ( 0.7) |
0.0 ( 0.0) |
| Student |
84.5 ( 5.9) |
10.3 ( 5.3) |
1.0 ( 1.0) |
4.3 ( 2.6) |
0.0 ( 0.0) |
| Not employed (homemaker, retired, unemployed) |
79.4 ( 2.0) |
13.9 ( 1.8) |
4.3 ( 0.9) |
2.4 ( 0.7) |
0.0 ( 0.0) |
| Other |
70.1 ( 6.0) |
15.8 ( 4.4) |
9.8 ( 4.5) |
4.3 ( 2.5) |
0.0 ( 0.0) |
| GEOGRAPHIC RESIDENCE |
|
|
|
|
|
| Resident of a free report state (CO, GA, ME, MD, MA, NJ, VT) |
56.9 ( 3.1) |
25.6 ( 2.7) |
11.8 ( 2.0) |
5.6 ( 1.4) |
0.0 ( 0.0) |
| Resident of another state |
68.3 ( 1.5) |
19.3 ( 1.3) |
9.2 ( 1.0) |
3.1 ( 0.5) |
0.0 ( 0.0) |
| FINANCIAL AND CREDIT REPORT EXPERIENCE |
|
|
|
|
|
| Obtained a credit report |
51.6 ( 1.9) |
27.3 ( 1.7) |
15.4 ( 1.4) |
5.6 ( 0.8) |
0.0 ( 0.0) |
| Did not obtain a credit report |
87.7 ( 1.5) |
10.4 ( 1.4) |
1.5 ( 0.6) |
0.4 ( 0.2) |
0.0 ( 0.0) |
| |
|
|
|
|
|
| Obtained credit score |
44.2 ( 2.5) |
28.0 ( 2.2) |
19.3 ( 2.1) |
8.5 ( 1.3) |
0.0 ( 0.0) |
| Did not obtain credit score |
78.0 ( 1.5) |
16.3 ( 1.4) |
4.8 ( 0.8) |
0.9 ( 0.3) |
0.0 ( 0.0) |
| |
|
|
|
|
|
| Disputed information on credit report |
36.0 ( 3.2) |
27.1 ( 2.9) |
27.1 ( 3.1) |
9.8 ( 1.9) |
0.0 ( 0.0) |
| Did not dispute credit report information |
73.6 ( 1.4) |
18.6 ( 1.3) |
5.7 ( 0.8) |
2.0 ( 0.4) |
0.0 ( 0.0) |
| |
|
|
|
|
|
| Had an auto or mortgage loan |
62.2 ( 1.6) |
23.1 ( 1.4) |
10.6 ( 1.1) |
4.1 ( 0.6) |
0.0 ( 0.0) |
| Did not have an auto or mortgage loan |
82.4 ( 2.4) |
10.2 ( 2.0) |
6.1 ( 1.5) |
1.3 ( 0.5) |
0.0 ( 0.0) |
| |
|
|
|
|
|
| Was a victim of identity theft |
55.1 ( 4.4) |
23.3 ( 3.6) |
14.3 ( 3.3) |
7.3 ( 2.0) |
0.0 ( 0.0) |
| Was not a victim of identity theft |
68.2 ( 1.5) |
19.8 ( 1.2) |
9.0 ( 0.9) |
3.0 ( 0.5) |
0.0 ( 0.0) |
| |
|
|
|
|
|
| Obtained credit report due to an adverse action |
36.7 ( 4.8) |
31.2 ( 5.2) |
25.0 ( 4.7) |
7.1 ( 2.2) |
0.0 ( 0.0) |
| Did not obtain credit report due to an adverse action |
69.6 ( 1.4) |
19.2 ( 1.2) |
8.2 ( 0.9) |
3.1 ( 0.5) |
0.0 ( 0.0) |