Business Relationships with Insured Depository Institutions

38.	Is your institution involved in any business relationships with other insured depository institutions? Examples of business relationships include correspondent relationships, loan participations, joint ventures, and deposits from other financial institutions.
	1.		Yes
	2.		No
	3.		Don’t know/No answer

39.	IF YES: How important are these business relationships to your institution’s financial well-being?
	1.		Extremely important
	2.		Very important
	3.		Moderately important
	4.		Slightly important
	5.		Not at all important
	6.		Don’t know/No answer

40.	The Community Reinvestment Act (CRA) authorized each banking regulator, when evaluating an insured depository institution's CRA performance, to consider investments, loan participations, and other ventures undertaken by institutions in cooperation with minority-owned financial institutions that help address the credit needs of local communities in which these institutions are chartered. Were you aware of this provision of the CRA?
	1.		Yes, aware
	2.		No, unaware
	3.		No answer

41.	IF YES, AWARE: To what extent do you feel this provision of CRA has encouraged other insured depository institutions to make investments in your institution or undertake loan participations or other ventures with your institution?
	1.		Very great extent
	2.		Great extent
	3.		Moderate extent
	4.		Some extent
	5.		Little or no extent
	6.		Don’t know/No answer

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Full Report: GAO-07-6

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