| All respondents |
89.4 ( 0.8) |
3.7 ( 0.5) |
6.7 ( 0.6) |
0.1 ( 0.1) |
| AGE GROUP |
|
|
|
|
| 18 to 24 |
90.7 ( 2.4) |
2.1 ( 1.3) |
7.2 ( 2.0) |
0.0 ( 0.0) |
| 25 to 34 |
91.7 ( 1.6) |
2.9 ( 1.2) |
5.4 ( 1.2) |
0.0 ( 0.0) |
| 35 to 44 |
92.5 ( 1.6) |
3.2 ( 1.1) |
4.3 ( 1.3) |
0.0 ( 0.0) |
| 45 to 54 |
90.4 ( 1.7) |
3.5 ( 1.2) |
6.1 ( 1.3) |
0.0 ( 0.0) |
| 55 to 64 |
92.2 ( 1.8) |
3.0 ( 1.3) |
4.8 ( 1.4) |
0.0 ( 0.0) |
| 65 and older |
83.5 ( 2.2) |
6.3 ( 1.4) |
9.7 ( 1.7) |
0.5 ( 0.5) |
| INCOME |
|
|
|
|
| Less than $25000 |
80.3 ( 1.8) |
6.7 ( 1.2) |
13.0 ( 1.5) |
0.0 ( 0.0) |
| $25000 to $49999 |
92.5 ( 1.4) |
2.6 ( 0.9) |
4.9 ( 1.1) |
0.0 ( 0.0) |
| $50000 to $74999 |
96.3 ( 1.3) |
1.5 ( 0.7) |
2.3 ( 1.2) |
0.0 ( 0.0) |
| $75000+ |
94.4 ( 1.4) |
3.6 ( 1.2) |
2.1 ( 0.8) |
0.0 ( 0.0) |
| EDUCATION |
|
|
|
|
| Less than high school |
68.9 ( 3.3) |
5.7 ( 1.8) |
25.5 ( 3.1) |
0.0 ( 0.0) |
| High school |
86.4 ( 1.6) |
5.1 ( 1.0) |
8.6 ( 1.3) |
0.0 ( 0.0) |
| Some post-secondary education |
95.3 ( 1.1) |
2.1 ( 0.8) |
2.3 ( 0.7) |
0.3 ( 0.3) |
| BA or more |
94.0 ( 1.2) |
3.3 ( 1.0) |
2.7 ( 0.7) |
0.0 ( 0.0) |
| ETHNICITY |
|
|
|
|
| White |
92.4 ( 0.9) |
3.6 ( 0.6) |
3.9 ( 0.6) |
0.1 ( 0.1) |
| Black |
89.0 ( 1.8) |
3.9 ( 1.1) |
7.1 ( 1.4) |
0.0 ( 0.0) |
| Hispanic |
76.1 ( 2.6) |
5.3 ( 1.5) |
18.6 ( 2.3) |
0.0 ( 0.0) |
| Other |
87.0 ( 3.9) |
1.6 ( 1.6) |
11.3 ( 3.6) |
0.0 ( 0.0) |
| SEX |
|
|
|
|
| Male |
92.1 ( 1.1) |
3.2 ( 0.7) |
4.5 ( 0.8) |
0.2 ( 0.2) |
| Female |
87.3 ( 1.1) |
4.0 ( 0.7) |
8.7 ( 0.9) |
0.0 ( 0.0) |
| EMPLOYMENT STATUS |
|
|
|
|
| Actively employed (FT or PT) |
92.7 ( 0.9) |
2.7 ( 0.6) |
4.6 ( 0.7) |
0.0 ( 0.0) |
| Student |
91.1 ( 3.7) |
2.0 ( 2.0) |
6.9 ( 3.1) |
0.0 ( 0.0) |
| Not employed (homemaker, retired, unemployed) |
83.7 ( 1.6) |
5.2 ( 0.9) |
10.8 ( 1.3) |
0.3 ( 0.3) |
| Other |
84.1 ( 4.4) |
8.5 ( 3.8) |
7.4 ( 2.5) |
0.0 ( 0.0) |
| GEOGRAPHIC RESIDENCE |
|
|
|
|
| Resident of a free report state (CO, GA, ME, MD, MA, NJ, VT) |
91.6 ( 1.6) |
3.3 ( 1.1) |
5.1 ( 1.2) |
0.0 ( 0.0) |
| Resident of another state |
89.1 ( 0.9) |
3.8 ( 0.6) |
7.0 ( 0.7) |
0.1 ( 0.1) |
| FINANCIAL AND CREDIT REPORT EXPERIENCE |
|
|
|
|
| Obtained a credit report |
93.8 ( 0.8) |
3.1 ( 0.6) |
3.1 ( 0.5) |
0.0 ( 0.0) |
| Did not obtain a credit report |
83.4 ( 1.5) |
4.6 ( 0.8) |
11.8 ( 1.2) |
0.2 ( 0.2) |
| |
|
|
|
|
| Obtained credit score |
94.0 ( 1.1) |
3.1 ( 0.9) |
2.9 ( 0.7) |
0.0 ( 0.0) |
| Did not obtain credit score |
87.2 ( 1.0) |
4.0 ( 0.6) |
8.6 ( 0.8) |
0.1 ( 0.1) |
| |
|
|
|
|
| Disputed information on credit report |
95.9 ( 1.2) |
2.7 ( 1.0) |
1.4 ( 0.6) |
0.0 ( 0.0) |
| Did not dispute credit report information |
88.0 ( 0.9) |
4.0 ( 0.6) |
7.9 ( 0.7) |
0.1 ( 0.1) |
| |
|
|
|
|
| Had an auto or mortgage loan |
92.4 ( 0.8) |
3.3 ( 0.6) |
4.2 ( 0.6) |
0.1 ( 0.1) |
| Did not have an auto or mortgage loan |
79.4 ( 2.1) |
5.3 ( 1.2) |
15.3 ( 1.8) |
0.0 ( 0.0) |
| |
|
|
|
|
| Was a victim of identity theft |
91.7 ( 2.1) |
1.9 ( 1.1) |
6.4 ( 1.8) |
0.0 ( 0.0) |
| Was not a victim of identity theft |
89.2 ( 0.8) |
4.0 ( 0.6) |
6.8 ( 0.6) |
0.1 ( 0.1) |
| |
|
|
|
|
| Obtained credit report due to an adverse action |
94.6 ( 1.9) |
3.9 ( 1.7) |
1.5 ( 0.9) |
0.0 ( 0.0) |
| Did not obtain credit report due to an adverse action |
89.0 ( 0.8) |
3.7 ( 0.5) |
7.2 ( 0.7) |
0.1 ( 0.1) |