| All respondents |
46.2 ( 1.5) |
30.0 ( 1.3) |
23.6 ( 1.2) |
0.1 ( 0.1) |
| AGE GROUP |
|
|
|
|
| 18 to 24 |
36.0 ( 4.7) |
37.9 ( 5.1) |
26.1 ( 4.7) |
0.0 ( 0.0) |
| 25 to 34 |
49.4 ( 3.6) |
27.4 ( 3.1) |
23.2 ( 3.0) |
0.0 ( 0.0) |
| 35 to 44 |
49.9 ( 3.4) |
31.2 ( 3.1) |
18.9 ( 2.7) |
0.0 ( 0.0) |
| 45 to 54 |
42.1 ( 3.2) |
31.6 ( 3.1) |
26.3 ( 2.9) |
0.0 ( 0.0) |
| 55 to 64 |
55.6 ( 3.7) |
27.0 ( 3.3) |
17.4 ( 2.6) |
0.0 ( 0.0) |
| 65 and older |
43.7 ( 3.3) |
27.3 ( 2.9) |
28.4 ( 2.8) |
0.7 ( 0.7) |
| INCOME |
|
|
|
|
| Less than $25000 |
42.4 ( 2.3) |
27.9 ( 2.1) |
29.7 ( 2.0) |
0.0 ( 0.0) |
| $25000 to $49999 |
40.1 ( 3.0) |
36.4 ( 3.0) |
23.1 ( 2.8) |
0.4 ( 0.4) |
| $50000 to $74999 |
48.7 ( 3.6) |
30.0 ( 3.3) |
21.3 ( 2.9) |
0.0 ( 0.0) |
| $75000+ |
55.9 ( 3.4) |
26.7 ( 3.1) |
17.4 ( 2.6) |
0.0 ( 0.0) |
| EDUCATION |
|
|
|
|
| Less than high school |
35.7 ( 3.6) |
26.3 ( 3.3) |
37.9 ( 3.6) |
0.0 ( 0.0) |
| High school |
41.1 ( 2.5) |
33.9 ( 2.4) |
24.7 ( 2.2) |
0.3 ( 0.3) |
| Some post-secondary education |
46.4 ( 2.9) |
30.8 ( 2.8) |
22.8 ( 2.4) |
0.0 ( 0.0) |
| BA or more |
54.7 ( 2.7) |
26.8 ( 2.4) |
18.5 ( 2.2) |
0.0 ( 0.0) |
| ETHNICITY |
|
|
|
|
| White |
50.0 ( 1.9) |
27.7 ( 1.7) |
22.1 ( 1.6) |
0.2 ( 0.2) |
| Black |
47.9 ( 3.0) |
32.5 ( 2.9) |
19.6 ( 2.3) |
0.0 ( 0.0) |
| Hispanic |
26.6 ( 2.7) |
40.0 ( 3.1) |
33.4 ( 2.9) |
0.0 ( 0.0) |
| Other |
44.4 ( 6.4) |
28.2 ( 5.9) |
27.4 ( 5.5) |
0.0 ( 0.0) |
| SEX |
|
|
|
|
| Male |
47.3 ( 2.3) |
31.4 ( 2.2) |
21.1 ( 2.0) |
0.2 ( 0.2) |
| Female |
45.5 ( 1.8) |
28.7 ( 1.6) |
25.9 ( 1.5) |
0.0 ( 0.0) |
| EMPLOYMENT STATUS |
|
|
|
|
| Actively employed (FT or PT) |
48.3 ( 2.0) |
31.3 ( 1.8) |
20.4 ( 1.6) |
0.0 ( 0.0) |
| Student |
37.6 ( 8.1) |
30.6 ( 8.5) |
31.8 ( 7.5) |
0.0 ( 0.0) |
| Not employed (homemaker, retired, unemployed) |
42.8 ( 2.3) |
28.7 ( 2.1) |
28.1 ( 2.1) |
0.3 ( 0.3) |
| Other |
48.3 ( 6.4) |
22.0 ( 5.1) |
29.7 ( 6.3) |
0.0 ( 0.0) |
| GEOGRAPHIC RESIDENCE |
|
|
|
|
| Resident of a free report state (CO, GA, ME, MD, MA, NJ, VT) |
47.4 ( 3.1) |
31.5 ( 2.9) |
21.1 ( 2.4) |
0.0 ( 0.0) |
| Resident of another state |
46.1 ( 1.6) |
29.8 ( 1.5) |
24.0 ( 1.4) |
0.1 ( 0.1) |
| FINANCIAL AND CREDIT REPORT EXPERIENCE |
|
|
|
|
| Obtained a credit report |
50.5 ( 1.9) |
29.8 ( 1.8) |
19.5 ( 1.5) |
0.2 ( 0.2) |
| Did not obtain a credit report |
40.4 ( 2.2) |
30.4 ( 2.1) |
29.3 ( 2.0) |
0.0 ( 0.0) |
| |
|
|
|
|
| Obtained credit score |
55.4 ( 2.5) |
26.3 ( 2.2) |
18.3 ( 1.9) |
0.0 ( 0.0) |
| Did not obtain credit score |
41.8 ( 1.7) |
31.9 ( 1.7) |
26.2 ( 1.6) |
0.2 ( 0.2) |
| |
|
|
|
|
| Disputed information on credit report |
58.2 ( 3.3) |
26.6 ( 3.0) |
15.2 ( 2.4) |
0.0 ( 0.0) |
| Did not dispute credit report information |
43.6 ( 1.6) |
30.8 ( 1.5) |
25.5 ( 1.4) |
0.1 ( 0.1) |
| |
|
|
|
|
| Had an auto or mortgage loan |
48.0 ( 1.7) |
29.7 ( 1.5) |
22.1 ( 1.4) |
0.1 ( 0.1) |
| Did not have an auto or mortgage loan |
40.2 ( 2.9) |
31.0 ( 2.8) |
28.7 ( 2.7) |
0.0 ( 0.0) |
| |
|
|
|
|
| Was a victim of identity theft |
51.9 ( 4.4) |
26.6 ( 3.9) |
21.5 ( 3.4) |
0.0 ( 0.0) |
| Was not a victim of identity theft |
45.6 ( 1.5) |
30.4 ( 1.4) |
23.9 ( 1.3) |
0.1 ( 0.1) |
| |
|
|
|
|
| Obtained credit report due to an adverse action |
47.9 ( 5.2) |
28.6 ( 4.3) |
23.5 ( 5.0) |
0.0 ( 0.0) |
| Did not obtain credit report due to an adverse action |
46.1 ( 1.5) |
30.1 ( 1.4) |
23.6 ( 1.3) |
0.1 ( 0.1) |