| All respondents |
79.0 ( 1.1) |
9.5 ( 0.8) |
11.3 ( 0.9) |
0.2 ( 0.1) |
| AGE GROUP |
|
|
|
|
| 18 to 24 |
79.9 ( 3.6) |
9.1 ( 2.8) |
11.1 ( 2.5) |
0.0 ( 0.0) |
| 25 to 34 |
82.1 ( 2.7) |
9.1 ( 2.2) |
8.8 ( 1.9) |
0.0 ( 0.0) |
| 35 to 44 |
81.0 ( 2.7) |
9.1 ( 1.9) |
9.9 ( 2.1) |
0.0 ( 0.0) |
| 45 to 54 |
85.4 ( 2.1) |
7.1 ( 1.6) |
7.5 ( 1.5) |
0.0 ( 0.0) |
| 55 to 64 |
80.3 ( 2.8) |
11.0 ( 2.2) |
8.8 ( 2.0) |
0.0 ( 0.0) |
| 65 and older |
70.4 ( 3.0) |
9.6 ( 2.0) |
18.8 ( 2.5) |
1.2 ( 0.9) |
| INCOME |
|
|
|
|
| Less than $25000 |
74.0 ( 2.0) |
9.1 ( 1.3) |
16.9 ( 1.7) |
0.0 ( 0.0) |
| $25000 to $49999 |
80.0 ( 2.4) |
9.4 ( 1.8) |
9.9 ( 1.8) |
0.8 ( 0.5) |
| $50000 to $74999 |
84.4 ( 2.5) |
12.2 ( 2.3) |
3.4 ( 1.1) |
0.0 ( 0.0) |
| $75000+ |
82.6 ( 2.6) |
7.2 ( 1.7) |
10.2 ( 2.1) |
0.0 ( 0.0) |
| EDUCATION |
|
|
|
|
| Less than high school |
59.2 ( 3.6) |
14.8 ( 2.7) |
26.0 ( 3.1) |
0.0 ( 0.0) |
| High school |
78.4 ( 2.0) |
8.6 ( 1.4) |
12.6 ( 1.6) |
0.3 ( 0.3) |
| Some post-secondary education |
82.9 ( 2.1) |
10.1 ( 1.8) |
6.9 ( 1.3) |
0.0 ( 0.0) |
| BA or more |
82.9 ( 2.0) |
7.7 ( 1.4) |
9.1 ( 1.6) |
0.3 ( 0.3) |
| ETHNICITY |
|
|
|
|
| White |
82.2 ( 1.4) |
8.0 ( 1.0) |
9.5 ( 1.1) |
0.3 ( 0.2) |
| Black |
81.8 ( 2.3) |
9.9 ( 1.8) |
8.3 ( 1.6) |
0.0 ( 0.0) |
| Hispanic |
65.0 ( 3.0) |
13.7 ( 2.3) |
21.3 ( 2.5) |
0.0 ( 0.0) |
| Other |
67.1 ( 6.0) |
17.2 ( 5.0) |
15.7 ( 4.3) |
0.0 ( 0.0) |
| SEX |
|
|
|
|
| Male |
81.0 ( 1.8) |
11.0 ( 1.4) |
7.8 ( 1.2) |
0.2 ( 0.2) |
| Female |
77.4 ( 1.5) |
7.9 ( 1.0) |
14.5 ( 1.2) |
0.2 ( 0.2) |
| EMPLOYMENT STATUS |
|
|
|
|
| Actively employed (FT or PT) |
84.5 ( 1.4) |
8.0 ( 1.0) |
7.4 ( 1.0) |
0.1 ( 0.1) |
| Student |
75.0 ( 7.3) |
12.1 ( 5.8) |
12.9 ( 5.3) |
0.0 ( 0.0) |
| Not employed (homemaker, retired, unemployed) |
69.7 ( 2.1) |
11.3 ( 1.5) |
18.7 ( 1.7) |
0.3 ( 0.3) |
| Other |
75.2 ( 5.7) |
13.3 ( 4.9) |
11.5 ( 3.8) |
0.0 ( 0.0) |
| GEOGRAPHIC RESIDENCE |
|
|
|
|
| Resident of a free report state (CO, GA, ME, MD, MA, NJ, VT) |
80.9 ( 2.3) |
9.5 ( 1.8) |
9.6 ( 1.6) |
0.0 ( 0.0) |
| Resident of another state |
78.7 ( 1.3) |
9.5 ( 0.9) |
11.5 ( 1.0) |
0.2 ( 0.2) |
| FINANCIAL AND CREDIT REPORT EXPERIENCE |
|
|
|
|
| Obtained a credit report |
82.7 ( 1.4) |
8.6 ( 1.1) |
8.3 ( 1.1) |
0.3 ( 0.2) |
| Did not obtain a credit report |
74.0 ( 1.8) |
10.7 ( 1.4) |
15.3 ( 1.4) |
0.0 ( 0.0) |
| |
|
|
|
|
| Obtained credit score |
82.4 ( 2.0) |
9.0 ( 1.5) |
8.6 ( 1.5) |
0.0 ( 0.0) |
| Did not obtain credit score |
77.4 ( 1.4) |
9.7 ( 1.0) |
12.6 ( 1.1) |
0.3 ( 0.2) |
| |
|
|
|
|
| Disputed information on credit report |
83.5 ( 2.6) |
7.8 ( 1.8) |
8.7 ( 2.1) |
0.0 ( 0.0) |
| Did not dispute credit report information |
78.0 ( 1.3) |
9.9 ( 0.9) |
11.9 ( 0.9) |
0.2 ( 0.2) |
| |
|
|
|
|
| Had an auto or mortgage loan |
82.0 ( 1.3) |
8.5 ( 0.9) |
9.3 ( 0.9) |
0.2 ( 0.2) |
| Did not have an auto or mortgage loan |
69.2 ( 2.6) |
12.7 ( 1.9) |
18.1 ( 2.0) |
0.0 ( 0.0) |
| |
|
|
|
|
| Was a victim of identity theft |
82.8 ( 3.2) |
7.7 ( 2.3) |
9.5 ( 2.4) |
0.0 ( 0.0) |
| Was not a victim of identity theft |
78.6 ( 1.2) |
9.7 ( 0.9) |
11.5 ( 0.9) |
0.2 ( 0.2) |
| |
|
|
|
|
| Obtained credit report due to an adverse action |
85.1 ( 3.5) |
4.7 ( 1.8) |
10.2 ( 3.1) |
0.0 ( 0.0) |
| Did not obtain credit report due to an adverse action |
78.5 ( 1.2) |
9.9 ( 0.9) |
11.4 ( 0.9) |
0.2 ( 0.1) |