| All respondents |
90.2 ( 0.8) |
4.5 ( 0.6) |
5.3 ( 0.5) |
0.0 ( 0.0) |
| AGE GROUP |
|
|
|
|
| 18 to 24 |
86.2 ( 3.0) |
7.5 ( 2.3) |
6.4 ( 2.1) |
0.0 ( 0.0) |
| 25 to 34 |
91.9 ( 1.7) |
3.0 ( 1.2) |
5.2 ( 1.2) |
0.0 ( 0.0) |
| 35 to 44 |
95.0 ( 1.2) |
2.3 ( 0.8) |
2.8 ( 0.9) |
0.0 ( 0.0) |
| 45 to 54 |
93.2 ( 1.4) |
3.7 ( 1.1) |
3.2 ( 0.9) |
0.0 ( 0.0) |
| 55 to 64 |
93.2 ( 1.8) |
4.2 ( 1.4) |
2.6 ( 1.1) |
0.0 ( 0.0) |
| 65 and older |
85.1 ( 2.1) |
6.1 ( 1.5) |
8.9 ( 1.6) |
0.0 ( 0.0) |
| INCOME |
|
|
|
|
| Less than $25000 |
82.1 ( 1.7) |
7.3 ( 1.2) |
10.6 ( 1.4) |
0.0 ( 0.0) |
| $25000 to $49999 |
92.2 ( 1.5) |
3.5 ( 1.1) |
4.4 ( 1.1) |
0.0 ( 0.0) |
| $50000 to $74999 |
96.0 ( 1.3) |
2.8 ( 1.1) |
1.2 ( 0.6) |
0.0 ( 0.0) |
| $75000+ |
96.0 ( 1.2) |
3.3 ( 1.1) |
0.7 ( 0.5) |
0.0 ( 0.0) |
| EDUCATION |
|
|
|
|
| Less than high school |
64.4 ( 3.5) |
12.7 ( 2.5) |
22.8 ( 2.9) |
0.0 ( 0.0) |
| High school |
89.7 ( 1.4) |
4.5 ( 0.9) |
5.8 ( 1.0) |
0.0 ( 0.0) |
| Some post-secondary education |
93.9 ( 1.3) |
3.1 ( 0.9) |
3.0 ( 0.9) |
0.0 ( 0.0) |
| BA or more |
96.1 ( 1.0) |
3.0 ( 0.9) |
1.0 ( 0.4) |
0.0 ( 0.0) |
| ETHNICITY |
|
|
|
|
| White |
93.7 ( 0.8) |
3.5 ( 0.6) |
2.8 ( 0.5) |
0.0 ( 0.0) |
| Black |
89.9 ( 1.8) |
4.7 ( 1.3) |
5.5 ( 1.2) |
0.0 ( 0.0) |
| Hispanic |
72.7 ( 2.8) |
10.7 ( 2.1) |
16.7 ( 2.3) |
0.0 ( 0.0) |
| Other |
92.0 ( 3.2) |
0.0 ( 0.0) |
8.0 ( 3.2) |
0.0 ( 0.0) |
| SEX |
|
|
|
|
| Male |
92.5 ( 1.1) |
4.1 ( 0.9) |
3.4 ( 0.7) |
0.0 ( 0.0) |
| Female |
88.4 ( 1.0) |
4.6 ( 0.7) |
7.0 ( 0.8) |
0.0 ( 0.0) |
| EMPLOYMENT STATUS |
|
|
|
|
| Actively employed (FT or PT) |
93.9 ( 0.8) |
3.0 ( 0.6) |
3.1 ( 0.6) |
0.0 ( 0.0) |
| Student |
89.5 ( 4.0) |
3.5 ( 2.5) |
7.0 ( 3.2) |
0.0 ( 0.0) |
| Not employed (homemaker, retired, unemployed) |
83.4 ( 1.6) |
7.3 ( 1.2) |
9.3 ( 1.2) |
0.0 ( 0.0) |
| Other |
88.7 ( 3.7) |
5.3 ( 3.0) |
6.0 ( 2.3) |
0.0 ( 0.0) |
| GEOGRAPHIC RESIDENCE |
|
|
|
|
| Resident of a free report state (CO, GA, ME, MD, MA, NJ, VT) |
89.6 ( 2.0) |
6.1 ( 1.5) |
4.3 ( 1.4) |
0.0 ( 0.0) |
| Resident of another state |
90.3 ( 0.8) |
4.3 ( 0.6) |
5.4 ( 0.6) |
0.0 ( 0.0) |
| FINANCIAL AND CREDIT REPORT EXPERIENCE |
|
|
|
|
| Obtained a credit report |
95.7 ( 0.7) |
2.2 ( 0.5) |
2.1 ( 0.5) |
0.0 ( 0.0) |
| Did not obtain a credit report |
82.7 ( 1.5) |
7.6 ( 1.1) |
9.7 ( 1.1) |
0.0 ( 0.0) |
| |
|
|
|
|
| Obtained credit score |
96.0 ( 0.9) |
1.9 ( 0.7) |
2.1 ( 0.7) |
0.0 ( 0.0) |
| Did not obtain credit score |
87.4 ( 1.0) |
5.8 ( 0.7) |
6.9 ( 0.7) |
0.0 ( 0.0) |
| |
|
|
|
|
| Disputed information on credit report |
96.7 ( 1.1) |
2.7 ( 1.1) |
0.6 ( 0.4) |
0.0 ( 0.0) |
| Did not dispute credit report information |
88.8 ( 0.9) |
4.9 ( 0.6) |
6.3 ( 0.7) |
0.0 ( 0.0) |
| |
|
|
|
|
| Had an auto or mortgage loan |
93.9 ( 0.7) |
3.6 ( 0.6) |
2.6 ( 0.4) |
0.0 ( 0.0) |
| Did not have an auto or mortgage loan |
77.9 ( 2.2) |
7.6 ( 1.5) |
14.5 ( 1.8) |
0.0 ( 0.0) |
| |
|
|
|
|
| Was a victim of identity theft |
94.8 ( 1.6) |
2.5 ( 1.2) |
2.6 ( 1.0) |
0.0 ( 0.0) |
| Was not a victim of identity theft |
89.7 ( 0.8) |
4.7 ( 0.6) |
5.6 ( 0.6) |
0.0 ( 0.0) |
| |
|
|
|
|
| Obtained credit report due to an adverse action |
93.4 ( 2.1) |
3.5 ( 1.4) |
3.2 ( 1.5) |
0.0 ( 0.0) |
| Did not obtain credit report due to an adverse action |
89.9 ( 0.8) |
4.6 ( 0.6) |
5.5 ( 0.6) |
0.0 ( 0.0) |