| All respondents |
71.2 ( 1.3) |
12.5 ( 1.0) |
16.4 ( 1.1) |
| AGE GROUP |
|
|
|
| 18 to 24 |
62.5 ( 5.2) |
13.8 ( 4.2) |
23.7 ( 4.3) |
| 25 to 34 |
75.5 ( 3.1) |
9.2 ( 2.0) |
15.4 ( 2.6) |
| 35 to 44 |
77.9 ( 3.0) |
10.6 ( 2.1) |
11.5 ( 2.5) |
| 45 to 54 |
76.5 ( 2.7) |
10.2 ( 2.0) |
13.3 ( 2.2) |
| 55 to 64 |
74.3 ( 3.2) |
12.1 ( 2.4) |
13.6 ( 2.4) |
| 65 and older |
57.8 ( 3.2) |
19.8 ( 2.6) |
22.5 ( 2.7) |
| INCOME |
|
|
|
| Less than $25000 |
67.6 ( 2.1) |
14.8 ( 1.6) |
17.6 ( 1.8) |
| $25000 to $49999 |
72.4 ( 2.9) |
12.4 ( 2.3) |
15.1 ( 2.2) |
| $50000 to $74999 |
72.8 ( 3.3) |
10.5 ( 2.5) |
16.6 ( 2.7) |
| $75000+ |
75.2 ( 3.0) |
10.2 ( 2.1) |
14.6 ( 2.5) |
| EDUCATION |
|
|
|
| Less than high school |
55.4 ( 3.7) |
16.0 ( 2.6) |
28.6 ( 3.4) |
| High school |
75.4 ( 2.2) |
9.2 ( 1.3) |
15.4 ( 1.9) |
| Some post-secondary education |
71.8 ( 2.7) |
15.7 ( 2.2) |
12.5 ( 1.9) |
| BA or more |
71.6 ( 2.6) |
11.6 ( 1.9) |
16.8 ( 2.1) |
| ETHNICITY |
|
|
|
| White |
71.0 ( 1.8) |
12.7 ( 1.3) |
16.3 ( 1.4) |
| Black |
75.5 ( 2.6) |
11.4 ( 1.9) |
13.1 ( 2.1) |
| Hispanic |
66.2 ( 2.9) |
13.7 ( 2.1) |
20.1 ( 2.5) |
| Other |
76.6 ( 5.5) |
8.4 ( 3.7) |
14.9 ( 4.6) |
| SEX |
|
|
|
| Male |
70.6 ( 2.2) |
13.4 ( 1.7) |
16.0 ( 1.8) |
| Female |
71.7 ( 1.6) |
11.7 ( 1.1) |
16.6 ( 1.3) |
| EMPLOYMENT STATUS |
|
|
|
| Actively employed (FT or PT) |
76.6 ( 1.7) |
9.8 ( 1.3) |
13.6 ( 1.4) |
| Student |
74.9 ( 6.7) |
7.5 ( 3.4) |
17.6 ( 6.0) |
| Not employed (homemaker, retired, unemployed) |
60.9 ( 2.3) |
18.2 ( 1.9) |
20.9 ( 1.9) |
| Other |
65.2 ( 6.5) |
13.0 ( 4.5) |
21.8 ( 6.0) |
| GEOGRAPHIC RESIDENCE |
|
|
|
| Resident of a free report state (CO, GA, ME, MD, MA, NJ, VT) |
74.2 ( 2.6) |
11.5 ( 1.9) |
14.3 ( 2.1) |
| Resident of another state |
70.7 ( 1.5) |
12.6 ( 1.1) |
16.7 ( 1.2) |
| FINANCIAL AND CREDIT REPORT EXPERIENCE |
|
|
|
| Obtained a credit report |
77.6 ( 1.7) |
10.1 ( 1.2) |
12.3 ( 1.3) |
| Did not obtain a credit report |
62.4 ( 2.2) |
15.7 ( 1.7) |
21.9 ( 1.9) |
| |
|
|
|
| Obtained credit score |
81.1 ( 2.1) |
8.1 ( 1.4) |
10.8 ( 1.7) |
| Did not obtain credit score |
66.3 ( 1.7) |
14.6 ( 1.3) |
19.1 ( 1.4) |
| |
|
|
|
| Disputed information on credit report |
80.3 ( 2.9) |
10.5 ( 2.2) |
9.2 ( 2.2) |
| Did not dispute credit report information |
69.2 ( 1.5) |
12.9 ( 1.1) |
17.9 ( 1.2) |
| |
|
|
|
| Had an auto or mortgage loan |
72.7 ( 1.5) |
12.1 ( 1.1) |
15.2 ( 1.2) |
| Did not have an auto or mortgage loan |
66.0 ( 2.9) |
13.6 ( 2.2) |
20.4 ( 2.4) |
| |
|
|
|
| Was a victim of identity theft |
85.6 ( 3.0) |
8.6 ( 2.4) |
5.9 ( 2.0) |
| Was not a victim of identity theft |
69.6 ( 1.4) |
12.9 ( 1.1) |
17.5 ( 1.2) |
| |
|
|
|
| Obtained credit report due to an adverse action |
78.0 ( 4.8) |
10.7 ( 4.1) |
11.4 ( 3.3) |
| Did not obtain credit report due to an adverse action |
70.6 ( 1.4) |
12.6 ( 1.0) |
16.8 ( 1.2) |