| All respondents |
86.8 ( 0.9) |
3.1 ( 0.4) |
10.1 ( 0.9) |
| AGE GROUP |
|
|
|
| 18 to 24 |
79.9 ( 4.2) |
5.3 ( 2.0) |
14.8 ( 3.9) |
| 25 to 34 |
89.1 ( 2.0) |
1.9 ( 0.7) |
9.0 ( 1.9) |
| 35 to 44 |
90.5 ( 1.9) |
2.0 ( 0.7) |
7.5 ( 1.8) |
| 45 to 54 |
90.3 ( 1.7) |
3.6 ( 1.1) |
6.1 ( 1.3) |
| 55 to 64 |
89.7 ( 2.0) |
2.3 ( 0.8) |
7.9 ( 1.9) |
| 65 and older |
80.8 ( 2.4) |
3.1 ( 1.0) |
16.1 ( 2.3) |
| INCOME |
|
|
|
| Less than $25000 |
78.9 ( 1.8) |
6.0 ( 1.0) |
15.1 ( 1.6) |
| $25000 to $49999 |
88.1 ( 2.1) |
3.0 ( 1.0) |
8.8 ( 1.9) |
| $50000 to $74999 |
94.1 ( 1.6) |
0.7 ( 0.4) |
5.2 ( 1.5) |
| $75000+ |
92.4 ( 1.8) |
1.2 ( 0.7) |
6.4 ( 1.7) |
| EDUCATION |
|
|
|
| Less than high school |
61.4 ( 3.5) |
11.4 ( 2.3) |
27.2 ( 3.2) |
| High school |
86.6 ( 1.7) |
3.3 ( 0.8) |
10.1 ( 1.6) |
| Some post-secondary education |
90.3 ( 1.8) |
2.1 ( 0.8) |
7.6 ( 1.6) |
| BA or more |
92.7 ( 1.4) |
0.7 ( 0.4) |
6.6 ( 1.4) |
| ETHNICITY |
|
|
|
| White |
90.4 ( 1.1) |
1.0 ( 0.3) |
8.6 ( 1.1) |
| Black |
86.6 ( 2.1) |
4.8 ( 1.4) |
8.6 ( 1.6) |
| Hispanic |
69.3 ( 2.8) |
12.1 ( 2.1) |
18.6 ( 2.3) |
| Other |
86.6 ( 4.1) |
3.1 ( 2.1) |
10.3 ( 3.6) |
| SEX |
|
|
|
| Male |
88.7 ( 1.5) |
3.0 ( 0.7) |
8.3 ( 1.4) |
| Female |
85.1 ( 1.2) |
3.2 ( 0.5) |
11.7 ( 1.1) |
| EMPLOYMENT STATUS |
|
|
|
| Actively employed (FT or PT) |
91.6 ( 1.0) |
2.3 ( 0.5) |
6.1 ( 0.9) |
| Student |
82.1 ( 5.7) |
4.9 ( 3.6) |
13.0 ( 4.7) |
| Not employed (homemaker, retired, unemployed) |
79.0 ( 1.9) |
4.2 ( 0.8) |
16.8 ( 1.8) |
| Other |
82.6 ( 5.6) |
3.2 ( 1.9) |
14.2 ( 5.5) |
| GEOGRAPHIC RESIDENCE |
|
|
|
| Resident of a free report state (CO, GA, ME, MD, MA, NJ, VT) |
86.6 ( 2.3) |
4.0 ( 1.3) |
9.3 ( 2.0) |
| Resident of another state |
86.8 ( 1.0) |
2.9 ( 0.5) |
10.2 ( 0.9) |
| FINANCIAL AND CREDIT REPORT EXPERIENCE |
|
|
|
| Obtained a credit report |
92.2 ( 1.0) |
1.5 ( 0.4) |
6.3 ( 1.0) |
| Did not obtain a credit report |
79.5 ( 1.7) |
5.2 ( 0.9) |
15.3 ( 1.5) |
| |
|
|
|
| Obtained credit score |
94.9 ( 1.0) |
0.8 ( 0.4) |
4.3 ( 0.9) |
| Did not obtain credit score |
82.9 ( 1.3) |
4.2 ( 0.6) |
12.9 ( 1.2) |
| |
|
|
|
| Disputed information on credit report |
94.4 ( 1.7) |
0.7 ( 0.4) |
4.9 ( 1.6) |
| Did not dispute credit report information |
85.2 ( 1.1) |
3.6 ( 0.5) |
11.2 ( 1.0) |
| |
|
|
|
| Had an auto or mortgage loan |
90.9 ( 0.9) |
2.1 ( 0.4) |
7.0 ( 0.8) |
| Did not have an auto or mortgage loan |
73.2 ( 2.6) |
6.5 ( 1.3) |
20.3 ( 2.4) |
| |
|
|
|
| Was a victim of identity theft |
92.3 ( 2.0) |
1.7 ( 0.9) |
6.0 ( 1.8) |
| Was not a victim of identity theft |
86.2 ( 1.0) |
3.2 ( 0.5) |
10.5 ( 0.9) |
| |
|
|
|
| Obtained credit report due to an adverse action |
84.7 ( 4.7) |
1.4 ( 0.8) |
13.9 ( 4.6) |
| Did not obtain credit report due to an adverse action |
87.0 ( 0.9) |
3.2 ( 0.5) |
9.8 ( 0.8) |