| All respondents |
15.3 ( 0.9) |
59.4 ( 1.4) |
25.3 ( 1.3) |
| AGE GROUP |
|
|
|
| 18 to 24 |
11.5 ( 2.7) |
61.4 ( 4.9) |
27.1 ( 4.6) |
| 25 to 34 |
9.8 ( 1.9) |
61.4 ( 3.5) |
28.8 ( 3.3) |
| 35 to 44 |
12.5 ( 2.0) |
69.3 ( 3.1) |
18.2 ( 2.6) |
| 45 to 54 |
18.5 ( 2.4) |
58.2 ( 3.2) |
23.3 ( 2.8) |
| 55 to 64 |
15.9 ( 2.5) |
59.0 ( 3.6) |
25.2 ( 3.1) |
| 65 and older |
22.3 ( 2.6) |
47.0 ( 3.3) |
30.6 ( 2.9) |
| INCOME |
|
|
|
| Less than $25000 |
25.5 ( 1.9) |
48.2 ( 2.3) |
26.3 ( 2.0) |
| $25000 to $49999 |
15.0 ( 2.0) |
61.9 ( 3.0) |
23.1 ( 2.7) |
| $50000 to $74999 |
9.0 ( 1.8) |
68.2 ( 3.2) |
22.8 ( 2.9) |
| $75000+ |
8.3 ( 1.7) |
65.6 ( 3.2) |
26.1 ( 3.0) |
| EDUCATION |
|
|
|
| Less than high school |
30.6 ( 3.4) |
36.7 ( 3.7) |
32.7 ( 3.4) |
| High school |
20.0 ( 1.9) |
54.3 ( 2.5) |
25.6 ( 2.3) |
| Some post-secondary education |
14.4 ( 1.8) |
65.4 ( 2.6) |
20.2 ( 2.2) |
| BA or more |
6.4 ( 1.2) |
66.5 ( 2.6) |
27.1 ( 2.5) |
| ETHNICITY |
|
|
|
| White |
11.0 ( 1.1) |
62.8 ( 1.8) |
26.1 ( 1.7) |
| Black |
28.3 ( 2.7) |
50.6 ( 3.0) |
21.1 ( 2.5) |
| Hispanic |
23.8 ( 2.6) |
50.1 ( 3.1) |
26.0 ( 2.7) |
| Other |
18.7 ( 4.6) |
60.3 ( 6.1) |
21.0 ( 5.0) |
| SEX |
|
|
|
| Male |
15.5 ( 1.5) |
63.0 ( 2.2) |
21.6 ( 2.0) |
| Female |
15.2 ( 1.2) |
56.2 ( 1.8) |
28.7 ( 1.6) |
| EMPLOYMENT STATUS |
|
|
|
| Actively employed (FT or PT) |
13.2 ( 1.2) |
63.9 ( 1.9) |
22.9 ( 1.7) |
| Student |
7.1 ( 3.5) |
64.9 ( 7.6) |
28.0 ( 7.1) |
| Not employed (homemaker, retired, unemployed) |
20.1 ( 1.7) |
51.2 ( 2.3) |
28.7 ( 2.1) |
| Other |
18.1 ( 4.2) |
51.5 ( 6.4) |
30.5 ( 6.2) |
| GEOGRAPHIC RESIDENCE |
|
|
|
| Resident of a free report state (CO, GA, ME, MD, MA, NJ, VT) |
19.3 ( 2.5) |
57.7 ( 3.1) |
23.0 ( 2.6) |
| Resident of another state |
14.8 ( 1.0) |
59.7 ( 1.6) |
25.6 ( 1.4) |
| FINANCIAL AND CREDIT REPORT EXPERIENCE |
|
|
|
| Obtained a credit report |
11.7 ( 1.1) |
65.3 ( 1.8) |
22.9 ( 1.6) |
| Did not obtain a credit report |
20.3 ( 1.6) |
51.3 ( 2.2) |
28.4 ( 2.0) |
| |
|
|
|
| Obtained credit score |
9.5 ( 1.4) |
67.7 ( 2.3) |
22.8 ( 2.1) |
| Did not obtain credit score |
18.2 ( 1.2) |
55.4 ( 1.8) |
26.4 ( 1.6) |
| |
|
|
|
| Disputed information on credit report |
11.0 ( 1.8) |
71.5 ( 2.9) |
17.5 ( 2.5) |
| Did not dispute credit report information |
16.3 ( 1.1) |
56.8 ( 1.6) |
27.0 ( 1.4) |
| |
|
|
|
| Had an auto or mortgage loan |
14.0 ( 1.1) |
60.7 ( 1.6) |
25.2 ( 1.5) |
| Did not have an auto or mortgage loan |
19.7 ( 2.1) |
54.9 ( 2.9) |
25.4 ( 2.5) |
| |
|
|
|
| Was a victim of identity theft |
18.9 ( 3.2) |
61.7 ( 4.1) |
19.5 ( 3.4) |
| Was not a victim of identity theft |
15.0 ( 1.0) |
59.2 ( 1.5) |
25.9 ( 1.4) |
| |
|
|
|
| Obtained credit report due to an adverse action |
15.1 ( 3.3) |
62.1 ( 4.9) |
22.8 ( 4.1) |
| Did not obtain credit report due to an adverse action |
15.4 ( 1.0) |
59.2 ( 1.5) |
25.5 ( 1.3) |