| All respondents |
81.8 ( 1.1) |
9.0 ( 0.9) |
9.2 ( 0.8) |
| AGE GROUP |
|
|
|
| 18 to 24 |
74.9 ( 4.5) |
12.0 ( 3.5) |
13.1 ( 3.4) |
| 25 to 34 |
84.5 ( 2.6) |
7.3 ( 1.9) |
8.2 ( 1.9) |
| 35 to 44 |
85.3 ( 2.6) |
9.7 ( 2.2) |
5.0 ( 1.5) |
| 45 to 54 |
86.2 ( 2.2) |
7.7 ( 1.6) |
6.1 ( 1.5) |
| 55 to 64 |
86.1 ( 2.4) |
6.7 ( 1.7) |
7.2 ( 1.7) |
| 65 and older |
74.3 ( 2.7) |
8.7 ( 1.8) |
17.0 ( 2.2) |
| INCOME |
|
|
|
| Less than $25000 |
76.0 ( 1.9) |
8.6 ( 1.3) |
15.4 ( 1.6) |
| $25000 to $49999 |
84.4 ( 2.2) |
8.9 ( 1.8) |
6.6 ( 1.5) |
| $50000 to $74999 |
86.0 ( 2.7) |
9.2 ( 2.4) |
4.7 ( 1.6) |
| $75000+ |
86.3 ( 2.5) |
7.8 ( 1.9) |
5.9 ( 1.7) |
| EDUCATION |
|
|
|
| Less than high school |
59.3 ( 3.6) |
10.8 ( 2.4) |
29.8 ( 3.3) |
| High school |
81.9 ( 2.0) |
7.0 ( 1.3) |
11.1 ( 1.7) |
| Some post-secondary education |
83.0 ( 2.3) |
11.9 ( 2.0) |
5.1 ( 1.3) |
| BA or more |
88.3 ( 1.7) |
7.4 ( 1.4) |
4.3 ( 1.1) |
| ETHNICITY |
|
|
|
| White |
83.8 ( 1.4) |
8.0 ( 1.1) |
8.2 ( 1.0) |
| Black |
83.4 ( 2.2) |
8.5 ( 1.7) |
8.1 ( 1.5) |
| Hispanic |
72.9 ( 2.8) |
12.5 ( 2.2) |
14.6 ( 2.1) |
| Other |
74.8 ( 5.4) |
13.7 ( 4.4) |
11.6 ( 3.7) |
| SEX |
|
|
|
| Male |
81.4 ( 1.9) |
10.5 ( 1.5) |
8.0 ( 1.3) |
| Female |
82.2 ( 1.3) |
7.6 ( 0.9) |
10.3 ( 1.0) |
| EMPLOYMENT STATUS |
|
|
|
| Actively employed (FT or PT) |
85.3 ( 1.4) |
8.8 ( 1.2) |
5.9 ( 0.9) |
| Student |
78.4 ( 6.9) |
14.1 ( 5.9) |
7.6 ( 4.1) |
| Not employed (homemaker, retired, unemployed) |
76.5 ( 1.9) |
8.6 ( 1.3) |
14.9 ( 1.5) |
| Other |
76.0 ( 6.4) |
8.2 ( 3.8) |
15.9 ( 5.9) |
| GEOGRAPHIC RESIDENCE |
|
|
|
| Resident of a free report state (CO, GA, ME, MD, MA, NJ, VT) |
82.1 ( 2.5) |
7.9 ( 1.7) |
10.0 ( 2.1) |
| Resident of another state |
81.7 ( 1.2) |
9.2 ( 1.0) |
9.1 ( 0.9) |
| FINANCIAL AND CREDIT REPORT EXPERIENCE |
|
|
|
| Obtained a credit report |
88.3 ( 1.2) |
7.5 ( 1.0) |
4.2 ( 0.8) |
| Did not obtain a credit report |
72.8 ( 2.0) |
11.0 ( 1.5) |
16.2 ( 1.6) |
| |
|
|
|
| Obtained credit score |
89.6 ( 1.6) |
8.0 ( 1.4) |
2.5 ( 0.8) |
| Did not obtain credit score |
78.0 ( 1.5) |
9.5 ( 1.1) |
12.5 ( 1.1) |
| |
|
|
|
| Disputed information on credit report |
90.8 ( 2.1) |
6.8 ( 1.8) |
2.4 ( 1.1) |
| Did not dispute credit report information |
79.8 ( 1.3) |
9.5 ( 1.0) |
10.7 ( 1.0) |
| |
|
|
|
| Had an auto or mortgage loan |
84.7 ( 1.2) |
8.5 ( 1.0) |
6.8 ( 0.8) |
| Did not have an auto or mortgage loan |
71.9 ( 2.7) |
10.7 ( 2.0) |
17.3 ( 2.2) |
| |
|
|
|
| Was a victim of identity theft |
85.0 ( 3.0) |
6.8 ( 2.0) |
8.2 ( 2.4) |
| Was not a victim of identity theft |
81.4 ( 1.2) |
9.2 ( 0.9) |
9.4 ( 0.9) |
| |
|
|
|
| Obtained credit report due to an adverse action |
89.9 ( 3.2) |
5.8 ( 2.9) |
4.2 ( 1.6) |
| Did not obtain credit report due to an adverse action |
81.0 ( 1.2) |
9.3 ( 0.9) |
9.7 ( 0.9) |