| All respondents |
18.9 ( 1.1) |
60.7 ( 1.4) |
20.4 ( 1.2) |
0.0 ( 0.0) |
| AGE GROUP |
|
|
|
|
| 18 to 24 |
10.2 ( 2.9) |
72.7 ( 4.5) |
17.1 ( 3.9) |
0.0 ( 0.0) |
| 25 to 34 |
11.0 ( 2.2) |
69.8 ( 3.3) |
19.2 ( 2.8) |
0.0 ( 0.0) |
| 35 to 44 |
17.3 ( 2.5) |
63.9 ( 3.3) |
18.7 ( 2.8) |
0.0 ( 0.0) |
| 45 to 54 |
20.7 ( 2.7) |
60.9 ( 3.2) |
18.4 ( 2.5) |
0.0 ( 0.0) |
| 55 to 64 |
25.6 ( 3.3) |
55.8 ( 3.7) |
18.5 ( 2.8) |
0.0 ( 0.0) |
| 65 and older |
25.5 ( 2.9) |
46.9 ( 3.3) |
27.4 ( 2.8) |
0.2 ( 0.2) |
| INCOME |
|
|
|
|
| Less than $25000 |
17.7 ( 1.8) |
57.7 ( 2.3) |
24.5 ( 1.9) |
0.1 ( 0.1) |
| $25000 to $49999 |
16.2 ( 2.2) |
64.6 ( 3.0) |
19.3 ( 2.6) |
0.0 ( 0.0) |
| $50000 to $74999 |
18.9 ( 2.6) |
63.7 ( 3.3) |
17.4 ( 2.7) |
0.0 ( 0.0) |
| $75000+ |
22.3 ( 2.8) |
60.7 ( 3.3) |
17.1 ( 2.6) |
0.0 ( 0.0) |
| EDUCATION |
|
|
|
|
| Less than high school |
13.7 ( 2.6) |
51.6 ( 3.7) |
34.4 ( 3.5) |
0.3 ( 0.3) |
| High school |
18.6 ( 2.0) |
61.4 ( 2.5) |
20.0 ( 2.0) |
0.0 ( 0.0) |
| Some post-secondary education |
16.7 ( 2.0) |
66.5 ( 2.6) |
16.8 ( 2.0) |
0.0 ( 0.0) |
| BA or more |
23.0 ( 2.2) |
57.7 ( 2.7) |
19.3 ( 2.3) |
0.0 ( 0.0) |
| ETHNICITY |
|
|
|
|
| White |
20.2 ( 1.5) |
59.6 ( 1.8) |
20.2 ( 1.5) |
0.0 ( 0.0) |
| Black |
16.6 ( 2.1) |
66.6 ( 2.8) |
16.6 ( 2.2) |
0.2 ( 0.2) |
| Hispanic |
13.2 ( 2.0) |
59.9 ( 3.0) |
26.9 ( 2.7) |
0.0 ( 0.0) |
| Other |
22.0 ( 5.1) |
64.3 ( 6.1) |
13.7 ( 4.4) |
0.0 ( 0.0) |
| SEX |
|
|
|
|
| Male |
19.5 ( 1.8) |
63.2 ( 2.2) |
17.3 ( 1.8) |
0.0 ( 0.0) |
| Female |
18.0 ( 1.4) |
58.7 ( 1.8) |
23.2 ( 1.5) |
0.1 ( 0.1) |
| EMPLOYMENT STATUS |
|
|
|
|
| Actively employed (FT or PT) |
18.4 ( 1.5) |
64.1 ( 1.9) |
17.4 ( 1.5) |
0.0 ( 0.0) |
| Student |
9.4 ( 4.4) |
77.6 ( 6.3) |
13.1 ( 4.8) |
0.0 ( 0.0) |
| Not employed (homemaker, retired, unemployed) |
20.6 ( 1.9) |
52.5 ( 2.3) |
26.7 ( 2.0) |
0.1 ( 0.1) |
| Other |
20.7 ( 5.1) |
57.8 ( 6.3) |
21.5 ( 5.1) |
0.0 ( 0.0) |
| GEOGRAPHIC RESIDENCE |
|
|
|
|
| Resident of a free report state (CO, GA, ME, MD, MA, NJ, VT) |
22.0 ( 2.5) |
64.8 ( 2.8) |
13.0 ( 1.8) |
0.2 ( 0.2) |
| Resident of another state |
18.4 ( 1.2) |
60.1 ( 1.6) |
21.4 ( 1.3) |
0.0 ( 0.0) |
| FINANCIAL AND CREDIT REPORT EXPERIENCE |
|
|
|
|
| Obtained a credit report |
20.7 ( 1.5) |
62.0 ( 1.9) |
17.3 ( 1.5) |
0.1 ( 0.1) |
| Did not obtain a credit report |
16.4 ( 1.6) |
59.0 ( 2.2) |
24.6 ( 1.9) |
0.0 ( 0.0) |
| |
|
|
|
|
| Obtained credit score |
19.8 ( 1.9) |
65.5 ( 2.4) |
14.6 ( 1.8) |
0.1 ( 0.1) |
| Did not obtain credit score |
18.4 ( 1.4) |
58.4 ( 1.7) |
23.2 ( 1.5) |
0.0 ( 0.0) |
| |
|
|
|
|
| Disputed information on credit report |
28.0 ( 3.0) |
56.4 ( 3.3) |
15.6 ( 2.6) |
0.0 ( 0.0) |
| Did not dispute credit report information |
16.9 ( 1.2) |
61.7 ( 1.6) |
21.4 ( 1.3) |
0.0 ( 0.0) |
| |
|
|
|
|
| Had an auto or mortgage loan |
20.3 ( 1.3) |
59.8 ( 1.6) |
19.9 ( 1.4) |
0.0 ( 0.0) |
| Did not have an auto or mortgage loan |
14.2 ( 2.0) |
63.8 ( 2.7) |
22.0 ( 2.2) |
0.0 ( 0.0) |
| |
|
|
|
|
| Was a victim of identity theft |
18.1 ( 3.2) |
67.9 ( 4.0) |
14.0 ( 2.9) |
0.0 ( 0.0) |
| Was not a victim of identity theft |
19.0 ( 1.2) |
59.9 ( 1.5) |
21.0 ( 1.2) |
0.0 ( 0.0) |
| |
|
|
|
|
| Obtained credit report due to an adverse action |
22.8 ( 4.2) |
59.5 ( 5.1) |
17.7 ( 4.1) |
0.0 ( 0.0) |
| Did not obtain credit report due to an adverse action |
18.5 ( 1.2) |
60.8 ( 1.5) |
20.6 ( 1.2) |
0.0 ( 0.0) |