| All respondents |
55.3 ( 1.5) |
30.0 ( 1.4) |
14.6 ( 1.0) |
0.1 ( 0.1) |
| AGE GROUP |
|
|
|
|
| 18 to 24 |
52.9 ( 5.2) |
38.4 ( 5.2) |
8.7 ( 2.4) |
0.0 ( 0.0) |
| 25 to 34 |
52.1 ( 3.6) |
32.5 ( 3.4) |
15.4 ( 2.5) |
0.0 ( 0.0) |
| 35 to 44 |
55.9 ( 3.4) |
32.0 ( 3.2) |
12.1 ( 2.4) |
0.0 ( 0.0) |
| 45 to 54 |
61.7 ( 3.2) |
28.5 ( 3.0) |
9.8 ( 1.7) |
0.0 ( 0.0) |
| 55 to 64 |
61.7 ( 3.6) |
22.7 ( 3.2) |
15.5 ( 2.7) |
0.0 ( 0.0) |
| 65 and older |
53.5 ( 3.2) |
23.6 ( 2.7) |
22.2 ( 2.6) |
0.7 ( 0.7) |
| INCOME |
|
|
|
|
| Less than $25000 |
54.8 ( 2.3) |
24.6 ( 2.0) |
20.6 ( 1.8) |
0.0 ( 0.0) |
| $25000 to $49999 |
53.7 ( 3.1) |
32.1 ( 3.0) |
13.7 ( 2.1) |
0.4 ( 0.4) |
| $50000 to $74999 |
60.3 ( 3.5) |
31.9 ( 3.4) |
7.9 ( 1.9) |
0.0 ( 0.0) |
| $75000+ |
58.2 ( 3.4) |
30.6 ( 3.1) |
11.1 ( 2.2) |
0.0 ( 0.0) |
| EDUCATION |
|
|
|
|
| Less than high school |
48.8 ( 3.7) |
21.9 ( 3.1) |
29.3 ( 3.3) |
0.0 ( 0.0) |
| High school |
55.9 ( 2.5) |
26.6 ( 2.3) |
17.2 ( 1.8) |
0.3 ( 0.3) |
| Some post-secondary education |
55.8 ( 2.9) |
34.7 ( 2.8) |
9.5 ( 1.5) |
0.0 ( 0.0) |
| BA or more |
56.5 ( 2.7) |
31.7 ( 2.6) |
11.7 ( 1.8) |
0.1 ( 0.1) |
| ETHNICITY |
|
|
|
|
| White |
55.6 ( 1.9) |
30.9 ( 1.8) |
13.4 ( 1.2) |
0.2 ( 0.2) |
| Black |
55.3 ( 3.0) |
30.9 ( 2.8) |
13.6 ( 2.0) |
0.2 ( 0.2) |
| Hispanic |
55.4 ( 3.1) |
24.5 ( 2.7) |
20.0 ( 2.4) |
0.0 ( 0.0) |
| Other |
49.8 ( 6.4) |
31.8 ( 5.9) |
18.5 ( 5.2) |
0.0 ( 0.0) |
| SEX |
|
|
|
|
| Male |
57.3 ( 2.3) |
32.3 ( 2.2) |
10.1 ( 1.4) |
0.2 ( 0.2) |
| Female |
53.3 ( 1.8) |
28.0 ( 1.6) |
18.7 ( 1.4) |
0.1 ( 0.1) |
| EMPLOYMENT STATUS |
|
|
|
|
| Actively employed (FT or PT) |
57.2 ( 1.9) |
31.7 ( 1.8) |
11.0 ( 1.2) |
0.0 ( 0.0) |
| Student |
57.2 ( 8.6) |
39.2 ( 8.6) |
3.6 ( 2.1) |
0.0 ( 0.0) |
| Not employed (homemaker, retired, unemployed) |
51.6 ( 2.3) |
25.8 ( 2.1) |
22.1 ( 1.9) |
0.4 ( 0.3) |
| Other |
53.8 ( 6.4) |
27.3 ( 6.2) |
19.0 ( 4.3) |
0.0 ( 0.0) |
| GEOGRAPHIC RESIDENCE |
|
|
|
|
| Resident of a free report state (CO, GA, ME, MD, MA, NJ, VT) |
55.4 ( 3.1) |
32.5 ( 3.0) |
12.1 ( 1.7) |
0.0 ( 0.0) |
| Resident of another state |
55.2 ( 1.6) |
29.7 ( 1.5) |
14.9 ( 1.1) |
0.2 ( 0.1) |
| FINANCIAL AND CREDIT REPORT EXPERIENCE |
|
|
|
|
| Obtained a credit report |
57.6 ( 1.9) |
31.0 ( 1.8) |
11.2 ( 1.2) |
0.2 ( 0.2) |
| Did not obtain a credit report |
52.0 ( 2.2) |
28.7 ( 2.1) |
19.2 ( 1.6) |
0.0 ( 0.0) |
| |
|
|
|
|
| Obtained credit score |
54.8 ( 2.5) |
34.8 ( 2.4) |
10.4 ( 1.6) |
0.0 ( 0.0) |
| Did not obtain credit score |
55.5 ( 1.8) |
27.7 ( 1.7) |
16.6 ( 1.2) |
0.2 ( 0.2) |
| |
|
|
|
|
| Disputed information on credit report |
60.3 ( 3.3) |
29.5 ( 3.0) |
10.0 ( 2.0) |
0.2 ( 0.2) |
| Did not dispute credit report information |
54.2 ( 1.6) |
30.1 ( 1.5) |
15.6 ( 1.1) |
0.1 ( 0.1) |
| |
|
|
|
|
| Had an auto or mortgage loan |
56.8 ( 1.7) |
29.6 ( 1.5) |
13.4 ( 1.1) |
0.2 ( 0.1) |
| Did not have an auto or mortgage loan |
50.0 ( 3.0) |
31.5 ( 3.0) |
18.5 ( 2.0) |
0.0 ( 0.0) |
| |
|
|
|
|
| Was a victim of identity theft |
55.7 ( 4.4) |
33.4 ( 4.2) |
10.6 ( 2.7) |
0.3 ( 0.3) |
| Was not a victim of identity theft |
55.2 ( 1.5) |
29.7 ( 1.4) |
15.0 ( 1.0) |
0.1 ( 0.1) |
| |
|
|
|
|
| Obtained credit report due to an adverse action |
62.2 ( 5.2) |
29.2 ( 5.1) |
8.6 ( 2.8) |
0.0 ( 0.0) |
| Did not obtain credit report due to an adverse action |
54.6 ( 1.5) |
30.1 ( 1.4) |
15.1 ( 1.0) |
0.1 ( 0.1) |