| All respondents |
7.9 ( 0.7) |
70.6 ( 1.3) |
21.5 ( 1.2) |
0.0 ( 0.0) |
| AGE GROUP |
|
|
|
|
| 18 to 24 |
11.8 ( 3.1) |
51.7 ( 5.1) |
36.5 ( 5.0) |
0.0 ( 0.0) |
| 25 to 34 |
10.1 ( 2.0) |
65.6 ( 3.3) |
24.3 ( 2.9) |
0.0 ( 0.0) |
| 35 to 44 |
4.6 ( 1.2) |
74.9 ( 3.0) |
20.5 ( 2.8) |
0.0 ( 0.0) |
| 45 to 54 |
7.6 ( 1.6) |
73.3 ( 2.8) |
19.1 ( 2.5) |
0.0 ( 0.0) |
| 55 to 64 |
6.9 ( 1.7) |
80.7 ( 2.8) |
12.4 ( 2.5) |
0.0 ( 0.0) |
| 65 and older |
7.3 ( 1.6) |
77.3 ( 2.6) |
15.3 ( 2.2) |
0.2 ( 0.2) |
| INCOME |
|
|
|
|
| Less than $25000 |
12.5 ( 1.5) |
58.7 ( 2.3) |
28.7 ( 2.1) |
0.1 ( 0.1) |
| $25000 to $49999 |
7.0 ( 1.5) |
72.4 ( 2.9) |
20.5 ( 2.7) |
0.0 ( 0.0) |
| $50000 to $74999 |
8.2 ( 1.9) |
77.5 ( 2.9) |
14.3 ( 2.4) |
0.0 ( 0.0) |
| $75000+ |
3.0 ( 1.1) |
79.2 ( 2.9) |
17.8 ( 2.7) |
0.0 ( 0.0) |
| EDUCATION |
|
|
|
|
| Less than high school |
15.3 ( 2.6) |
41.8 ( 3.7) |
42.5 ( 3.7) |
0.3 ( 0.3) |
| High school |
11.3 ( 1.6) |
65.4 ( 2.5) |
23.3 ( 2.3) |
0.0 ( 0.0) |
| Some post-secondary education |
3.9 ( 1.0) |
75.8 ( 2.5) |
20.3 ( 2.4) |
0.0 ( 0.0) |
| BA or more |
5.7 ( 1.3) |
80.6 ( 2.2) |
13.7 ( 1.9) |
0.0 ( 0.0) |
| ETHNICITY |
|
|
|
|
| White |
6.5 ( 0.9) |
75.2 ( 1.7) |
18.3 ( 1.5) |
0.0 ( 0.0) |
| Black |
7.7 ( 1.5) |
70.6 ( 2.8) |
21.4 ( 2.6) |
0.2 ( 0.2) |
| Hispanic |
13.4 ( 2.0) |
48.9 ( 3.1) |
37.8 ( 3.0) |
0.0 ( 0.0) |
| Other |
11.9 ( 4.0) |
67.4 ( 5.8) |
20.6 ( 4.9) |
0.0 ( 0.0) |
| SEX |
|
|
|
|
| Male |
7.7 ( 1.1) |
70.7 ( 2.2) |
21.7 ( 2.0) |
0.0 ( 0.0) |
| Female |
8.2 ( 1.0) |
70.9 ( 1.6) |
20.9 ( 1.4) |
0.1 ( 0.1) |
| EMPLOYMENT STATUS |
|
|
|
|
| Actively employed (FT or PT) |
7.5 ( 1.0) |
72.5 ( 1.7) |
20.0 ( 1.6) |
0.0 ( 0.0) |
| Student |
8.8 ( 4.5) |
58.5 ( 8.6) |
32.7 ( 8.5) |
0.0 ( 0.0) |
| Not employed (homemaker, retired, unemployed) |
8.5 ( 1.2) |
69.3 ( 2.2) |
22.1 ( 2.0) |
0.1 ( 0.1) |
| Other |
8.2 ( 2.8) |
64.0 ( 6.4) |
27.8 ( 6.3) |
0.0 ( 0.0) |
| GEOGRAPHIC RESIDENCE |
|
|
|
|
| Resident of a free report state (CO, GA, ME, MD, MA, NJ, VT) |
8.9 ( 2.0) |
75.3 ( 2.8) |
15.6 ( 2.3) |
0.2 ( 0.2) |
| Resident of another state |
7.7 ( 0.8) |
69.9 ( 1.5) |
22.4 ( 1.4) |
0.0 ( 0.0) |
| FINANCIAL AND CREDIT REPORT EXPERIENCE |
|
|
|
|
| Obtained a credit report |
5.9 ( 0.8) |
76.0 ( 1.7) |
18.0 ( 1.6) |
0.1 ( 0.1) |
| Did not obtain a credit report |
10.7 ( 1.3) |
63.2 ( 2.1) |
26.2 ( 1.9) |
0.0 ( 0.0) |
| |
|
|
|
|
| Obtained credit score |
5.4 ( 1.0) |
78.6 ( 2.1) |
15.9 ( 1.9) |
0.1 ( 0.1) |
| Did not obtain credit score |
9.1 ( 1.0) |
66.7 ( 1.7) |
24.2 ( 1.6) |
0.0 ( 0.0) |
| |
|
|
|
|
| Disputed information on credit report |
5.5 ( 1.3) |
82.4 ( 2.4) |
12.1 ( 2.1) |
0.0 ( 0.0) |
| Did not dispute credit report information |
8.4 ( 0.8) |
68.0 ( 1.5) |
23.5 ( 1.4) |
0.0 ( 0.0) |
| |
|
|
|
|
| Had an auto or mortgage loan |
6.0 ( 0.7) |
76.6 ( 1.4) |
17.3 ( 1.3) |
0.0 ( 0.0) |
| Did not have an auto or mortgage loan |
14.2 ( 2.0) |
50.4 ( 3.0) |
35.3 ( 2.9) |
0.0 ( 0.0) |
| |
|
|
|
|
| Was a victim of identity theft |
6.8 ( 1.9) |
78.1 ( 3.5) |
15.1 ( 3.2) |
0.0 ( 0.0) |
| Was not a victim of identity theft |
8.0 ( 0.8) |
69.8 ( 1.4) |
22.2 ( 1.3) |
0.0 ( 0.0) |
| |
|
|
|
|
| Obtained credit report due to an adverse action |
4.3 ( 1.7) |
76.8 ( 4.6) |
18.9 ( 4.5) |
0.0 ( 0.0) |
| Did not obtain credit report due to an adverse action |
8.2 ( 0.8) |
70.0 ( 1.4) |
21.7 ( 1.3) |
0.0 ( 0.0) |