| All respondents |
80.9 ( 1.1) |
9.7 ( 0.9) |
9.3 ( 0.8) |
0.0 ( 0.0) |
| AGE GROUP |
|
|
|
|
| 18 to 24 |
79.8 ( 3.8) |
9.0 ( 2.9) |
11.1 ( 2.7) |
0.0 ( 0.0) |
| 25 to 34 |
86.5 ( 2.4) |
6.0 ( 1.8) |
7.6 ( 1.7) |
0.0 ( 0.0) |
| 35 to 44 |
85.4 ( 2.5) |
8.5 ( 2.1) |
6.1 ( 1.5) |
0.0 ( 0.0) |
| 45 to 54 |
81.2 ( 2.5) |
10.1 ( 2.0) |
8.6 ( 1.7) |
0.0 ( 0.0) |
| 55 to 64 |
82.2 ( 2.7) |
8.2 ( 1.9) |
9.6 ( 2.0) |
0.0 ( 0.0) |
| 65 and older |
70.6 ( 2.9) |
16.0 ( 2.4) |
13.4 ( 2.0) |
0.0 ( 0.0) |
| INCOME |
|
|
|
|
| Less than $25000 |
72.6 ( 2.0) |
9.9 ( 1.3) |
17.5 ( 1.7) |
0.0 ( 0.0) |
| $25000 to $49999 |
79.9 ( 2.5) |
11.4 ( 2.0) |
8.7 ( 1.7) |
0.0 ( 0.0) |
| $50000 to $74999 |
88.5 ( 2.3) |
7.9 ( 2.0) |
3.6 ( 1.4) |
0.0 ( 0.0) |
| $75000+ |
89.5 ( 2.0) |
7.4 ( 1.8) |
3.1 ( 1.1) |
0.0 ( 0.0) |
| EDUCATION |
|
|
|
|
| Less than high school |
57.5 ( 3.6) |
12.0 ( 2.5) |
30.6 ( 3.3) |
0.0 ( 0.0) |
| High school |
78.7 ( 2.1) |
12.0 ( 1.8) |
9.3 ( 1.3) |
0.0 ( 0.0) |
| Some post-secondary education |
83.3 ( 2.1) |
10.2 ( 1.7) |
6.5 ( 1.3) |
0.0 ( 0.0) |
| BA or more |
88.8 ( 1.7) |
6.3 ( 1.2) |
4.8 ( 1.1) |
0.1 ( 0.1) |
| ETHNICITY |
|
|
|
|
| White |
81.8 ( 1.4) |
10.8 ( 1.2) |
7.4 ( 0.9) |
0.0 ( 0.0) |
| Black |
83.5 ( 2.1) |
6.7 ( 1.5) |
9.6 ( 1.7) |
0.2 ( 0.2) |
| Hispanic |
73.9 ( 2.7) |
5.8 ( 1.4) |
20.3 ( 2.4) |
0.0 ( 0.0) |
| Other |
80.9 ( 4.7) |
14.2 ( 4.4) |
4.9 ( 2.0) |
0.0 ( 0.0) |
| SEX |
|
|
|
|
| Male |
85.2 ( 1.6) |
8.8 ( 1.4) |
5.9 ( 1.0) |
0.0 ( 0.0) |
| Female |
76.9 ( 1.5) |
10.6 ( 1.1) |
12.5 ( 1.1) |
0.1 ( 0.1) |
| EMPLOYMENT STATUS |
|
|
|
|
| Actively employed (FT or PT) |
84.8 ( 1.4) |
8.8 ( 1.2) |
6.3 ( 0.9) |
0.0 ( 0.0) |
| Student |
84.4 ( 5.0) |
7.5 ( 3.4) |
8.1 ( 3.8) |
0.0 ( 0.0) |
| Not employed (homemaker, retired, unemployed) |
73.7 ( 2.0) |
11.2 ( 1.4) |
15.0 ( 1.6) |
0.1 ( 0.1) |
| Other |
75.3 ( 6.0) |
13.2 ( 5.5) |
11.5 ( 3.7) |
0.0 ( 0.0) |
| GEOGRAPHIC RESIDENCE |
|
|
|
|
| Resident of a free report state (CO, GA, ME, MD, MA, NJ, VT) |
83.2 ( 2.2) |
9.9 ( 1.9) |
6.9 ( 1.4) |
0.0 ( 0.0) |
| Resident of another state |
80.6 ( 1.2) |
9.7 ( 1.0) |
9.7 ( 0.8) |
0.0 ( 0.0) |
| FINANCIAL AND CREDIT REPORT EXPERIENCE |
|
|
|
|
| Obtained a credit report |
88.0 ( 1.3) |
7.6 ( 1.1) |
4.4 ( 0.8) |
0.1 ( 0.1) |
| Did not obtain a credit report |
71.2 ( 1.9) |
12.6 ( 1.5) |
16.2 ( 1.5) |
0.0 ( 0.0) |
| |
|
|
|
|
| Obtained credit score |
92.8 ( 1.4) |
4.3 ( 1.1) |
2.9 ( 0.8) |
0.0 ( 0.0) |
| Did not obtain credit score |
75.1 ( 1.5) |
12.3 ( 1.2) |
12.5 ( 1.0) |
0.0 ( 0.0) |
| |
|
|
|
|
| Disputed information on credit report |
90.5 ( 2.0) |
5.3 ( 1.6) |
4.0 ( 1.3) |
0.2 ( 0.2) |
| Did not dispute credit report information |
78.8 ( 1.3) |
10.7 ( 1.0) |
10.5 ( 0.9) |
0.0 ( 0.0) |
| |
|
|
|
|
| Had an auto or mortgage loan |
84.7 ( 1.2) |
9.0 ( 1.0) |
6.3 ( 0.8) |
0.0 ( 0.0) |
| Did not have an auto or mortgage loan |
68.1 ( 2.6) |
12.3 ( 2.0) |
19.6 ( 2.1) |
0.0 ( 0.0) |
| |
|
|
|
|
| Was a victim of identity theft |
90.5 ( 2.7) |
6.8 ( 2.5) |
2.4 ( 1.0) |
0.3 ( 0.3) |
| Was not a victim of identity theft |
79.8 ( 1.2) |
10.0 ( 0.9) |
10.1 ( 0.8) |
0.0 ( 0.0) |
| |
|
|
|
|
| Obtained credit report due to an adverse action |
88.2 ( 3.6) |
6.7 ( 3.1) |
5.1 ( 2.0) |
0.0 ( 0.0) |
| Did not obtain credit report due to an adverse action |
80.2 ( 1.2) |
10.0 ( 0.9) |
9.7 ( 0.8) |
0.0 ( 0.0) |