| All respondents |
32.8 ( 1.4) |
50.1 ( 1.5) |
17.2 ( 1.1) |
0.0 ( 0.0) |
| AGE GROUP |
|
|
|
|
| 18 to 24 |
18.3 ( 4.0) |
62.0 ( 5.0) |
19.7 ( 4.1) |
0.0 ( 0.0) |
| 25 to 34 |
28.8 ( 3.1) |
56.8 ( 3.5) |
14.5 ( 2.3) |
0.0 ( 0.0) |
| 35 to 44 |
35.2 ( 3.3) |
52.7 ( 3.4) |
12.2 ( 2.3) |
0.0 ( 0.0) |
| 45 to 54 |
31.2 ( 3.0) |
51.6 ( 3.3) |
17.2 ( 2.5) |
0.0 ( 0.0) |
| 55 to 64 |
46.2 ( 3.7) |
40.7 ( 3.6) |
13.1 ( 2.5) |
0.0 ( 0.0) |
| 65 and older |
36.3 ( 3.2) |
37.8 ( 3.2) |
25.8 ( 2.8) |
0.2 ( 0.2) |
| INCOME |
|
|
|
|
| Less than $25000 |
27.5 ( 2.0) |
48.6 ( 2.3) |
23.8 ( 2.0) |
0.1 ( 0.1) |
| $25000 to $49999 |
33.2 ( 2.9) |
50.7 ( 3.1) |
16.1 ( 2.4) |
0.0 ( 0.0) |
| $50000 to $74999 |
33.9 ( 3.3) |
54.8 ( 3.5) |
11.3 ( 2.1) |
0.0 ( 0.0) |
| $75000+ |
39.1 ( 3.3) |
48.1 ( 3.4) |
12.8 ( 2.3) |
0.0 ( 0.0) |
| EDUCATION |
|
|
|
|
| Less than high school |
23.0 ( 3.2) |
43.5 ( 3.7) |
33.3 ( 3.4) |
0.3 ( 0.3) |
| High school |
29.3 ( 2.3) |
55.4 ( 2.5) |
15.4 ( 1.7) |
0.0 ( 0.0) |
| Some post-secondary education |
31.5 ( 2.6) |
53.2 ( 2.9) |
15.3 ( 2.0) |
0.0 ( 0.0) |
| BA or more |
40.8 ( 2.7) |
44.0 ( 2.7) |
15.2 ( 2.1) |
0.0 ( 0.0) |
| ETHNICITY |
|
|
|
|
| White |
32.7 ( 1.8) |
51.1 ( 1.9) |
16.2 ( 1.4) |
0.0 ( 0.0) |
| Black |
39.6 ( 2.9) |
46.6 ( 3.0) |
13.5 ( 2.1) |
0.2 ( 0.2) |
| Hispanic |
24.7 ( 2.7) |
47.9 ( 3.1) |
27.4 ( 2.7) |
0.0 ( 0.0) |
| Other |
39.4 ( 6.3) |
49.9 ( 6.4) |
10.7 ( 3.5) |
0.0 ( 0.0) |
| SEX |
|
|
|
|
| Male |
34.1 ( 2.2) |
50.7 ( 2.3) |
15.2 ( 1.7) |
0.0 ( 0.0) |
| Female |
31.6 ( 1.7) |
49.7 ( 1.8) |
18.7 ( 1.4) |
0.1 ( 0.1) |
| EMPLOYMENT STATUS |
|
|
|
|
| Actively employed (FT or PT) |
32.1 ( 1.8) |
53.9 ( 2.0) |
14.0 ( 1.4) |
0.0 ( 0.0) |
| Student |
28.8 ( 8.4) |
51.6 ( 8.5) |
19.7 ( 6.2) |
0.0 ( 0.0) |
| Not employed (homemaker, retired, unemployed) |
34.4 ( 2.2) |
42.8 ( 2.3) |
22.6 ( 1.9) |
0.1 ( 0.1) |
| Other |
33.8 ( 5.8) |
46.7 ( 6.5) |
19.5 ( 4.9) |
0.0 ( 0.0) |
| GEOGRAPHIC RESIDENCE |
|
|
|
|
| Resident of a free report state (CO, GA, ME, MD, MA, NJ, VT) |
40.5 ( 3.1) |
47.8 ( 3.1) |
11.5 ( 1.7) |
0.2 ( 0.2) |
| Resident of another state |
31.6 ( 1.5) |
50.4 ( 1.6) |
18.0 ( 1.2) |
0.0 ( 0.0) |
| FINANCIAL AND CREDIT REPORT EXPERIENCE |
|
|
|
|
| Obtained a credit report |
39.2 ( 1.9) |
47.3 ( 1.9) |
13.5 ( 1.3) |
0.1 ( 0.1) |
| Did not obtain a credit report |
23.9 ( 1.8) |
53.8 ( 2.2) |
22.2 ( 1.8) |
0.0 ( 0.0) |
| |
|
|
|
|
| Obtained credit score |
42.6 ( 2.5) |
44.1 ( 2.5) |
13.2 ( 1.7) |
0.1 ( 0.1) |
| Did not obtain credit score |
27.9 ( 1.6) |
53.0 ( 1.8) |
19.1 ( 1.4) |
0.0 ( 0.0) |
| |
|
|
|
|
| Disputed information on credit report |
47.4 ( 3.3) |
41.1 ( 3.3) |
11.5 ( 2.1) |
0.0 ( 0.0) |
| Did not dispute credit report information |
29.6 ( 1.5) |
52.0 ( 1.6) |
18.4 ( 1.2) |
0.0 ( 0.0) |
| |
|
|
|
|
| Had an auto or mortgage loan |
35.4 ( 1.6) |
49.4 ( 1.7) |
15.1 ( 1.2) |
0.0 ( 0.0) |
| Did not have an auto or mortgage loan |
23.8 ( 2.6) |
52.1 ( 3.0) |
24.1 ( 2.3) |
0.0 ( 0.0) |
| |
|
|
|
|
| Was a victim of identity theft |
38.6 ( 4.2) |
49.7 ( 4.4) |
11.7 ( 2.7) |
0.0 ( 0.0) |
| Was not a victim of identity theft |
32.1 ( 1.4) |
50.1 ( 1.5) |
17.8 ( 1.2) |
0.0 ( 0.0) |
| |
|
|
|
|
| Obtained credit report due to an adverse action |
37.4 ( 4.9) |
47.3 ( 5.2) |
15.3 ( 3.6) |
0.0 ( 0.0) |
| Did not obtain credit report due to an adverse action |
32.3 ( 1.4) |
50.3 ( 1.5) |
17.3 ( 1.1) |
0.0 ( 0.0) |