| All respondents |
3.7 ( 0.5) |
86.1 ( 1.0) |
10.2 ( 0.9) |
0.0 ( 0.0) |
| AGE GROUP |
|
|
|
|
| 18 to 24 |
4.8 ( 2.0) |
76.0 ( 4.8) |
19.2 ( 4.7) |
0.0 ( 0.0) |
| 25 to 34 |
2.4 ( 0.8) |
88.8 ( 2.1) |
8.8 ( 2.0) |
0.0 ( 0.0) |
| 35 to 44 |
2.9 ( 1.0) |
90.2 ( 2.1) |
6.8 ( 1.9) |
0.0 ( 0.0) |
| 45 to 54 |
2.9 ( 0.9) |
88.6 ( 1.9) |
8.5 ( 1.7) |
0.0 ( 0.0) |
| 55 to 64 |
5.2 ( 1.5) |
87.7 ( 2.2) |
7.1 ( 1.7) |
0.0 ( 0.0) |
| 65 and older |
4.1 ( 1.1) |
82.4 ( 2.3) |
13.5 ( 2.1) |
0.0 ( 0.0) |
| INCOME |
|
|
|
|
| Less than $25000 |
8.6 ( 1.4) |
76.6 ( 2.0) |
14.7 ( 1.6) |
0.0 ( 0.0) |
| $25000 to $49999 |
1.6 ( 0.7) |
90.7 ( 2.1) |
7.7 ( 2.0) |
0.0 ( 0.0) |
| $50000 to $74999 |
2.3 ( 0.9) |
89.4 ( 2.4) |
8.4 ( 2.2) |
0.0 ( 0.0) |
| $75000+ |
1.0 ( 0.6) |
89.6 ( 2.2) |
9.4 ( 2.2) |
0.0 ( 0.0) |
| EDUCATION |
|
|
|
|
| Less than high school |
10.8 ( 2.1) |
66.7 ( 3.4) |
22.5 ( 2.9) |
0.0 ( 0.0) |
| High school |
5.0 ( 1.0) |
88.0 ( 1.5) |
7.0 ( 1.1) |
0.0 ( 0.0) |
| Some post-secondary education |
2.4 ( 0.8) |
86.7 ( 2.2) |
10.9 ( 2.1) |
0.0 ( 0.0) |
| BA or more |
1.3 ( 0.5) |
90.1 ( 1.8) |
8.6 ( 1.8) |
0.0 ( 0.0) |
| ETHNICITY |
|
|
|
|
| White |
2.5 ( 0.5) |
87.6 ( 1.3) |
9.8 ( 1.2) |
0.0 ( 0.0) |
| Black |
3.8 ( 1.0) |
90.2 ( 1.6) |
6.0 ( 1.3) |
0.0 ( 0.0) |
| Hispanic |
8.1 ( 1.6) |
74.6 ( 2.7) |
17.3 ( 2.3) |
0.0 ( 0.0) |
| Other |
8.2 ( 3.3) |
85.9 ( 4.0) |
5.9 ( 2.5) |
0.0 ( 0.0) |
| SEX |
|
|
|
|
| Male |
3.6 ( 0.7) |
87.2 ( 1.7) |
9.1 ( 1.6) |
0.0 ( 0.0) |
| Female |
3.9 ( 0.6) |
85.0 ( 1.2) |
11.1 ( 1.1) |
0.0 ( 0.0) |
| EMPLOYMENT STATUS |
|
|
|
|
| Actively employed (FT or PT) |
2.9 ( 0.6) |
89.4 ( 1.3) |
7.7 ( 1.2) |
0.0 ( 0.0) |
| Student |
1.7 ( 1.7) |
70.3 ( 8.8) |
28.1 ( 8.8) |
0.0 ( 0.0) |
| Not employed (homemaker, retired, unemployed) |
5.3 ( 0.9) |
81.3 ( 1.7) |
13.5 ( 1.5) |
0.0 ( 0.0) |
| Other |
6.3 ( 2.4) |
87.0 ( 3.5) |
6.7 ( 2.5) |
0.0 ( 0.0) |
| GEOGRAPHIC RESIDENCE |
|
|
|
|
| Resident of a free report state (CO, GA, ME, MD, MA, NJ, VT) |
3.2 ( 1.1) |
89.3 ( 1.8) |
7.5 ( 1.5) |
0.0 ( 0.0) |
| Resident of another state |
3.8 ( 0.5) |
85.6 ( 1.1) |
10.6 ( 1.1) |
0.0 ( 0.0) |
| FINANCIAL AND CREDIT REPORT EXPERIENCE |
|
|
|
|
| Obtained a credit report |
2.8 ( 0.6) |
89.2 ( 1.2) |
8.0 ( 1.1) |
0.0 ( 0.0) |
| Did not obtain a credit report |
5.0 ( 0.8) |
81.7 ( 1.7) |
13.2 ( 1.6) |
0.0 ( 0.0) |
| |
|
|
|
|
| Obtained credit score |
2.4 ( 0.7) |
91.8 ( 1.4) |
5.9 ( 1.2) |
0.0 ( 0.0) |
| Did not obtain credit score |
4.4 ( 0.6) |
83.3 ( 1.4) |
12.3 ( 1.2) |
0.0 ( 0.0) |
| |
|
|
|
|
| Disputed information on credit report |
2.5 ( 0.9) |
90.8 ( 1.7) |
6.7 ( 1.5) |
0.0 ( 0.0) |
| Did not dispute credit report information |
4.0 ( 0.5) |
85.0 ( 1.2) |
11.0 ( 1.1) |
0.0 ( 0.0) |
| |
|
|
|
|
| Had an auto or mortgage loan |
3.2 ( 0.5) |
88.7 ( 1.1) |
8.0 ( 1.0) |
0.0 ( 0.0) |
| Did not have an auto or mortgage loan |
5.4 ( 1.1) |
77.2 ( 2.6) |
17.5 ( 2.4) |
0.0 ( 0.0) |
| |
|
|
|
|
| Was a victim of identity theft |
5.3 ( 1.7) |
87.3 ( 2.8) |
7.4 ( 2.3) |
0.0 ( 0.0) |
| Was not a victim of identity theft |
3.6 ( 0.5) |
85.9 ( 1.1) |
10.5 ( 1.0) |
0.0 ( 0.0) |
| |
|
|
|
|
| Obtained credit report due to an adverse action |
1.7 ( 0.8) |
95.4 ( 1.4) |
3.0 ( 1.1) |
0.0 ( 0.0) |
| Did not obtain credit report due to an adverse action |
3.9 ( 0.5) |
85.2 ( 1.1) |
10.9 ( 1.0) |
0.0 ( 0.0) |