| All respondents |
57.8 ( 1.4) |
41.3 ( 1.4) |
0.9 ( 0.2) |
| AGE GROUP |
|
|
|
| 18 to 24 |
24.1 ( 4.6) |
75.9 ( 4.6) |
0.0 ( 0.0) |
| 25 to 34 |
65.4 ( 3.4) |
34.6 ( 3.4) |
0.0 ( 0.0) |
| 35 to 44 |
74.0 ( 3.0) |
26.0 ( 3.0) |
0.0 ( 0.0) |
| 45 to 54 |
67.8 ( 3.0) |
30.9 ( 3.0) |
1.4 ( 0.7) |
| 55 to 64 |
61.4 ( 3.6) |
38.6 ( 3.6) |
0.0 ( 0.0) |
| 65 and older |
41.8 ( 3.3) |
56.0 ( 3.3) |
2.3 ( 0.9) |
| INCOME |
|
|
|
| Less than $25000 |
38.2 ( 2.2) |
60.5 ( 2.2) |
1.4 ( 0.6) |
| $25000 to $49999 |
57.6 ( 3.1) |
42.3 ( 3.1) |
0.1 ( 0.1) |
| $50000 to $74999 |
70.7 ( 3.4) |
28.3 ( 3.4) |
1.0 ( 0.6) |
| $75000+ |
74.8 ( 3.1) |
25.2 ( 3.1) |
0.0 ( 0.0) |
| EDUCATION |
|
|
|
| Less than high school |
24.6 ( 3.2) |
73.9 ( 3.3) |
1.5 ( 0.9) |
| High school |
49.8 ( 2.6) |
48.7 ( 2.5) |
1.5 ( 0.6) |
| Some post-secondary education |
66.2 ( 2.8) |
33.1 ( 2.7) |
0.7 ( 0.3) |
| BA or more |
69.3 ( 2.6) |
30.4 ( 2.6) |
0.3 ( 0.2) |
| ETHNICITY |
|
|
|
| White |
60.7 ( 1.9) |
38.4 ( 1.8) |
1.0 ( 0.3) |
| Black |
62.2 ( 3.0) |
37.4 ( 3.0) |
0.3 ( 0.3) |
| Hispanic |
40.8 ( 3.1) |
58.7 ( 3.1) |
0.5 ( 0.3) |
| Other |
53.7 ( 6.4) |
43.4 ( 6.4) |
2.9 ( 1.8) |
| SEX |
|
|
|
| Male |
57.8 ( 2.3) |
41.6 ( 2.3) |
0.6 ( 0.3) |
| Female |
57.8 ( 1.8) |
41.1 ( 1.7) |
1.1 ( 0.3) |
| EMPLOYMENT STATUS |
|
|
|
| Actively employed (FT or PT) |
64.2 ( 1.9) |
35.6 ( 1.9) |
0.2 ( 0.1) |
| Student |
40.6 ( 8.7) |
59.4 ( 8.7) |
0.0 ( 0.0) |
| Not employed (homemaker, retired, unemployed) |
47.2 ( 2.4) |
50.3 ( 2.3) |
2.5 ( 0.7) |
| Other |
58.8 ( 6.3) |
40.0 ( 6.3) |
1.2 ( 1.2) |
| GEOGRAPHIC RESIDENCE |
|
|
|
| Resident of a free report state (CO, GA, ME, MD, MA, NJ, VT) |
63.6 ( 3.1) |
35.7 ( 3.1) |
0.7 ( 0.4) |
| Resident of another state |
56.9 ( 1.6) |
42.1 ( 1.6) |
0.9 ( 0.3) |
| FINANCIAL AND CREDIT REPORT EXPERIENCE |
|
|
|
| Obtained a credit report |
100 ( 0.0) |
0.0 ( 0.0) |
0.0 ( 0.0) |
| Did not obtain a credit report |
0.0 ( 0.0) |
97.8 ( 0.6) |
2.2 ( 0.6) |
| |
|
|
|
| Obtained credit score |
92.4 ( 1.3) |
7.2 ( 1.3) |
0.3 ( 0.3) |
| Did not obtain credit score |
40.8 ( 1.8) |
58.0 ( 1.8) |
1.2 ( 0.3) |
| |
|
|
|
| Disputed information on credit report |
93.6 ( 1.5) |
6.0 ( 1.4) |
0.4 ( 0.4) |
| Did not dispute credit report information |
49.9 ( 1.6) |
49.0 ( 1.6) |
1.0 ( 0.3) |
| |
|
|
|
| Had an auto or mortgage loan |
66.4 ( 1.6) |
32.7 ( 1.6) |
0.9 ( 0.3) |
| Did not have an auto or mortgage loan |
28.9 ( 2.8) |
70.1 ( 2.8) |
1.1 ( 0.5) |
| |
|
|
|
| Was a victim of identity theft |
71.6 ( 3.9) |
28.4 ( 3.9) |
0.0 ( 0.0) |
| Was not a victim of identity theft |
56.3 ( 1.5) |
42.7 ( 1.5) |
1.0 ( 0.3) |
| |
|
|
|
| Obtained credit report due to an adverse action |
100 ( 0.0) |
0.0 ( 0.0) |
0.0 ( 0.0) |
| Did not obtain credit report due to an adverse action |
54.0 ( 1.5) |
45.0 ( 1.5) |
1.0 ( 0.3) |