| All respondents |
72.3 ( 1.3) |
15.4 ( 1.0) |
12.2 ( 0.9) |
0.1 ( 0.1) |
| AGE GROUP |
|
|
|
|
| 18 to 24 |
80.2 ( 3.6) |
9.0 ( 2.5) |
10.8 ( 2.8) |
0.0 ( 0.0) |
| 25 to 34 |
74.0 ( 3.2) |
16.3 ( 2.7) |
9.6 ( 2.1) |
0.0 ( 0.0) |
| 35 to 44 |
74.7 ( 3.1) |
14.4 ( 2.4) |
10.9 ( 2.3) |
0.0 ( 0.0) |
| 45 to 54 |
73.1 ( 2.8) |
15.5 ( 2.3) |
11.4 ( 2.0) |
0.0 ( 0.0) |
| 55 to 64 |
78.8 ( 2.9) |
12.0 ( 2.3) |
9.1 ( 2.1) |
0.0 ( 0.0) |
| 65 and older |
60.8 ( 3.2) |
20.4 ( 2.6) |
18.5 ( 2.5) |
0.3 ( 0.3) |
| INCOME |
|
|
|
|
| Less than $25000 |
65.9 ( 2.1) |
16.8 ( 1.6) |
17.2 ( 1.7) |
0.2 ( 0.2) |
| $25000 to $49999 |
73.5 ( 2.7) |
15.1 ( 2.2) |
11.4 ( 1.9) |
0.0 ( 0.0) |
| $50000 to $74999 |
77.5 ( 3.0) |
15.2 ( 2.5) |
7.3 ( 1.9) |
0.0 ( 0.0) |
| $75000+ |
78.5 ( 2.9) |
13.1 ( 2.3) |
8.4 ( 2.1) |
0.0 ( 0.0) |
| EDUCATION |
|
|
|
|
| Less than high school |
53.6 ( 3.7) |
18.4 ( 3.0) |
27.9 ( 3.2) |
0.0 ( 0.0) |
| High school |
68.4 ( 2.3) |
17.1 ( 1.9) |
14.4 ( 1.8) |
0.0 ( 0.0) |
| Some post-secondary education |
78.5 ( 2.3) |
14.0 ( 1.9) |
7.5 ( 1.5) |
0.0 ( 0.0) |
| BA or more |
76.5 ( 2.4) |
14.1 ( 1.9) |
9.2 ( 1.7) |
0.2 ( 0.2) |
| ETHNICITY |
|
|
|
|
| White |
72.6 ( 1.7) |
15.9 ( 1.3) |
11.5 ( 1.2) |
0.1 ( 0.1) |
| Black |
79.1 ( 2.5) |
14.0 ( 2.1) |
6.7 ( 1.5) |
0.2 ( 0.2) |
| Hispanic |
62.0 ( 3.0) |
15.1 ( 2.1) |
22.9 ( 2.6) |
0.0 ( 0.0) |
| Other |
79.5 ( 4.9) |
13.6 ( 4.4) |
6.9 ( 2.6) |
0.0 ( 0.0) |
| SEX |
|
|
|
|
| Male |
73.5 ( 2.0) |
15.6 ( 1.6) |
10.9 ( 1.5) |
0.0 ( 0.0) |
| Female |
71.1 ( 1.6) |
15.4 ( 1.3) |
13.4 ( 1.2) |
0.1 ( 0.1) |
| EMPLOYMENT STATUS |
|
|
|
|
| Actively employed (FT or PT) |
76.1 ( 1.7) |
14.5 ( 1.4) |
9.4 ( 1.2) |
0.0 ( 0.0) |
| Student |
76.7 ( 6.7) |
13.9 ( 5.2) |
9.4 ( 4.9) |
0.0 ( 0.0) |
| Not employed (homemaker, retired, unemployed) |
64.4 ( 2.2) |
18.1 ( 1.8) |
17.3 ( 1.7) |
0.2 ( 0.2) |
| Other |
71.0 ( 5.5) |
11.8 ( 3.8) |
17.2 ( 4.5) |
0.0 ( 0.0) |
| GEOGRAPHIC RESIDENCE |
|
|
|
|
| Resident of a free report state (CO, GA, ME, MD, MA, NJ, VT) |
75.1 ( 2.6) |
16.6 ( 2.3) |
8.4 ( 1.5) |
0.0 ( 0.0) |
| Resident of another state |
71.8 ( 1.4) |
15.3 ( 1.1) |
12.8 ( 1.0) |
0.1 ( 0.1) |
| FINANCIAL AND CREDIT REPORT EXPERIENCE |
|
|
|
|
| Obtained a credit report |
77.7 ( 1.6) |
12.8 ( 1.3) |
9.4 ( 1.2) |
0.1 ( 0.1) |
| Did not obtain a credit report |
64.8 ( 2.1) |
19.0 ( 1.7) |
16.1 ( 1.5) |
0.1 ( 0.1) |
| |
|
|
|
|
| Obtained credit score |
77.0 ( 2.2) |
14.4 ( 1.9) |
8.6 ( 1.5) |
0.0 ( 0.0) |
| Did not obtain credit score |
69.9 ( 1.6) |
15.9 ( 1.2) |
14.0 ( 1.2) |
0.1 ( 0.1) |
| |
|
|
|
|
| Disputed information on credit report |
82.4 ( 2.6) |
9.1 ( 1.9) |
8.3 ( 2.0) |
0.2 ( 0.2) |
| Did not dispute credit report information |
70.0 ( 1.4) |
16.8 ( 1.2) |
13.1 ( 1.0) |
0.1 ( 0.1) |
| |
|
|
|
|
| Had an auto or mortgage loan |
73.5 ( 1.5) |
15.3 ( 1.2) |
11.2 ( 1.1) |
0.0 ( 0.0) |
| Did not have an auto or mortgage loan |
68.3 ( 2.6) |
15.9 ( 2.0) |
15.7 ( 1.9) |
0.2 ( 0.2) |
| |
|
|
|
|
| Was a victim of identity theft |
82.5 ( 3.3) |
11.9 ( 2.9) |
5.3 ( 1.9) |
0.3 ( 0.3) |
| Was not a victim of identity theft |
71.1 ( 1.4) |
15.8 ( 1.1) |
13.0 ( 1.0) |
0.0 ( 0.0) |
| |
|
|
|
|
| Obtained credit report due to an adverse action |
84.0 ( 3.7) |
9.1 ( 2.9) |
6.9 ( 2.6) |
0.0 ( 0.0) |
| Did not obtain credit report due to an adverse action |
71.2 ( 1.3) |
16.0 ( 1.1) |
12.7 ( 1.0) |
0.1 ( 0.1) |