| All respondents |
1.3 ( 0.3) |
98.1 ( 0.4) |
0.6 ( 0.2) |
0.0 ( 0.0) |
| AGE GROUP |
|
|
|
|
| 18 to 24 |
1.7 ( 1.7) |
98.3 ( 1.7) |
0.0 ( 0.0) |
0.0 ( 0.0) |
| 25 to 34 |
2.2 ( 1.1) |
97.8 ( 1.1) |
0.0 ( 0.0) |
0.0 ( 0.0) |
| 35 to 44 |
1.0 ( 0.5) |
98.1 ( 0.8) |
0.9 ( 0.6) |
0.0 ( 0.0) |
| 45 to 54 |
1.0 ( 0.6) |
98.4 ( 0.7) |
0.6 ( 0.4) |
0.0 ( 0.0) |
| 55 to 64 |
0.2 ( 0.2) |
99.0 ( 0.6) |
0.8 ( 0.5) |
0.0 ( 0.0) |
| 65 and older |
2.5 ( 1.5) |
97.5 ( 1.5) |
0.0 ( 0.0) |
0.0 ( 0.0) |
| INCOME |
|
|
|
|
| Less than $25000 |
2.5 ( 1.1) |
96.1 ( 1.4) |
1.4 ( 0.8) |
0.0 ( 0.0) |
| $25000 to $49999 |
1.9 ( 0.9) |
97.9 ( 0.9) |
0.2 ( 0.2) |
0.0 ( 0.0) |
| $50000 to $74999 |
0.8 ( 0.5) |
99.2 ( 0.5) |
0.0 ( 0.0) |
0.0 ( 0.0) |
| $75000+ |
0.3 ( 0.3) |
99.7 ( 0.3) |
0.0 ( 0.0) |
0.0 ( 0.0) |
| EDUCATION |
|
|
|
|
| Less than high school |
4.3 ( 2.4) |
91.9 ( 3.6) |
3.8 ( 2.8) |
0.0 ( 0.0) |
| High school |
1.5 ( 0.8) |
97.2 ( 1.0) |
1.3 ( 0.7) |
0.0 ( 0.0) |
| Some post-secondary education |
1.6 ( 0.7) |
98.3 ( 0.7) |
0.2 ( 0.2) |
0.0 ( 0.0) |
| BA or more |
0.6 ( 0.3) |
99.4 ( 0.3) |
0.0 ( 0.0) |
0.0 ( 0.0) |
| ETHNICITY |
|
|
|
|
| White |
0.8 ( 0.4) |
99.2 ( 0.4) |
0.0 ( 0.0) |
0.0 ( 0.0) |
| Black |
2.9 ( 1.2) |
96.7 ( 1.2) |
0.5 ( 0.5) |
0.0 ( 0.0) |
| Hispanic |
3.2 ( 1.6) |
95.1 ( 2.0) |
1.7 ( 1.3) |
0.0 ( 0.0) |
| Other |
0.0 ( 0.0) |
92.5 ( 4.0) |
7.5 ( 4.0) |
0.0 ( 0.0) |
| SEX |
|
|
|
|
| Male |
0.6 ( 0.4) |
98.8 ( 0.5) |
0.6 ( 0.4) |
0.0 ( 0.0) |
| Female |
1.9 ( 0.6) |
97.5 ( 0.6) |
0.5 ( 0.3) |
0.0 ( 0.0) |
| EMPLOYMENT STATUS |
|
|
|
|
| Actively employed (FT or PT) |
1.1 ( 0.4) |
98.2 ( 0.5) |
0.7 ( 0.3) |
0.0 ( 0.0) |
| Student |
0.0 ( 0.0) |
97.6 ( 2.4) |
2.4 ( 2.4) |
0.0 ( 0.0) |
| Not employed (homemaker, retired, unemployed) |
1.8 ( 0.8) |
98.1 ( 0.8) |
0.2 ( 0.2) |
0.0 ( 0.0) |
| Other |
2.9 ( 2.9) |
97.1 ( 2.9) |
0.0 ( 0.0) |
0.0 ( 0.0) |
| GEOGRAPHIC RESIDENCE |
|
|
|
|
| Resident of a free report state (CO, GA, ME, MD, MA, NJ, VT) |
1.2 ( 0.7) |
98.2 ( 0.8) |
0.6 ( 0.5) |
0.0 ( 0.0) |
| Resident of another state |
1.3 ( 0.4) |
98.1 ( 0.5) |
0.6 ( 0.3) |
0.0 ( 0.0) |
| FINANCIAL AND CREDIT REPORT EXPERIENCE |
|
|
|
|
| Obtained a credit report |
1.3 ( 0.3) |
98.1 ( 0.4) |
0.6 ( 0.2) |
0.0 ( 0.0) |
| Did not obtain a credit report |
. ( . ) |
. ( . ) |
. ( . ) |
. ( . ) |
| |
|
|
|
|
| Obtained credit score |
0.8 ( 0.4) |
98.8 ( 0.5) |
0.3 ( 0.3) |
0.0 ( 0.0) |
| Did not obtain credit score |
1.8 ( 0.6) |
97.3 ( 0.7) |
0.8 ( 0.4) |
0.0 ( 0.0) |
| |
|
|
|
|
| Disputed information on credit report |
0.9 ( 0.6) |
99.1 ( 0.6) |
0.0 ( 0.0) |
0.0 ( 0.0) |
| Did not dispute credit report information |
1.5 ( 0.4) |
97.7 ( 0.5) |
0.8 ( 0.3) |
0.0 ( 0.0) |
| |
|
|
|
|
| Had an auto or mortgage loan |
1.2 ( 0.3) |
98.5 ( 0.4) |
0.3 ( 0.2) |
0.0 ( 0.0) |
| Did not have an auto or mortgage loan |
1.8 ( 1.4) |
95.6 ( 2.1) |
2.5 ( 1.5) |
0.0 ( 0.0) |
| |
|
|
|
|
| Was a victim of identity theft |
1.7 ( 1.3) |
98.3 ( 1.3) |
0.0 ( 0.0) |
0.0 ( 0.0) |
| Was not a victim of identity theft |
1.2 ( 0.4) |
98.1 ( 0.4) |
0.7 ( 0.3) |
0.0 ( 0.0) |
| |
|
|
|
|
| Obtained credit report due to an adverse action |
1.3 ( 0.8) |
98.7 ( 0.8) |
0.0 ( 0.0) |
0.0 ( 0.0) |
| Did not obtain credit report due to an adverse action |
1.3 ( 0.4) |
98.0 ( 0.5) |
0.7 ( 0.3) |
0.0 ( 0.0) |