| All respondents |
51.6 ( 1.9) |
47.9 ( 1.9) |
0.5 ( 0.2) |
0.1 ( 0.1) |
| AGE GROUP |
|
|
|
|
| 18 to 24 |
37.8 (10.1) |
62.2 (10.1) |
0.0 ( 0.0) |
0.0 ( 0.0) |
| 25 to 34 |
52.9 ( 4.4) |
47.1 ( 4.4) |
0.0 ( 0.0) |
0.0 ( 0.0) |
| 35 to 44 |
55.3 ( 4.0) |
43.8 ( 4.0) |
0.9 ( 0.6) |
0.0 ( 0.0) |
| 45 to 54 |
56.9 ( 4.0) |
43.1 ( 4.0) |
0.0 ( 0.0) |
0.0 ( 0.0) |
| 55 to 64 |
52.0 ( 4.8) |
47.2 ( 4.8) |
0.8 ( 0.5) |
0.0 ( 0.0) |
| 65 and older |
33.2 ( 5.0) |
66.1 ( 5.0) |
0.3 ( 0.3) |
0.4 ( 0.4) |
| INCOME |
|
|
|
|
| Less than $25000 |
44.9 ( 3.6) |
54.0 ( 3.6) |
0.8 ( 0.7) |
0.3 ( 0.3) |
| $25000 to $49999 |
49.8 ( 4.1) |
50.0 ( 4.1) |
0.2 ( 0.2) |
0.0 ( 0.0) |
| $50000 to $74999 |
47.6 ( 4.1) |
52.4 ( 4.1) |
0.0 ( 0.0) |
0.0 ( 0.0) |
| $75000+ |
58.1 ( 3.8) |
41.9 ( 3.8) |
0.0 ( 0.0) |
0.0 ( 0.0) |
| EDUCATION |
|
|
|
|
| Less than high school |
65.1 ( 7.1) |
31.2 ( 6.9) |
2.5 ( 2.5) |
1.1 ( 1.1) |
| High school |
50.2 ( 3.6) |
48.4 ( 3.6) |
1.4 ( 0.7) |
0.0 ( 0.0) |
| Some post-secondary education |
49.9 ( 3.5) |
50.1 ( 3.5) |
0.0 ( 0.0) |
0.0 ( 0.0) |
| BA or more |
52.5 ( 3.2) |
47.5 ( 3.2) |
0.0 ( 0.0) |
0.0 ( 0.0) |
| ETHNICITY |
|
|
|
|
| White |
52.0 ( 2.4) |
48.0 ( 2.4) |
0.0 ( 0.0) |
0.0 ( 0.0) |
| Black |
38.3 ( 3.6) |
61.3 ( 3.6) |
0.0 ( 0.0) |
0.4 ( 0.4) |
| Hispanic |
66.1 ( 4.4) |
32.8 ( 4.3) |
1.1 ( 1.1) |
0.0 ( 0.0) |
| Other |
53.8 ( 8.7) |
38.8 ( 8.7) |
7.5 ( 4.0) |
0.0 ( 0.0) |
| SEX |
|
|
|
|
| Male |
52.2 ( 3.1) |
47.2 ( 3.1) |
0.6 ( 0.4) |
0.0 ( 0.0) |
| Female |
50.9 ( 2.4) |
48.7 ( 2.4) |
0.4 ( 0.3) |
0.1 ( 0.1) |
| EMPLOYMENT STATUS |
|
|
|
|
| Actively employed (FT or PT) |
53.8 ( 2.4) |
45.6 ( 2.4) |
0.6 ( 0.3) |
0.0 ( 0.0) |
| Student |
48.0 (14.7) |
52.0 (14.7) |
0.0 ( 0.0) |
0.0 ( 0.0) |
| Not employed (homemaker, retired, unemployed) |
46.4 ( 3.6) |
53.1 ( 3.6) |
0.3 ( 0.2) |
0.2 ( 0.2) |
| Other |
50.1 ( 8.5) |
49.9 ( 8.5) |
0.0 ( 0.0) |
0.0 ( 0.0) |
| GEOGRAPHIC RESIDENCE |
|
|
|
|
| Resident of a free report state (CO, GA, ME, MD, MA, NJ, VT) |
44.7 ( 3.7) |
54.1 ( 3.7) |
0.8 ( 0.5) |
0.4 ( 0.4) |
| Resident of another state |
52.7 ( 2.2) |
46.8 ( 2.2) |
0.4 ( 0.2) |
0.0 ( 0.0) |
| FINANCIAL AND CREDIT REPORT EXPERIENCE |
|
|
|
|
| Obtained a credit report |
51.6 ( 1.9) |
47.9 ( 1.9) |
0.5 ( 0.2) |
0.1 ( 0.1) |
| Did not obtain a credit report |
. ( . ) |
. ( . ) |
. ( . ) |
. ( . ) |
| |
|
|
|
|
| Obtained credit score |
54.0 ( 2.6) |
45.6 ( 2.6) |
0.2 ( 0.2) |
0.1 ( 0.1) |
| Did not obtain credit score |
48.9 ( 2.8) |
50.3 ( 2.8) |
0.8 ( 0.4) |
0.0 ( 0.0) |
| |
|
|
|
|
| Disputed information on credit report |
43.2 ( 3.4) |
56.7 ( 3.4) |
0.1 ( 0.1) |
0.0 ( 0.0) |
| Did not dispute credit report information |
55.1 ( 2.3) |
44.2 ( 2.3) |
0.6 ( 0.3) |
0.1 ( 0.1) |
| |
|
|
|
|
| Had an auto or mortgage loan |
55.4 ( 2.0) |
44.3 ( 2.0) |
0.2 ( 0.1) |
0.1 ( 0.1) |
| Did not have an auto or mortgage loan |
22.4 ( 4.1) |
75.1 ( 4.3) |
2.5 ( 1.5) |
0.0 ( 0.0) |
| |
|
|
|
|
| Was a victim of identity theft |
46.5 ( 5.2) |
53.5 ( 5.2) |
0.0 ( 0.0) |
0.0 ( 0.0) |
| Was not a victim of identity theft |
52.3 ( 2.1) |
47.1 ( 2.1) |
0.5 ( 0.3) |
0.1 ( 0.1) |
| |
|
|
|
|
| Obtained credit report due to an adverse action |
33.5 ( 4.7) |
66.5 ( 4.7) |
0.0 ( 0.0) |
0.0 ( 0.0) |
| Did not obtain credit report due to an adverse action |
54.6 ( 2.1) |
44.8 ( 2.1) |
0.6 ( 0.3) |
0.1 ( 0.1) |