| All respondents |
47.4 ( 1.9) |
51.8 ( 1.9) |
0.9 ( 0.3) |
0.0 ( 0.0) |
| AGE GROUP |
|
|
|
|
| 18 to 24 |
51.3 (11.1) |
48.7 (11.1) |
0.0 ( 0.0) |
0.0 ( 0.0) |
| 25 to 34 |
49.5 ( 4.4) |
50.2 ( 4.4) |
0.3 ( 0.3) |
0.0 ( 0.0) |
| 35 to 44 |
45.9 ( 4.0) |
54.1 ( 4.0) |
0.0 ( 0.0) |
0.0 ( 0.0) |
| 45 to 54 |
41.8 ( 3.9) |
57.2 ( 3.9) |
1.0 ( 0.7) |
0.0 ( 0.0) |
| 55 to 64 |
54.7 ( 4.7) |
42.6 ( 4.7) |
2.7 ( 1.4) |
0.0 ( 0.0) |
| 65 and older |
44.1 ( 5.2) |
55.7 ( 5.2) |
0.3 ( 0.3) |
0.0 ( 0.0) |
| INCOME |
|
|
|
|
| Less than $25000 |
41.1 ( 3.5) |
57.9 ( 3.5) |
1.0 ( 0.6) |
0.0 ( 0.0) |
| $25000 to $49999 |
45.1 ( 4.1) |
54.6 ( 4.1) |
0.4 ( 0.3) |
0.0 ( 0.0) |
| $50000 to $74999 |
51.4 ( 4.1) |
48.0 ( 4.1) |
0.6 ( 0.6) |
0.0 ( 0.0) |
| $75000+ |
48.9 ( 3.9) |
50.8 ( 3.9) |
0.3 ( 0.3) |
0.0 ( 0.0) |
| EDUCATION |
|
|
|
|
| Less than high school |
43.3 ( 7.4) |
53.5 ( 7.4) |
3.2 ( 2.2) |
0.0 ( 0.0) |
| High school |
46.3 ( 3.6) |
51.8 ( 3.6) |
1.9 ( 0.8) |
0.0 ( 0.0) |
| Some post-secondary education |
45.8 ( 3.5) |
53.7 ( 3.5) |
0.4 ( 0.4) |
0.0 ( 0.0) |
| BA or more |
50.0 ( 3.3) |
49.7 ( 3.3) |
0.3 ( 0.2) |
0.0 ( 0.0) |
| ETHNICITY |
|
|
|
|
| White |
46.6 ( 2.4) |
53.0 ( 2.4) |
0.4 ( 0.3) |
0.0 ( 0.0) |
| Black |
55.1 ( 3.7) |
44.4 ( 3.7) |
0.5 ( 0.5) |
0.0 ( 0.0) |
| Hispanic |
39.2 ( 4.7) |
58.9 ( 4.7) |
1.8 ( 1.1) |
0.0 ( 0.0) |
| Other |
54.3 ( 8.5) |
38.6 ( 8.2) |
7.1 ( 3.6) |
0.0 ( 0.0) |
| SEX |
|
|
|
|
| Male |
50.5 ( 3.1) |
48.6 ( 3.1) |
0.9 ( 0.4) |
0.0 ( 0.0) |
| Female |
44.7 ( 2.4) |
54.5 ( 2.4) |
0.9 ( 0.4) |
0.0 ( 0.0) |
| EMPLOYMENT STATUS |
|
|
|
|
| Actively employed (FT or PT) |
47.0 ( 2.4) |
52.2 ( 2.4) |
0.9 ( 0.4) |
0.0 ( 0.0) |
| Student |
51.8 (14.7) |
48.2 (14.7) |
0.0 ( 0.0) |
0.0 ( 0.0) |
| Not employed (homemaker, retired, unemployed) |
46.6 ( 3.5) |
52.8 ( 3.5) |
0.6 ( 0.3) |
0.0 ( 0.0) |
| Other |
54.3 ( 8.4) |
42.9 ( 8.4) |
2.8 ( 2.0) |
0.0 ( 0.0) |
| GEOGRAPHIC RESIDENCE |
|
|
|
|
| Resident of a free report state (CO, GA, ME, MD, MA, NJ, VT) |
62.6 ( 3.6) |
36.0 ( 3.5) |
1.4 ( 0.6) |
0.0 ( 0.0) |
| Resident of another state |
44.9 ( 2.2) |
54.3 ( 2.2) |
0.8 ( 0.3) |
0.0 ( 0.0) |
| FINANCIAL AND CREDIT REPORT EXPERIENCE |
|
|
|
|
| Obtained a credit report |
47.4 ( 1.9) |
51.8 ( 1.9) |
0.9 ( 0.3) |
0.0 ( 0.0) |
| Did not obtain a credit report |
. ( . ) |
. ( . ) |
. ( . ) |
. ( . ) |
| |
|
|
|
|
| Obtained credit score |
47.9 ( 2.6) |
51.6 ( 2.6) |
0.5 ( 0.3) |
0.0 ( 0.0) |
| Did not obtain credit score |
46.8 ( 2.8) |
52.0 ( 2.8) |
1.3 ( 0.5) |
0.0 ( 0.0) |
| |
|
|
|
|
| Disputed information on credit report |
58.0 ( 3.4) |
41.7 ( 3.4) |
0.3 ( 0.2) |
0.0 ( 0.0) |
| Did not dispute credit report information |
43.0 ( 2.3) |
55.9 ( 2.3) |
1.1 ( 0.4) |
0.0 ( 0.0) |
| |
|
|
|
|
| Had an auto or mortgage loan |
47.0 ( 2.0) |
52.3 ( 2.0) |
0.7 ( 0.3) |
0.0 ( 0.0) |
| Did not have an auto or mortgage loan |
50.3 ( 5.8) |
47.5 ( 5.7) |
2.2 ( 1.3) |
0.0 ( 0.0) |
| |
|
|
|
|
| Was a victim of identity theft |
42.9 ( 5.1) |
57.1 ( 5.1) |
0.0 ( 0.0) |
0.0 ( 0.0) |
| Was not a victim of identity theft |
48.0 ( 2.1) |
51.0 ( 2.1) |
1.0 ( 0.3) |
0.0 ( 0.0) |
| |
|
|
|
|
| Obtained credit report due to an adverse action |
48.7 ( 5.2) |
50.8 ( 5.2) |
0.5 ( 0.5) |
0.0 ( 0.0) |
| Did not obtain credit report due to an adverse action |
47.1 ( 2.1) |
51.9 ( 2.1) |
0.9 ( 0.3) |
0.0 ( 0.0) |