| All respondents |
89.8 ( 0.8) |
1.5 ( 0.3) |
8.7 ( 0.8) |
| AGE GROUP |
|
|
|
| 18 to 24 |
84.3 ( 3.5) |
1.2 ( 1.2) |
14.5 ( 3.4) |
| 25 to 34 |
88.5 ( 2.2) |
1.7 ( 1.0) |
9.7 ( 2.0) |
| 35 to 44 |
92.7 ( 1.6) |
1.6 ( 0.6) |
5.7 ( 1.5) |
| 45 to 54 |
94.0 ( 1.3) |
0.8 ( 0.4) |
5.1 ( 1.2) |
| 55 to 64 |
94.5 ( 1.5) |
1.6 ( 0.9) |
4.0 ( 1.2) |
| 65 and older |
85.2 ( 2.2) |
2.4 ( 0.9) |
12.3 ( 2.0) |
| INCOME |
|
|
|
| Less than $25000 |
81.4 ( 1.8) |
3.7 ( 0.9) |
14.9 ( 1.6) |
| $25000 to $49999 |
91.1 ( 1.6) |
1.8 ( 0.8) |
7.1 ( 1.4) |
| $50000 to $74999 |
95.6 ( 1.3) |
0.0 ( 0.0) |
4.4 ( 1.3) |
| $75000+ |
95.3 ( 1.6) |
0.0 ( 0.0) |
4.7 ( 1.6) |
| EDUCATION |
|
|
|
| Less than high school |
71.9 ( 3.2) |
6.4 ( 1.7) |
21.7 ( 2.9) |
| High school |
87.3 ( 1.7) |
1.9 ( 0.7) |
10.8 ( 1.6) |
| Some post-secondary education |
92.7 ( 1.4) |
0.7 ( 0.5) |
6.6 ( 1.3) |
| BA or more |
95.5 ( 1.1) |
0.3 ( 0.3) |
4.1 ( 1.1) |
| ETHNICITY |
|
|
|
| White |
92.2 ( 1.0) |
1.2 ( 0.4) |
6.7 ( 0.9) |
| Black |
88.7 ( 1.8) |
1.4 ( 0.6) |
9.9 ( 1.7) |
| Hispanic |
78.4 ( 2.5) |
3.6 ( 1.1) |
18.0 ( 2.3) |
| Other |
90.9 ( 3.6) |
1.5 ( 1.5) |
7.7 ( 3.3) |
| SEX |
|
|
|
| Male |
91.3 ( 1.3) |
1.6 ( 0.5) |
7.1 ( 1.2) |
| Female |
88.5 ( 1.0) |
1.5 ( 0.4) |
10.0 ( 1.0) |
| EMPLOYMENT STATUS |
|
|
|
| Actively employed (FT or PT) |
92.4 ( 1.0) |
1.2 ( 0.4) |
6.4 ( 0.9) |
| Student |
87.4 ( 4.6) |
0.0 ( 0.0) |
12.6 ( 4.6) |
| Not employed (homemaker, retired, unemployed) |
85.7 ( 1.5) |
2.6 ( 0.7) |
11.7 ( 1.4) |
| Other |
84.4 ( 5.4) |
0.7 ( 0.7) |
14.8 ( 5.4) |
| GEOGRAPHIC RESIDENCE |
|
|
|
| Resident of a free report state (CO, GA, ME, MD, MA, NJ, VT) |
91.4 ( 1.8) |
1.3 ( 0.6) |
7.2 ( 1.7) |
| Resident of another state |
89.5 ( 0.9) |
1.6 ( 0.4) |
8.9 ( 0.8) |
| FINANCIAL AND CREDIT REPORT EXPERIENCE |
|
|
|
| Obtained a credit report |
94.5 ( 0.8) |
0.9 ( 0.3) |
4.6 ( 0.8) |
| Did not obtain a credit report |
83.2 ( 1.6) |
2.5 ( 0.7) |
14.3 ( 1.5) |
| |
|
|
|
| Obtained credit score |
96.4 ( 0.8) |
0.6 ( 0.3) |
3.0 ( 0.8) |
| Did not obtain credit score |
86.5 ( 1.1) |
2.0 ( 0.5) |
11.5 ( 1.1) |
| |
|
|
|
| Disputed information on credit report |
95.7 ( 1.3) |
0.6 ( 0.4) |
3.7 ( 1.2) |
| Did not dispute credit report information |
88.5 ( 1.0) |
1.7 ( 0.4) |
9.8 ( 0.9) |
| |
|
|
|
| Had an auto or mortgage loan |
92.2 ( 0.9) |
1.4 ( 0.4) |
6.4 ( 0.8) |
| Did not have an auto or mortgage loan |
81.6 ( 2.1) |
2.0 ( 0.6) |
16.4 ( 2.0) |
| |
|
|
|
| Was a victim of identity theft |
87.2 ( 2.6) |
1.7 ( 0.9) |
11.1 ( 2.5) |
| Was not a victim of identity theft |
90.0 ( 0.9) |
1.5 ( 0.4) |
8.4 ( 0.8) |
| |
|
|
|
| Obtained credit report due to an adverse action |
91.7 ( 2.2) |
0.8 ( 0.6) |
7.5 ( 2.1) |
| Did not obtain credit report due to an adverse action |
89.6 ( 0.9) |
1.6 ( 0.4) |
8.8 ( 0.8) |