| All respondents |
86.5 ( 1.0) |
9.6 ( 0.9) |
4.0 ( 0.6) |
| AGE GROUP |
|
|
|
| 18 to 24 |
87.8 ( 3.7) |
5.9 ( 2.7) |
6.3 ( 2.7) |
| 25 to 34 |
90.9 ( 2.0) |
6.9 ( 1.8) |
2.2 ( 1.0) |
| 35 to 44 |
89.1 ( 2.2) |
8.5 ( 2.0) |
2.4 ( 0.9) |
| 45 to 54 |
87.6 ( 2.2) |
9.4 ( 2.0) |
2.9 ( 1.0) |
| 55 to 64 |
92.2 ( 1.8) |
5.6 ( 1.6) |
2.1 ( 1.0) |
| 65 and older |
71.1 ( 3.0) |
20.4 ( 2.7) |
8.4 ( 1.7) |
| INCOME |
|
|
|
| Less than $25000 |
81.8 ( 1.7) |
10.7 ( 1.3) |
7.5 ( 1.2) |
| $25000 to $49999 |
86.2 ( 2.2) |
10.9 ( 2.1) |
2.9 ( 0.9) |
| $50000 to $74999 |
92.3 ( 2.0) |
7.0 ( 2.0) |
0.8 ( 0.6) |
| $75000+ |
90.4 ( 2.1) |
8.3 ( 1.9) |
1.4 ( 0.9) |
| EDUCATION |
|
|
|
| Less than high school |
74.1 ( 3.1) |
13.3 ( 2.4) |
12.5 ( 2.3) |
| High school |
86.0 ( 1.9) |
8.9 ( 1.5) |
5.0 ( 1.3) |
| Some post-secondary education |
88.5 ( 1.8) |
8.3 ( 1.6) |
3.1 ( 0.9) |
| BA or more |
89.2 ( 1.8) |
10.0 ( 1.8) |
0.8 ( 0.4) |
| ETHNICITY |
|
|
|
| White |
86.4 ( 1.3) |
10.4 ( 1.2) |
3.3 ( 0.7) |
| Black |
93.2 ( 1.5) |
4.8 ( 1.3) |
2.0 ( 0.7) |
| Hispanic |
81.2 ( 2.3) |
8.9 ( 1.6) |
9.9 ( 1.8) |
| Other |
86.0 ( 4.2) |
12.0 ( 4.0) |
2.0 ( 1.4) |
| SEX |
|
|
|
| Male |
86.0 ( 1.7) |
10.9 ( 1.5) |
3.1 ( 0.9) |
| Female |
87.0 ( 1.2) |
8.4 ( 1.0) |
4.6 ( 0.7) |
| EMPLOYMENT STATUS |
|
|
|
| Actively employed (FT or PT) |
90.5 ( 1.2) |
7.3 ( 1.1) |
2.1 ( 0.5) |
| Student |
95.0 ( 2.9) |
5.0 ( 2.9) |
0.0 ( 0.0) |
| Not employed (homemaker, retired, unemployed) |
77.3 ( 2.0) |
15.2 ( 1.7) |
7.5 ( 1.2) |
| Other |
88.2 ( 5.3) |
4.8 ( 2.0) |
7.0 ( 5.1) |
| GEOGRAPHIC RESIDENCE |
|
|
|
| Resident of a free report state (CO, GA, ME, MD, MA, NJ, VT) |
90.6 ( 1.7) |
6.2 ( 1.3) |
3.1 ( 1.0) |
| Resident of another state |
85.9 ( 1.1) |
10.0 ( 1.0) |
4.1 ( 0.6) |
| FINANCIAL AND CREDIT REPORT EXPERIENCE |
|
|
|
| Obtained a credit report |
90.7 ( 1.1) |
7.5 ( 1.0) |
1.8 ( 0.5) |
| Did not obtain a credit report |
80.7 ( 1.8) |
12.4 ( 1.5) |
7.0 ( 1.1) |
| |
|
|
|
| Obtained credit score |
90.9 ( 1.5) |
8.3 ( 1.5) |
0.8 ( 0.5) |
| Did not obtain credit score |
84.3 ( 1.3) |
10.1 ( 1.1) |
5.5 ( 0.8) |
| |
|
|
|
| Disputed information on credit report |
94.9 ( 1.6) |
3.3 ( 1.2) |
1.8 ( 1.1) |
| Did not dispute credit report information |
84.6 ( 1.2) |
10.9 ( 1.0) |
4.4 ( 0.6) |
| |
|
|
|
| Had an auto or mortgage loan |
87.7 ( 1.1) |
9.5 ( 1.0) |
2.8 ( 0.5) |
| Did not have an auto or mortgage loan |
82.4 ( 2.1) |
9.7 ( 1.5) |
8.0 ( 1.6) |
| |
|
|
|
| Was a victim of identity theft |
89.5 ( 3.2) |
10.5 ( 3.2) |
0.0 ( 0.0) |
| Was not a victim of identity theft |
86.2 ( 1.1) |
9.4 ( 0.9) |
4.4 ( 0.6) |
| |
|
|
|
| Obtained credit report due to an adverse action |
93.0 ( 2.2) |
6.0 ( 2.1) |
1.0 ( 0.7) |
| Did not obtain credit report due to an adverse action |
85.9 ( 1.1) |
9.9 ( 0.9) |
4.2 ( 0.6) |