| All respondents |
64.2 ( 1.4) |
18.4 ( 1.1) |
3.6 ( 0.5) |
1.1 ( 0.4) |
12.7 ( 0.9) |
| AGE GROUP |
|
|
|
|
|
| 18 to 24 |
60.5 ( 4.9) |
18.4 ( 3.6) |
2.2 ( 1.2) |
2.1 ( 2.1) |
16.7 ( 3.4) |
| 25 to 34 |
68.2 ( 3.2) |
14.8 ( 2.4) |
3.3 ( 1.2) |
0.9 ( 0.5) |
12.8 ( 2.3) |
| 35 to 44 |
66.4 ( 3.2) |
19.9 ( 2.8) |
2.4 ( 1.0) |
0.7 ( 0.5) |
10.6 ( 2.0) |
| 45 to 54 |
65.1 ( 3.0) |
18.2 ( 2.4) |
2.9 ( 1.0) |
0.9 ( 0.5) |
12.8 ( 2.0) |
| 55 to 64 |
68.0 ( 3.4) |
23.5 ( 3.1) |
2.1 ( 1.0) |
0.8 ( 0.8) |
5.6 ( 1.4) |
| 65 and older |
53.8 ( 3.2) |
19.8 ( 2.7) |
9.5 ( 2.0) |
0.9 ( 0.6) |
16.1 ( 2.2) |
| INCOME |
|
|
|
|
|
| Less than $25000 |
55.7 ( 2.3) |
15.9 ( 1.7) |
5.4 ( 1.0) |
0.5 ( 0.3) |
22.5 ( 2.0) |
| $25000 to $49999 |
64.6 ( 2.9) |
21.6 ( 2.4) |
3.0 ( 0.9) |
0.7 ( 0.5) |
10.0 ( 1.8) |
| $50000 to $74999 |
68.1 ( 3.3) |
18.1 ( 2.7) |
3.9 ( 1.5) |
1.1 ( 0.6) |
8.9 ( 1.9) |
| $75000+ |
73.3 ( 2.9) |
18.1 ( 2.4) |
1.5 ( 0.8) |
0.8 ( 0.5) |
6.3 ( 1.7) |
| EDUCATION |
|
|
|
|
|
| Less than high school |
44.0 ( 3.7) |
12.3 ( 2.5) |
8.7 ( 2.2) |
0.6 ( 0.6) |
34.5 ( 3.4) |
| High school |
63.7 ( 2.4) |
17.4 ( 1.9) |
4.2 ( 1.0) |
1.3 ( 0.9) |
13.3 ( 1.6) |
| Some post-secondary education |
70.1 ( 2.5) |
16.8 ( 1.9) |
2.2 ( 0.6) |
0.8 ( 0.5) |
10.1 ( 1.7) |
| BA or more |
65.8 ( 2.6) |
23.1 ( 2.2) |
2.6 ( 0.9) |
1.3 ( 0.6) |
7.2 ( 1.3) |
| ETHNICITY |
|
|
|
|
|
| White |
69.3 ( 1.7) |
17.1 ( 1.4) |
3.0 ( 0.6) |
1.3 ( 0.5) |
9.3 ( 1.0) |
| Black |
62.3 ( 3.0) |
21.0 ( 2.5) |
3.6 ( 1.1) |
1.2 ( 0.7) |
11.9 ( 2.0) |
| Hispanic |
43.4 ( 3.1) |
19.7 ( 2.6) |
7.8 ( 1.6) |
0.0 ( 0.0) |
29.1 ( 2.8) |
| Other |
54.7 ( 6.4) |
26.8 ( 5.8) |
0.6 ( 0.6) |
0.8 ( 0.8) |
17.2 ( 5.1) |
| SEX |
|
|
|
|
|
| Male |
67.1 ( 2.1) |
17.6 ( 1.7) |
4.0 ( 0.9) |
1.2 ( 0.6) |
10.0 ( 1.3) |
| Female |
61.7 ( 1.7) |
19.3 ( 1.4) |
3.2 ( 0.6) |
0.7 ( 0.3) |
15.1 ( 1.2) |
| EMPLOYMENT STATUS |
|
|
|
|
|
| Actively employed (FT or PT) |
68.0 ( 1.8) |
18.8 ( 1.5) |
2.3 ( 0.5) |
0.3 ( 0.1) |
10.7 ( 1.2) |
| Student |
62.2 ( 7.8) |
19.2 ( 6.2) |
1.2 ( 1.2) |
1.0 ( 1.0) |
16.5 ( 5.3) |
| Not employed (homemaker, retired, unemployed) |
56.8 ( 2.3) |
18.5 ( 1.8) |
6.9 ( 1.2) |
1.5 ( 0.6) |
16.3 ( 1.6) |
| Other |
64.6 ( 6.3) |
13.9 ( 4.0) |
1.2 ( 1.2) |
8.0 ( 5.6) |
12.3 ( 3.3) |
| GEOGRAPHIC RESIDENCE |
|
|
|
|
|
| Resident of a free report state (CO, GA, ME, MD, MA, NJ, VT) |
60.4 ( 3.0) |
26.0 ( 2.8) |
2.2 ( 0.8) |
1.4 ( 0.7) |
9.9 ( 1.7) |
| Resident of another state |
64.7 ( 1.5) |
17.3 ( 1.2) |
3.8 ( 0.6) |
1.0 ( 0.4) |
13.1 ( 1.0) |
| FINANCIAL AND CREDIT REPORT EXPERIENCE |
|
|
|
|
|
| Obtained a credit report |
70.4 ( 1.7) |
19.1 ( 1.5) |
2.4 ( 0.5) |
1.0 ( 0.4) |
7.1 ( 0.9) |
| Did not obtain a credit report |
55.6 ( 2.2) |
17.6 ( 1.6) |
5.3 ( 0.9) |
1.2 ( 0.7) |
20.4 ( 1.7) |
| |
|
|
|
|
|
| Obtained credit score |
72.6 ( 2.2) |
20.4 ( 2.0) |
1.4 ( 0.5) |
0.7 ( 0.4) |
4.9 ( 1.0) |
| Did not obtain credit score |
60.0 ( 1.7) |
17.5 ( 1.3) |
4.7 ( 0.7) |
1.3 ( 0.5) |
16.6 ( 1.2) |
| |
|
|
|
|
|
| Disputed information on credit report |
72.1 ( 3.0) |
21.9 ( 2.7) |
1.8 ( 0.8) |
0.7 ( 0.5) |
3.6 ( 1.3) |
| Did not dispute credit report information |
62.4 ( 1.5) |
17.7 ( 1.2) |
4.0 ( 0.6) |
1.2 ( 0.4) |
14.7 ( 1.1) |
| |
|
|
|
|
|
| Had an auto or mortgage loan |
67.9 ( 1.5) |
18.4 ( 1.2) |
3.3 ( 0.6) |
0.8 ( 0.3) |
9.6 ( 0.9) |
| Did not have an auto or mortgage loan |
51.5 ( 3.0) |
18.4 ( 2.2) |
4.8 ( 1.1) |
2.1 ( 1.2) |
23.2 ( 2.3) |
| |
|
|
|
|
|
| Was a victim of identity theft |
69.5 ( 3.8) |
18.2 ( 3.1) |
3.5 ( 1.5) |
1.9 ( 1.2) |
6.9 ( 1.9) |
| Was not a victim of identity theft |
63.6 ( 1.5) |
18.5 ( 1.2) |
3.6 ( 0.5) |
1.0 ( 0.4) |
13.4 ( 1.0) |
| |
|
|
|
|
|
| Obtained credit report due to an adverse action |
74.5 ( 4.3) |
17.1 ( 3.9) |
1.7 ( 0.8) |
0.4 ( 0.4) |
6.4 ( 2.0) |
| Did not obtain credit report due to an adverse action |
63.2 ( 1.4) |
18.6 ( 1.1) |
3.8 ( 0.5) |
1.1 ( 0.4) |
13.3 ( 1.0) |