| All respondents |
5.7 ( 0.7) |
94.3 ( 0.7) |
| AGE GROUP |
|
|
| 18 to 24 |
1.4 ( 1.0) |
98.6 ( 1.0) |
| 25 to 34 |
6.3 ( 1.5) |
93.7 ( 1.5) |
| 35 to 44 |
5.5 ( 1.7) |
94.5 ( 1.7) |
| 45 to 54 |
6.3 ( 1.8) |
93.7 ( 1.8) |
| 55 to 64 |
7.2 ( 2.0) |
92.8 ( 2.0) |
| 65 and older |
4.6 ( 1.6) |
95.4 ( 1.6) |
| INCOME |
|
|
| Less than $25000 |
3.0 ( 0.8) |
97.0 ( 0.8) |
| $25000 to $49999 |
3.9 ( 1.1) |
96.1 ( 1.1) |
| $50000 to $74999 |
5.3 ( 1.6) |
94.7 ( 1.6) |
| $75000+ |
9.3 ( 1.9) |
90.7 ( 1.9) |
| EDUCATION |
|
|
| Less than high school |
2.9 ( 1.4) |
97.1 ( 1.4) |
| High school |
4.7 ( 1.0) |
95.3 ( 1.0) |
| Some post-secondary education |
3.1 ( 0.9) |
96.9 ( 0.9) |
| BA or more |
10.1 ( 1.7) |
89.9 ( 1.7) |
| ETHNICITY |
|
|
| White |
6.6 ( 0.9) |
93.4 ( 0.9) |
| Black |
4.2 ( 1.3) |
95.8 ( 1.3) |
| Hispanic |
3.5 ( 1.2) |
96.5 ( 1.2) |
| Other |
2.9 ( 1.9) |
97.1 ( 1.9) |
| SEX |
|
|
| Male |
6.6 ( 1.1) |
93.4 ( 1.1) |
| Female |
4.9 ( 0.8) |
95.1 ( 0.8) |
| EMPLOYMENT STATUS |
|
|
| Actively employed (FT or PT) |
5.8 ( 0.9) |
94.2 ( 0.9) |
| Student |
5.6 ( 3.3) |
94.4 ( 3.3) |
| Not employed (homemaker, retired, unemployed) |
4.9 ( 1.1) |
95.1 ( 1.1) |
| Other |
10.0 ( 3.8) |
90.0 ( 3.8) |
| GEOGRAPHIC RESIDENCE |
|
|
| Resident of a free report state (CO, GA, ME, MD, MA, NJ, VT) |
5.3 ( 1.3) |
94.7 ( 1.3) |
| Resident of another state |
5.8 ( 0.8) |
94.2 ( 0.8) |
| FINANCIAL AND CREDIT REPORT EXPERIENCE |
|
|
| Obtained a credit report |
6.9 ( 1.0) |
93.1 ( 1.0) |
| Did not obtain a credit report |
4.0 ( 0.8) |
96.0 ( 0.8) |
| |
|
|
| Obtained credit score |
8.8 ( 1.5) |
91.2 ( 1.5) |
| Did not obtain credit score |
4.2 ( 0.7) |
95.8 ( 0.7) |
| |
|
|
| Disputed information on credit report |
8.7 ( 2.1) |
91.3 ( 2.1) |
| Did not dispute credit report information |
5.0 ( 0.7) |
95.0 ( 0.7) |
| |
|
|
| Had an auto or mortgage loan |
6.4 ( 0.8) |
93.6 ( 0.8) |
| Did not have an auto or mortgage loan |
3.4 ( 1.0) |
96.6 ( 1.0) |
| |
|
|
| Was a victim of identity theft |
6.0 ( 2.2) |
94.0 ( 2.2) |
| Was not a victim of identity theft |
5.7 ( 0.7) |
94.3 ( 0.7) |
| |
|
|
| Obtained credit report due to an adverse action |
2.6 ( 1.5) |
97.4 ( 1.5) |
| Did not obtain credit report due to an adverse action |
6.0 ( 0.7) |
94.0 ( 0.7) |