| All respondents |
24.3 ( 1.3) |
75.7 ( 1.3) |
| AGE GROUP |
|
|
| 18 to 24 |
16.6 ( 4.4) |
83.4 ( 4.4) |
| 25 to 34 |
26.7 ( 3.2) |
73.3 ( 3.2) |
| 35 to 44 |
27.8 ( 3.1) |
72.2 ( 3.1) |
| 45 to 54 |
25.3 ( 2.8) |
74.7 ( 2.8) |
| 55 to 64 |
25.3 ( 3.2) |
74.7 ( 3.2) |
| 65 and older |
26.8 ( 2.9) |
73.2 ( 2.9) |
| INCOME |
|
|
| Less than $25000 |
23.3 ( 1.9) |
76.7 ( 1.9) |
| $25000 to $49999 |
28.1 ( 2.9) |
71.9 ( 2.9) |
| $50000 to $74999 |
27.9 ( 3.2) |
72.1 ( 3.2) |
| $75000+ |
20.1 ( 2.7) |
79.9 ( 2.7) |
| EDUCATION |
|
|
| Less than high school |
17.2 ( 2.8) |
82.8 ( 2.8) |
| High school |
25.3 ( 2.2) |
74.7 ( 2.2) |
| Some post-secondary education |
30.0 ( 2.7) |
70.0 ( 2.7) |
| BA or more |
20.4 ( 2.2) |
79.6 ( 2.2) |
| ETHNICITY |
|
|
| White |
26.0 ( 1.7) |
74.0 ( 1.7) |
| Black |
25.8 ( 2.6) |
74.2 ( 2.6) |
| Hispanic |
14.3 ( 2.1) |
85.7 ( 2.1) |
| Other |
23.4 ( 5.7) |
76.6 ( 5.7) |
| SEX |
|
|
| Male |
24.3 ( 2.0) |
75.7 ( 2.0) |
| Female |
24.4 ( 1.6) |
75.6 ( 1.6) |
| EMPLOYMENT STATUS |
|
|
| Actively employed (FT or PT) |
23.2 ( 1.7) |
76.8 ( 1.7) |
| Student |
16.4 ( 7.9) |
83.6 ( 7.9) |
| Not employed (homemaker, retired, unemployed) |
28.3 ( 2.2) |
71.7 ( 2.2) |
| Other |
17.1 ( 4.7) |
82.9 ( 4.7) |
| GEOGRAPHIC RESIDENCE |
|
|
| Resident of a free report state (CO, GA, ME, MD, MA, NJ, VT) |
22.6 ( 2.6) |
77.4 ( 2.6) |
| Resident of another state |
24.5 ( 1.4) |
75.5 ( 1.4) |
| FINANCIAL AND CREDIT REPORT EXPERIENCE |
|
|
| Obtained a credit report |
26.0 ( 1.7) |
74.0 ( 1.7) |
| Did not obtain a credit report |
21.8 ( 1.9) |
78.2 ( 1.9) |
| |
|
|
| Obtained credit score |
21.5 ( 2.1) |
78.5 ( 2.1) |
| Did not obtain credit score |
25.6 ( 1.6) |
74.4 ( 1.6) |
| |
|
|
| Disputed information on credit report |
22.9 ( 2.7) |
77.1 ( 2.7) |
| Did not dispute credit report information |
24.6 ( 1.4) |
75.4 ( 1.4) |
| |
|
|
| Had an auto or mortgage loan |
26.4 ( 1.5) |
73.6 ( 1.5) |
| Did not have an auto or mortgage loan |
17.1 ( 2.5) |
82.9 ( 2.5) |
| |
|
|
| Was a victim of identity theft |
32.4 ( 4.2) |
67.6 ( 4.2) |
| Was not a victim of identity theft |
23.4 ( 1.3) |
76.6 ( 1.3) |
| |
|
|
| Obtained credit report due to an adverse action |
28.9 ( 4.9) |
71.1 ( 4.9) |
| Did not obtain credit report due to an adverse action |
23.8 ( 1.3) |
76.2 ( 1.3) |