| All respondents |
17.9 ( 1.1) |
81.1 ( 1.1) |
1.0 ( 0.2) |
| AGE GROUP |
|
|
|
| 18 to 24 |
6.5 ( 2.3) |
93.1 ( 2.3) |
0.4 ( 0.4) |
| 25 to 34 |
16.0 ( 2.6) |
83.6 ( 2.6) |
0.4 ( 0.3) |
| 35 to 44 |
23.7 ( 2.9) |
75.2 ( 2.9) |
1.1 ( 0.6) |
| 45 to 54 |
23.4 ( 2.7) |
76.2 ( 2.7) |
0.4 ( 0.3) |
| 55 to 64 |
26.5 ( 3.4) |
73.2 ( 3.4) |
0.3 ( 0.3) |
| 65 and older |
10.3 ( 2.0) |
88.3 ( 2.0) |
1.4 ( 0.5) |
| INCOME |
|
|
|
| Less than $25000 |
10.4 ( 1.3) |
87.0 ( 1.5) |
2.5 ( 0.7) |
| $25000 to $49999 |
16.1 ( 2.2) |
83.9 ( 2.2) |
0.0 ( 0.0) |
| $50000 to $74999 |
25.4 ( 2.9) |
74.6 ( 2.9) |
0.0 ( 0.0) |
| $75000+ |
23.8 ( 2.9) |
75.9 ( 2.9) |
0.3 ( 0.3) |
| EDUCATION |
|
|
|
| Less than high school |
7.2 ( 1.8) |
87.6 ( 2.2) |
5.2 ( 1.5) |
| High school |
12.7 ( 1.7) |
86.5 ( 1.7) |
0.8 ( 0.4) |
| Some post-secondary education |
22.2 ( 2.3) |
77.5 ( 2.3) |
0.2 ( 0.2) |
| BA or more |
22.9 ( 2.3) |
76.8 ( 2.3) |
0.3 ( 0.2) |
| ETHNICITY |
|
|
|
| White |
18.6 ( 1.4) |
81.1 ( 1.4) |
0.2 ( 0.2) |
| Black |
21.6 ( 2.4) |
77.0 ( 2.5) |
1.4 ( 0.7) |
| Hispanic |
11.6 ( 2.0) |
84.6 ( 2.2) |
3.8 ( 1.1) |
| Other |
16.8 ( 4.8) |
81.2 ( 5.0) |
2.0 ( 1.4) |
| SEX |
|
|
|
| Male |
16.3 ( 1.7) |
82.9 ( 1.7) |
0.8 ( 0.3) |
| Female |
19.5 ( 1.4) |
79.5 ( 1.4) |
1.0 ( 0.3) |
| EMPLOYMENT STATUS |
|
|
|
| Actively employed (FT or PT) |
19.3 ( 1.5) |
80.3 ( 1.5) |
0.3 ( 0.2) |
| Student |
12.4 ( 5.5) |
84.8 ( 5.8) |
2.8 ( 2.0) |
| Not employed (homemaker, retired, unemployed) |
13.9 ( 1.6) |
84.0 ( 1.7) |
2.1 ( 0.6) |
| Other |
31.3 ( 6.0) |
68.7 ( 6.0) |
0.0 ( 0.0) |
| GEOGRAPHIC RESIDENCE |
|
|
|
| Resident of a free report state (CO, GA, ME, MD, MA, NJ, VT) |
22.3 ( 2.5) |
76.7 ( 2.5) |
1.0 ( 0.5) |
| Resident of another state |
17.3 ( 1.2) |
81.7 ( 1.2) |
1.0 ( 0.2) |
| FINANCIAL AND CREDIT REPORT EXPERIENCE |
|
|
|
| Obtained a credit report |
29.1 ( 1.7) |
70.8 ( 1.7) |
0.2 ( 0.1) |
| Did not obtain a credit report |
2.7 ( 0.6) |
95.2 ( 0.8) |
2.1 ( 0.5) |
| |
|
|
|
| Obtained credit score |
30.2 ( 2.3) |
69.6 ( 2.3) |
0.2 ( 0.2) |
| Did not obtain credit score |
11.9 ( 1.1) |
86.7 ( 1.2) |
1.3 ( 0.3) |
| |
|
|
|
| Disputed information on credit report |
100 ( 0.0) |
0.0 ( 0.0) |
0.0 ( 0.0) |
| Did not dispute credit report information |
0.0 ( 0.0) |
98.8 ( 0.3) |
1.2 ( 0.3) |
| |
|
|
|
| Had an auto or mortgage loan |
21.1 ( 1.3) |
78.7 ( 1.3) |
0.2 ( 0.1) |
| Did not have an auto or mortgage loan |
7.4 ( 1.4) |
89.2 ( 1.6) |
3.4 ( 0.8) |
| |
|
|
|
| Was a victim of identity theft |
35.6 ( 4.1) |
63.1 ( 4.1) |
1.4 ( 0.8) |
| Was not a victim of identity theft |
16.0 ( 1.1) |
83.1 ( 1.1) |
0.9 ( 0.2) |
| |
|
|
|
| Obtained credit report due to an adverse action |
52.2 ( 5.2) |
47.8 ( 5.2) |
0.0 ( 0.0) |
| Did not obtain credit report due to an adverse action |
14.9 ( 1.0) |
84.1 ( 1.1) |
1.1 ( 0.2) |