| All respondents |
62.4 ( 1.4) |
37.6 ( 1.4) |
| AGE GROUP |
|
|
| 18 to 24 |
79.7 ( 4.5) |
20.3 ( 4.5) |
| 25 to 34 |
63.1 ( 3.4) |
36.9 ( 3.4) |
| 35 to 44 |
56.9 ( 3.4) |
43.1 ( 3.4) |
| 45 to 54 |
59.8 ( 3.2) |
40.2 ( 3.2) |
| 55 to 64 |
51.1 ( 3.7) |
48.9 ( 3.7) |
| 65 and older |
62.5 ( 3.2) |
37.5 ( 3.2) |
| INCOME |
|
|
| Less than $25000 |
68.5 ( 2.1) |
31.5 ( 2.1) |
| $25000 to $49999 |
60.2 ( 3.1) |
39.8 ( 3.1) |
| $50000 to $74999 |
57.8 ( 3.5) |
42.2 ( 3.5) |
| $75000+ |
60.8 ( 3.3) |
39.2 ( 3.3) |
| EDUCATION |
|
|
| Less than high school |
74.3 ( 3.3) |
25.7 ( 3.3) |
| High school |
63.9 ( 2.5) |
36.1 ( 2.5) |
| Some post-secondary education |
58.4 ( 2.8) |
41.6 ( 2.8) |
| BA or more |
60.3 ( 2.7) |
39.7 ( 2.7) |
| ETHNICITY |
|
|
| White |
59.0 ( 1.9) |
41.0 ( 1.9) |
| Black |
61.5 ( 2.9) |
38.5 ( 2.9) |
| Hispanic |
76.5 ( 2.6) |
23.5 ( 2.6) |
| Other |
71.9 ( 5.9) |
28.1 ( 5.9) |
| SEX |
|
|
| Male |
58.0 ( 2.3) |
42.0 ( 2.3) |
| Female |
66.2 ( 1.7) |
33.8 ( 1.7) |
| EMPLOYMENT STATUS |
|
|
| Actively employed (FT or PT) |
63.1 ( 1.9) |
36.9 ( 1.9) |
| Student |
73.8 ( 8.2) |
26.2 ( 8.2) |
| Not employed (homemaker, retired, unemployed) |
59.6 ( 2.3) |
40.4 ( 2.3) |
| Other |
61.8 ( 6.1) |
38.2 ( 6.1) |
| GEOGRAPHIC RESIDENCE |
|
|
| Resident of a free report state (CO, GA, ME, MD, MA, NJ, VT) |
63.8 ( 3.0) |
36.2 ( 3.0) |
| Resident of another state |
62.1 ( 1.6) |
37.9 ( 1.6) |
| FINANCIAL AND CREDIT REPORT EXPERIENCE |
|
|
| Obtained a credit report |
58.2 ( 1.9) |
41.8 ( 1.9) |
| Did not obtain a credit report |
68.1 ( 2.1) |
31.9 ( 2.1) |
| |
|
|
| Obtained credit score |
59.8 ( 2.5) |
40.2 ( 2.5) |
| Did not obtain credit score |
63.6 ( 1.7) |
36.4 ( 1.7) |
| |
|
|
| Disputed information on credit report |
59.3 ( 3.3) |
40.7 ( 3.3) |
| Did not dispute credit report information |
63.0 ( 1.6) |
37.0 ( 1.6) |
| |
|
|
| Had an auto or mortgage loan |
58.8 ( 1.6) |
41.2 ( 1.6) |
| Did not have an auto or mortgage loan |
74.2 ( 2.8) |
25.8 ( 2.8) |
| |
|
|
| Was a victim of identity theft |
50.6 ( 4.4) |
49.4 ( 4.4) |
| Was not a victim of identity theft |
63.6 ( 1.5) |
36.4 ( 1.5) |
| |
|
|
| Obtained credit report due to an adverse action |
57.9 ( 5.2) |
42.1 ( 5.2) |
| Did not obtain credit report due to an adverse action |
62.8 ( 1.5) |
37.2 ( 1.5) |