| All respondents |
29.0 ( 3.0) |
16.7 ( 2.6) |
17.8 ( 2.5) |
35.5 ( 3.2) |
1.0 ( 0.7) |
| AGE GROUP |
|
|
|
|
|
| 18 to 24 |
67.7 (17.7) |
15.7 (14.1) |
16.6 (14.8) |
0.0 ( 0.0) |
0.0 ( 0.0) |
| 25 to 34 |
26.6 ( 7.2) |
30.1 ( 8.2) |
22.9 ( 7.2) |
17.6 ( 7.2) |
2.8 ( 2.8) |
| 35 to 44 |
31.5 ( 6.7) |
16.4 ( 5.0) |
20.1 ( 5.3) |
31.9 ( 6.7) |
0.0 ( 0.0) |
| 45 to 54 |
27.6 ( 5.8) |
12.1 ( 4.4) |
9.6 ( 3.5) |
48.3 ( 6.6) |
2.3 ( 2.3) |
| 55 to 64 |
31.1 ( 7.1) |
9.6 ( 4.5) |
21.4 ( 6.3) |
37.9 ( 7.3) |
0.0 ( 0.0) |
| 65 and older |
11.9 ( 5.9) |
11.9 ( 6.0) |
11.6 ( 7.0) |
64.6 ( 9.5) |
0.0 ( 0.0) |
| INCOME |
|
|
|
|
|
| Less than $25000 |
18.9 ( 5.3) |
20.1 ( 5.4) |
19.2 ( 5.4) |
41.8 ( 6.5) |
0.0 ( 0.0) |
| $25000 to $49999 |
37.8 ( 7.1) |
23.7 ( 6.2) |
18.9 ( 5.3) |
17.3 ( 5.4) |
2.3 ( 2.3) |
| $50000 to $74999 |
35.9 ( 6.2) |
13.5 ( 4.9) |
23.8 ( 5.7) |
26.8 ( 5.5) |
0.0 ( 0.0) |
| $75000+ |
21.9 ( 5.4) |
12.5 ( 4.5) |
12.6 ( 4.4) |
53.0 ( 6.8) |
0.0 ( 0.0) |
| EDUCATION |
|
|
|
|
|
| Less than high school |
26.4 (10.6) |
40.6 (12.8) |
0.0 ( 0.0) |
33.0 (11.8) |
0.0 ( 0.0) |
| High school |
40.4 ( 7.0) |
14.0 ( 4.7) |
19.0 ( 5.5) |
26.6 ( 6.2) |
0.0 ( 0.0) |
| Some post-secondary education |
30.4 ( 5.3) |
18.7 ( 4.6) |
16.9 ( 3.9) |
32.7 ( 5.2) |
1.3 ( 1.3) |
| BA or more |
21.8 ( 4.3) |
13.7 ( 4.1) |
19.9 ( 4.3) |
43.3 ( 5.5) |
1.3 ( 1.3) |
| ETHNICITY |
|
|
|
|
|
| White |
24.1 ( 3.7) |
15.6 ( 3.2) |
18.3 ( 3.2) |
40.6 ( 4.1) |
1.4 ( 1.0) |
| Black |
30.3 ( 5.5) |
14.4 ( 4.3) |
22.2 ( 5.3) |
33.0 ( 5.7) |
0.0 ( 0.0) |
| Hispanic |
50.5 ( 9.3) |
31.8 ( 9.1) |
11.1 ( 5.5) |
6.6 ( 3.8) |
0.0 ( 0.0) |
| Other |
58.8 (15.4) |
10.5 ( 9.9) |
9.1 ( 8.8) |
21.5 (12.3) |
0.0 ( 0.0) |
| SEX |
|
|
|
|
|
| Male |
27.9 ( 4.9) |
18.6 ( 4.5) |
16.0 ( 4.0) |
37.5 ( 5.4) |
0.0 ( 0.0) |
| Female |
29.9 ( 3.8) |
15.1 ( 2.9) |
19.3 ( 3.2) |
34.0 ( 3.9) |
1.7 ( 1.2) |
| EMPLOYMENT STATUS |
|
|
|
|
|
| Actively employed (FT or PT) |
31.6 ( 3.9) |
14.8 ( 3.1) |
16.9 ( 2.9) |
36.1 ( 4.1) |
0.7 ( 0.7) |
| Student |
15.4 (14.7) |
33.6 (19.8) |
51.0 (23.2) |
0.0 ( 0.0) |
0.0 ( 0.0) |
| Not employed (homemaker, retired, unemployed) |
22.5 ( 5.0) |
16.2 ( 4.9) |
17.1 ( 4.7) |
42.1 ( 6.2) |
2.1 ( 2.1) |
| Other |
31.8 (10.6) |
27.4 (10.8) |
17.4 ( 9.5) |
23.4 ( 8.7) |
0.0 ( 0.0) |
| GEOGRAPHIC RESIDENCE |
|
|
|
|
|
| Resident of a free report state (CO, GA, ME, MD, MA, NJ, VT) |
28.0 ( 5.8) |
13.6 ( 4.1) |
26.4 ( 5.8) |
32.0 ( 5.5) |
0.0 ( 0.0) |
| Resident of another state |
29.2 ( 3.4) |
17.2 ( 2.9) |
16.2 ( 2.7) |
36.2 ( 3.7) |
1.2 ( 0.8) |
| FINANCIAL AND CREDIT REPORT EXPERIENCE |
|
|
|
|
|
| Obtained a credit report |
29.0 ( 3.1) |
16.5 ( 2.7) |
18.6 ( 2.6) |
34.9 ( 3.3) |
1.0 ( 0.7) |
| Did not obtain a credit report |
28.5 (10.3) |
19.6 ( 8.5) |
7.0 ( 4.9) |
45.0 (11.9) |
0.0 ( 0.0) |
| |
|
|
|
|
|
| Obtained credit score |
28.8 ( 4.0) |
15.8 ( 3.3) |
19.0 ( 3.4) |
35.6 ( 4.3) |
0.8 ( 0.8) |
| Did not obtain credit score |
29.2 ( 4.6) |
17.8 ( 4.0) |
16.4 ( 3.7) |
35.4 ( 4.9) |
1.2 ( 1.1) |
| |
|
|
|
|
|
| Disputed information on credit report |
29.0 ( 3.0) |
16.7 ( 2.6) |
17.8 ( 2.5) |
35.5 ( 3.2) |
1.0 ( 0.7) |
| Did not dispute credit report information |
. ( . ) |
. ( . ) |
. ( . ) |
. ( . ) |
. ( . ) |
| |
|
|
|
|
|
| Had an auto or mortgage loan |
27.9 ( 3.2) |
16.5 ( 2.7) |
17.2 ( 2.6) |
37.9 ( 3.5) |
0.6 ( 0.6) |
| Did not have an auto or mortgage loan |
39.8 ( 9.8) |
18.1 ( 8.2) |
24.2 ( 8.8) |
13.1 ( 5.3) |
4.8 ( 4.6) |
| |
|
|
|
|
|
| Was a victim of identity theft |
42.4 ( 6.9) |
21.1 ( 5.5) |
11.8 ( 4.2) |
24.7 ( 6.3) |
0.0 ( 0.0) |
| Was not a victim of identity theft |
25.8 ( 3.3) |
15.6 ( 2.9) |
19.3 ( 2.9) |
38.2 ( 3.7) |
1.2 ( 0.8) |
| |
|
|
|
|
|
| Obtained credit report due to an adverse action |
38.2 ( 7.0) |
13.8 ( 4.6) |
24.9 ( 6.4) |
20.9 ( 5.9) |
2.2 ( 2.1) |
| Did not obtain credit report due to an adverse action |
26.1 ( 3.3) |
17.5 ( 3.0) |
15.6 ( 2.5) |
40.1 ( 3.7) |
0.6 ( 0.6) |