| All respondents |
69.2 ( 3.1) |
23.3 ( 2.8) |
7.5 ( 1.8) |
| AGE GROUP |
|
|
|
| 18 to 24 |
75.0 (14.7) |
4.1 ( 4.2) |
20.8 (14.4) |
| 25 to 34 |
50.9 ( 8.7) |
38.7 ( 8.6) |
10.3 ( 5.9) |
| 35 to 44 |
71.1 ( 6.3) |
21.3 ( 5.7) |
7.6 ( 3.5) |
| 45 to 54 |
76.3 ( 5.5) |
17.5 ( 5.0) |
6.3 ( 2.9) |
| 55 to 64 |
64.3 ( 7.4) |
29.9 ( 7.2) |
5.7 ( 3.4) |
| 65 and older |
79.0 ( 7.5) |
16.7 ( 7.0) |
4.3 ( 3.1) |
| INCOME |
|
|
|
| Less than $25000 |
64.5 ( 6.7) |
21.5 ( 5.3) |
14.0 ( 5.7) |
| $25000 to $49999 |
71.5 ( 6.5) |
22.6 ( 6.2) |
5.9 ( 3.0) |
| $50000 to $74999 |
62.1 ( 6.3) |
28.3 ( 5.9) |
9.6 ( 3.8) |
| $75000+ |
75.9 ( 6.0) |
20.2 ( 5.5) |
3.9 ( 3.1) |
| EDUCATION |
|
|
|
| Less than high school |
54.7 (12.6) |
39.8 (12.4) |
5.5 ( 5.4) |
| High school |
56.1 ( 7.1) |
33.8 ( 6.8) |
10.1 ( 4.4) |
| Some post-secondary education |
73.6 ( 5.1) |
21.2 ( 4.9) |
5.1 ( 2.2) |
| BA or more |
74.1 ( 4.7) |
17.6 ( 3.8) |
8.3 ( 3.2) |
| ETHNICITY |
|
|
|
| White |
69.8 ( 3.9) |
22.7 ( 3.5) |
7.5 ( 2.3) |
| Black |
68.1 ( 5.7) |
22.9 ( 5.1) |
9.0 ( 3.6) |
| Hispanic |
76.4 ( 7.3) |
18.2 ( 6.6) |
5.4 ( 3.8) |
| Other |
48.5 (15.7) |
44.5 (16.0) |
7.0 ( 6.9) |
| SEX |
|
|
|
| Male |
70.4 ( 5.1) |
22.2 ( 4.6) |
7.4 ( 3.0) |
| Female |
68.2 ( 3.8) |
24.3 ( 3.5) |
7.5 ( 2.1) |
| EMPLOYMENT STATUS |
|
|
|
| Actively employed (FT or PT) |
66.8 ( 4.0) |
25.6 ( 3.8) |
7.6 ( 2.1) |
| Student |
23.4 (16.7) |
40.9 (21.9) |
35.6 (25.3) |
| Not employed (homemaker, retired, unemployed) |
76.7 ( 5.2) |
16.6 ( 4.5) |
6.7 ( 3.2) |
| Other |
80.2 ( 8.3) |
19.8 ( 8.3) |
0.0 ( 0.0) |
| GEOGRAPHIC RESIDENCE |
|
|
|
| Resident of a free report state (CO, GA, ME, MD, MA, NJ, VT) |
76.6 ( 5.6) |
18.6 ( 5.2) |
4.8 ( 2.9) |
| Resident of another state |
67.8 ( 3.5) |
24.2 ( 3.2) |
8.0 ( 2.1) |
| FINANCIAL AND CREDIT REPORT EXPERIENCE |
|
|
|
| Obtained a credit report |
70.0 ( 3.2) |
23.5 ( 3.0) |
6.5 ( 1.7) |
| Did not obtain a credit report |
58.2 (11.7) |
21.7 ( 8.5) |
20.1 (10.6) |
| |
|
|
|
| Obtained credit score |
69.3 ( 4.1) |
24.0 ( 3.9) |
6.7 ( 2.1) |
| Did not obtain credit score |
69.0 ( 4.7) |
22.6 ( 4.2) |
8.5 ( 3.0) |
| |
|
|
|
| Disputed information on credit report |
69.7 ( 3.1) |
23.5 ( 2.8) |
6.7 ( 1.6) |
| Did not dispute credit report information |
0.0 ( 0.0) |
0.0 ( 0.0) |
100 ( 0.0) |
| |
|
|
|
| Had an auto or mortgage loan |
70.1 ( 3.3) |
23.0 ( 3.0) |
6.9 ( 1.8) |
| Did not have an auto or mortgage loan |
61.1 ( 9.6) |
26.5 ( 7.8) |
12.4 ( 7.7) |
| |
|
|
|
| Was a victim of identity theft |
47.9 ( 7.0) |
44.5 ( 6.9) |
7.5 ( 3.8) |
| Was not a victim of identity theft |
74.3 ( 3.4) |
18.3 ( 3.0) |
7.5 ( 2.0) |
| |
|
|
|
| Obtained credit report due to an adverse action |
57.1 ( 7.2) |
36.0 ( 6.9) |
7.0 ( 4.1) |
| Did not obtain credit report due to an adverse action |
72.9 ( 3.3) |
19.4 ( 2.9) |
7.6 ( 2.0) |