| All respondents |
91.0 ( 0.7) |
7.5 ( 0.7) |
0.4 ( 0.1) |
1.1 ( 0.3) |
| AGE GROUP |
|
|
|
|
| 18 to 24 |
75.7 ( 3.9) |
23.9 ( 3.9) |
0.4 ( 0.4) |
0.0 ( 0.0) |
| 25 to 34 |
92.6 ( 1.4) |
7.2 ( 1.4) |
0.0 ( 0.0) |
0.2 ( 0.2) |
| 35 to 44 |
96.0 ( 1.0) |
4.0 ( 1.0) |
0.0 ( 0.0) |
0.0 ( 0.0) |
| 45 to 54 |
94.0 ( 1.2) |
5.3 ( 1.1) |
0.0 ( 0.0) |
0.7 ( 0.6) |
| 55 to 64 |
94.6 ( 1.4) |
5.1 ( 1.3) |
0.0 ( 0.0) |
0.3 ( 0.3) |
| 65 and older |
94.3 ( 1.1) |
4.2 ( 1.0) |
0.9 ( 0.5) |
0.5 ( 0.4) |
| INCOME |
|
|
|
|
| Less than $25000 |
80.1 ( 1.8) |
17.7 ( 1.8) |
0.9 ( 0.4) |
1.3 ( 0.5) |
| $25000 to $49999 |
93.3 ( 1.4) |
6.3 ( 1.4) |
0.0 ( 0.0) |
0.4 ( 0.4) |
| $50000 to $74999 |
98.7 ( 0.6) |
1.3 ( 0.6) |
0.0 ( 0.0) |
0.0 ( 0.0) |
| $75000+ |
98.3 ( 0.8) |
1.7 ( 0.8) |
0.0 ( 0.0) |
0.0 ( 0.0) |
| EDUCATION |
|
|
|
|
| Less than high school |
61.0 ( 3.6) |
35.4 ( 3.6) |
2.0 ( 0.9) |
1.6 ( 0.8) |
| High school |
90.4 ( 1.4) |
8.3 ( 1.3) |
0.5 ( 0.3) |
0.8 ( 0.4) |
| Some post-secondary education |
95.1 ( 1.0) |
3.6 ( 0.9) |
0.0 ( 0.0) |
1.3 ( 0.5) |
| BA or more |
98.2 ( 0.6) |
1.0 ( 0.4) |
0.0 ( 0.0) |
0.8 ( 0.5) |
| ETHNICITY |
|
|
|
|
| White |
97.4 ( 0.5) |
2.0 ( 0.5) |
0.1 ( 0.1) |
0.5 ( 0.3) |
| Black |
81.9 ( 2.4) |
17.0 ( 2.4) |
0.0 ( 0.0) |
1.1 ( 0.6) |
| Hispanic |
70.4 ( 2.9) |
26.5 ( 2.8) |
1.4 ( 0.6) |
1.7 ( 0.8) |
| Other |
81.8 ( 4.8) |
7.9 ( 3.4) |
2.9 ( 2.0) |
7.5 ( 3.1) |
| SEX |
|
|
|
|
| Male |
92.8 ( 1.1) |
6.4 ( 1.0) |
0.2 ( 0.2) |
0.6 ( 0.3) |
| Female |
89.8 ( 0.9) |
8.6 ( 0.8) |
0.4 ( 0.2) |
1.3 ( 0.4) |
| EMPLOYMENT STATUS |
|
|
|
|
| Actively employed (FT or PT) |
93.7 ( 0.8) |
5.6 ( 0.8) |
0.1 ( 0.1) |
0.6 ( 0.3) |
| Student |
81.9 ( 5.8) |
16.4 ( 5.6) |
0.0 ( 0.0) |
1.7 ( 1.7) |
| Not employed (homemaker, retired, unemployed) |
87.8 ( 1.3) |
10.6 ( 1.2) |
0.9 ( 0.4) |
0.7 ( 0.3) |
| Other |
85.7 ( 4.2) |
6.0 ( 2.3) |
0.0 ( 0.0) |
8.3 ( 3.6) |
| GEOGRAPHIC RESIDENCE |
|
|
|
|
| Resident of a free report state (CO, GA, ME, MD, MA, NJ, VT) |
91.8 ( 2.0) |
7.7 ( 2.0) |
0.0 ( 0.0) |
0.4 ( 0.3) |
| Resident of another state |
90.9 ( 0.8) |
7.5 ( 0.7) |
0.4 ( 0.2) |
1.2 ( 0.3) |
| FINANCIAL AND CREDIT REPORT EXPERIENCE |
|
|
|
|
| Obtained a credit report |
96.3 ( 0.6) |
2.7 ( 0.5) |
0.1 ( 0.1) |
0.9 ( 0.3) |
| Did not obtain a credit report |
83.7 ( 1.5) |
14.2 ( 1.4) |
0.7 ( 0.3) |
1.4 ( 0.5) |
| |
|
|
|
|
| Obtained credit score |
97.3 ( 0.6) |
2.2 ( 0.6) |
0.0 ( 0.0) |
0.5 ( 0.2) |
| Did not obtain credit score |
87.9 ( 1.0) |
10.1 ( 0.9) |
0.6 ( 0.2) |
1.4 ( 0.4) |
| |
|
|
|
|
| Disputed information on credit report |
97.1 ( 0.9) |
2.3 ( 0.8) |
0.0 ( 0.0) |
0.6 ( 0.4) |
| Did not dispute credit report information |
89.6 ( 0.9) |
8.7 ( 0.8) |
0.5 ( 0.2) |
1.2 ( 0.3) |
| |
|
|
|
|
| Had an auto or mortgage loan |
98.2 ( 0.3) |
1.7 ( 0.3) |
0.1 ( 0.1) |
0.1 ( 0.1) |
| Did not have an auto or mortgage loan |
66.9 ( 2.6) |
27.2 ( 2.5) |
1.4 ( 0.6) |
4.5 ( 1.2) |
| |
|
|
|
|
| Was a victim of identity theft |
93.1 ( 2.1) |
6.6 ( 2.1) |
0.0 ( 0.0) |
0.3 ( 0.3) |
| Was not a victim of identity theft |
90.7 ( 0.8) |
7.6 ( 0.7) |
0.4 ( 0.2) |
1.2 ( 0.3) |
| |
|
|
|
|
| Obtained credit report due to an adverse action |
93.7 ( 1.8) |
5.3 ( 1.7) |
0.0 ( 0.0) |
1.0 ( 0.7) |
| Did not obtain credit report due to an adverse action |
90.7 ( 0.8) |
7.7 ( 0.7) |
0.4 ( 0.2) |
1.1 ( 0.3) |