| All respondents |
84.8 ( 1.0) |
13.8 ( 0.9) |
0.4 ( 0.1) |
1.0 ( 0.3) |
| AGE GROUP |
|
|
|
|
| 18 to 24 |
59.0 ( 4.9) |
40.6 ( 4.9) |
0.4 ( 0.4) |
0.0 ( 0.0) |
| 25 to 34 |
85.8 ( 2.1) |
14.0 ( 2.1) |
0.0 ( 0.0) |
0.2 ( 0.2) |
| 35 to 44 |
90.5 ( 1.6) |
9.5 ( 1.6) |
0.0 ( 0.0) |
0.0 ( 0.0) |
| 45 to 54 |
89.3 ( 1.7) |
9.9 ( 1.6) |
0.0 ( 0.0) |
0.7 ( 0.6) |
| 55 to 64 |
92.5 ( 1.7) |
7.5 ( 1.7) |
0.0 ( 0.0) |
0.0 ( 0.0) |
| 65 and older |
90.6 ( 1.5) |
7.8 ( 1.4) |
1.2 ( 0.5) |
0.5 ( 0.4) |
| INCOME |
|
|
|
|
| Less than $25000 |
64.4 ( 2.2) |
33.3 ( 2.2) |
1.0 ( 0.4) |
1.2 ( 0.5) |
| $25000 to $49999 |
88.1 ( 1.9) |
11.5 ( 1.9) |
0.0 ( 0.0) |
0.4 ( 0.4) |
| $50000 to $74999 |
97.0 ( 1.0) |
3.0 ( 1.0) |
0.0 ( 0.0) |
0.0 ( 0.0) |
| $75000+ |
96.8 ( 1.1) |
3.2 ( 1.1) |
0.0 ( 0.0) |
0.0 ( 0.0) |
| EDUCATION |
|
|
|
|
| Less than high school |
43.8 ( 3.7) |
52.2 ( 3.7) |
2.4 ( 1.0) |
1.6 ( 0.8) |
| High school |
79.7 ( 2.1) |
19.0 ( 2.0) |
0.5 ( 0.3) |
0.8 ( 0.4) |
| Some post-secondary education |
91.0 ( 1.4) |
8.0 ( 1.4) |
0.0 ( 0.0) |
1.0 ( 0.5) |
| BA or more |
98.3 ( 0.6) |
0.9 ( 0.3) |
0.0 ( 0.0) |
0.8 ( 0.5) |
| ETHNICITY |
|
|
|
|
| White |
92.3 ( 1.0) |
7.2 ( 0.9) |
0.1 ( 0.1) |
0.4 ( 0.2) |
| Black |
74.6 ( 2.8) |
24.2 ( 2.8) |
0.3 ( 0.3) |
0.9 ( 0.5) |
| Hispanic |
61.9 ( 3.1) |
35.1 ( 3.0) |
1.4 ( 0.6) |
1.7 ( 0.8) |
| Other |
70.1 ( 5.8) |
19.5 ( 5.2) |
2.9 ( 2.0) |
7.5 ( 3.1) |
| SEX |
|
|
|
|
| Male |
86.0 ( 1.5) |
13.2 ( 1.5) |
0.3 ( 0.2) |
0.6 ( 0.3) |
| Female |
84.2 ( 1.2) |
14.4 ( 1.1) |
0.4 ( 0.2) |
1.1 ( 0.3) |
| EMPLOYMENT STATUS |
|
|
|
|
| Actively employed (FT or PT) |
88.2 ( 1.2) |
11.1 ( 1.1) |
0.1 ( 0.1) |
0.6 ( 0.3) |
| Student |
69.2 ( 7.2) |
29.1 ( 7.1) |
0.0 ( 0.0) |
1.7 ( 1.7) |
| Not employed (homemaker, retired, unemployed) |
82.4 ( 1.6) |
15.9 ( 1.5) |
1.1 ( 0.4) |
0.6 ( 0.3) |
| Other |
71.2 ( 6.3) |
22.0 ( 6.0) |
0.0 ( 0.0) |
6.8 ( 3.3) |
| GEOGRAPHIC RESIDENCE |
|
|
|
|
| Resident of a free report state (CO, GA, ME, MD, MA, NJ, VT) |
82.9 ( 2.6) |
16.7 ( 2.6) |
0.0 ( 0.0) |
0.4 ( 0.3) |
| Resident of another state |
85.1 ( 1.0) |
13.3 ( 1.0) |
0.5 ( 0.2) |
1.1 ( 0.3) |
| FINANCIAL AND CREDIT REPORT EXPERIENCE |
|
|
|
|
| Obtained a credit report |
93.4 ( 0.9) |
5.7 ( 0.8) |
0.1 ( 0.1) |
0.7 ( 0.3) |
| Did not obtain a credit report |
73.0 ( 1.9) |
24.8 ( 1.8) |
0.8 ( 0.3) |
1.4 ( 0.5) |
| |
|
|
|
|
| Obtained credit score |
96.6 ( 0.8) |
2.9 ( 0.7) |
0.0 ( 0.0) |
0.5 ( 0.2) |
| Did not obtain credit score |
79.1 ( 1.4) |
19.0 ( 1.3) |
0.6 ( 0.2) |
1.3 ( 0.4) |
| |
|
|
|
|
| Disputed information on credit report |
95.9 ( 1.1) |
3.5 ( 1.0) |
0.0 ( 0.0) |
0.6 ( 0.4) |
| Did not dispute credit report information |
82.4 ( 1.1) |
16.0 ( 1.1) |
0.5 ( 0.2) |
1.1 ( 0.3) |
| |
|
|
|
|
| Had an auto or mortgage loan |
93.6 ( 0.7) |
6.2 ( 0.7) |
0.1 ( 0.1) |
0.1 ( 0.1) |
| Did not have an auto or mortgage loan |
55.6 ( 2.9) |
38.9 ( 2.8) |
1.4 ( 0.6) |
4.1 ( 1.1) |
| |
|
|
|
|
| Was a victim of identity theft |
87.6 ( 2.7) |
12.4 ( 2.7) |
0.0 ( 0.0) |
0.0 ( 0.0) |
| Was not a victim of identity theft |
84.5 ( 1.0) |
13.9 ( 1.0) |
0.5 ( 0.2) |
1.1 ( 0.3) |
| |
|
|
|
|
| Obtained credit report due to an adverse action |
89.1 ( 2.8) |
10.3 ( 2.7) |
0.0 ( 0.0) |
0.6 ( 0.6) |
| Did not obtain credit report due to an adverse action |
84.4 ( 1.0) |
14.1 ( 1.0) |
0.4 ( 0.2) |
1.0 ( 0.3) |