| All respondents |
6.3 ( 0.7) |
85.0 ( 1.0) |
8.6 ( 0.8) |
0.0 ( 0.0) |
| AGE GROUP |
|
|
|
|
| 18 to 24 |
2.1 ( 1.4) |
91.9 ( 2.5) |
5.9 ( 2.1) |
0.0 ( 0.0) |
| 25 to 34 |
2.1 ( 1.0) |
92.7 ( 1.8) |
5.2 ( 1.5) |
0.0 ( 0.0) |
| 35 to 44 |
7.2 ( 1.8) |
84.2 ( 2.7) |
8.6 ( 2.2) |
0.0 ( 0.0) |
| 45 to 54 |
8.1 ( 1.9) |
82.3 ( 2.5) |
9.5 ( 1.8) |
0.0 ( 0.0) |
| 55 to 64 |
10.3 ( 2.2) |
80.6 ( 2.8) |
9.1 ( 2.0) |
0.0 ( 0.0) |
| 65 and older |
6.9 ( 1.6) |
79.5 ( 2.5) |
13.6 ( 2.1) |
0.0 ( 0.0) |
| INCOME |
|
|
|
|
| Less than $25000 |
8.1 ( 1.2) |
80.0 ( 1.8) |
11.9 ( 1.4) |
0.0 ( 0.0) |
| $25000 to $49999 |
4.3 ( 1.3) |
89.9 ( 1.9) |
5.9 ( 1.4) |
0.0 ( 0.0) |
| $50000 to $74999 |
3.6 ( 1.1) |
87.5 ( 2.3) |
8.9 ( 2.0) |
0.0 ( 0.0) |
| $75000+ |
8.1 ( 1.9) |
84.9 ( 2.5) |
7.0 ( 1.9) |
0.0 ( 0.0) |
| EDUCATION |
|
|
|
|
| Less than high school |
5.4 ( 1.5) |
74.8 ( 3.1) |
19.8 ( 2.9) |
0.0 ( 0.0) |
| High school |
6.5 ( 1.2) |
85.1 ( 1.7) |
8.4 ( 1.3) |
0.0 ( 0.0) |
| Some post-secondary education |
6.3 ( 1.4) |
86.5 ( 2.0) |
7.2 ( 1.5) |
0.0 ( 0.0) |
| BA or more |
6.6 ( 1.4) |
87.0 ( 1.9) |
6.5 ( 1.4) |
0.0 ( 0.0) |
| ETHNICITY |
|
|
|
|
| White |
6.1 ( 0.9) |
86.2 ( 1.3) |
7.7 ( 1.0) |
0.0 ( 0.0) |
| Black |
8.4 ( 1.6) |
83.7 ( 2.2) |
7.9 ( 1.6) |
0.0 ( 0.0) |
| Hispanic |
5.2 ( 1.3) |
81.6 ( 2.4) |
13.2 ( 2.1) |
0.0 ( 0.0) |
| Other |
7.9 ( 3.7) |
81.7 ( 5.0) |
10.4 ( 3.8) |
0.0 ( 0.0) |
| SEX |
|
|
|
|
| Male |
6.7 ( 1.1) |
85.3 ( 1.6) |
8.0 ( 1.3) |
0.0 ( 0.0) |
| Female |
5.7 ( 0.8) |
85.2 ( 1.2) |
9.2 ( 1.0) |
0.0 ( 0.0) |
| EMPLOYMENT STATUS |
|
|
|
|
| Actively employed (FT or PT) |
5.9 ( 0.9) |
86.7 ( 1.4) |
7.4 ( 1.1) |
0.0 ( 0.0) |
| Student |
0.0 ( 0.0) |
97.4 ( 1.9) |
2.6 ( 1.9) |
0.0 ( 0.0) |
| Not employed (homemaker, retired, unemployed) |
7.0 ( 1.1) |
81.1 ( 1.7) |
12.0 ( 1.4) |
0.0 ( 0.0) |
| Other |
13.3 ( 4.5) |
79.7 ( 5.0) |
7.0 ( 2.5) |
0.0 ( 0.0) |
| GEOGRAPHIC RESIDENCE |
|
|
|
|
| Resident of a free report state (CO, GA, ME, MD, MA, NJ, VT) |
6.3 ( 1.3) |
87.9 ( 1.8) |
5.8 ( 1.3) |
0.0 ( 0.0) |
| Resident of another state |
6.3 ( 0.8) |
84.6 ( 1.1) |
9.1 ( 0.9) |
0.0 ( 0.0) |
| FINANCIAL AND CREDIT REPORT EXPERIENCE |
|
|
|
|
| Obtained a credit report |
6.8 ( 0.9) |
87.4 ( 1.3) |
5.8 ( 0.9) |
0.0 ( 0.0) |
| Did not obtain a credit report |
5.7 ( 1.0) |
81.8 ( 1.7) |
12.5 ( 1.4) |
0.0 ( 0.0) |
| |
|
|
|
|
| Obtained credit score |
5.3 ( 1.0) |
89.4 ( 1.5) |
5.3 ( 1.1) |
0.0 ( 0.0) |
| Did not obtain credit score |
6.9 ( 0.9) |
82.9 ( 1.3) |
10.3 ( 1.0) |
0.0 ( 0.0) |
| |
|
|
|
|
| Disputed information on credit report |
5.4 ( 1.6) |
88.8 ( 2.1) |
5.8 ( 1.4) |
0.0 ( 0.0) |
| Did not dispute credit report information |
6.5 ( 0.8) |
84.2 ( 1.1) |
9.3 ( 0.9) |
0.0 ( 0.0) |
| |
|
|
|
|
| Had an auto or mortgage loan |
6.7 ( 0.8) |
85.4 ( 1.2) |
8.0 ( 0.9) |
0.0 ( 0.0) |
| Did not have an auto or mortgage loan |
5.2 ( 1.2) |
83.8 ( 1.9) |
10.9 ( 1.5) |
0.0 ( 0.0) |
| |
|
|
|
|
| Was a victim of identity theft |
8.3 ( 2.3) |
84.1 ( 3.2) |
7.7 ( 2.4) |
0.0 ( 0.0) |
| Was not a victim of identity theft |
6.1 ( 0.7) |
85.1 ( 1.1) |
8.7 ( 0.8) |
0.0 ( 0.0) |
| |
|
|
|
|
| Obtained credit report due to an adverse action |
7.7 ( 3.0) |
89.1 ( 3.2) |
3.2 ( 1.2) |
0.0 ( 0.0) |
| Did not obtain credit report due to an adverse action |
6.2 ( 0.7) |
84.7 ( 1.1) |
9.1 ( 0.9) |
0.0 ( 0.0) |