| All respondents |
75.6 ( 1.2) |
8.5 ( 0.8) |
15.8 ( 1.1) |
0.1 ( 0.1) |
| AGE GROUP |
|
|
|
|
| 18 to 24 |
68.5 ( 4.7) |
9.2 ( 2.8) |
21.8 ( 4.2) |
0.5 ( 0.5) |
| 25 to 34 |
75.4 ( 2.8) |
11.9 ( 2.0) |
12.7 ( 2.1) |
0.0 ( 0.0) |
| 35 to 44 |
75.7 ( 3.0) |
8.1 ( 1.7) |
16.3 ( 2.7) |
0.0 ( 0.0) |
| 45 to 54 |
80.8 ( 2.4) |
5.5 ( 1.4) |
13.7 ( 2.1) |
0.0 ( 0.0) |
| 55 to 64 |
79.2 ( 3.0) |
7.7 ( 1.8) |
13.1 ( 2.6) |
0.0 ( 0.0) |
| 65 and older |
76.5 ( 2.6) |
7.6 ( 1.6) |
15.9 ( 2.2) |
0.0 ( 0.0) |
| INCOME |
|
|
|
|
| Less than $25000 |
69.0 ( 2.1) |
10.6 ( 1.3) |
20.1 ( 1.9) |
0.2 ( 0.2) |
| $25000 to $49999 |
76.3 ( 2.7) |
7.5 ( 1.5) |
16.2 ( 2.4) |
0.0 ( 0.0) |
| $50000 to $74999 |
79.4 ( 2.8) |
7.9 ( 1.8) |
12.7 ( 2.4) |
0.0 ( 0.0) |
| $75000+ |
81.7 ( 2.6) |
5.7 ( 1.3) |
12.6 ( 2.3) |
0.0 ( 0.0) |
| EDUCATION |
|
|
|
|
| Less than high school |
59.5 ( 3.6) |
13.6 ( 2.4) |
26.9 ( 3.2) |
0.0 ( 0.0) |
| High school |
72.4 ( 2.3) |
10.2 ( 1.5) |
17.2 ( 1.9) |
0.2 ( 0.2) |
| Some post-secondary education |
77.0 ( 2.4) |
9.3 ( 1.5) |
13.7 ( 2.0) |
0.0 ( 0.0) |
| BA or more |
82.8 ( 2.1) |
4.5 ( 1.1) |
12.7 ( 1.9) |
0.0 ( 0.0) |
| ETHNICITY |
|
|
|
|
| White |
79.9 ( 1.5) |
5.6 ( 0.9) |
14.4 ( 1.4) |
0.1 ( 0.1) |
| Black |
67.1 ( 2.8) |
14.0 ( 2.1) |
18.8 ( 2.4) |
0.0 ( 0.0) |
| Hispanic |
61.4 ( 3.0) |
17.5 ( 2.3) |
21.1 ( 2.5) |
0.0 ( 0.0) |
| Other |
77.4 ( 5.1) |
10.3 ( 3.8) |
12.4 ( 3.9) |
0.0 ( 0.0) |
| SEX |
|
|
|
|
| Male |
79.7 ( 1.9) |
7.4 ( 1.1) |
13.0 ( 1.6) |
0.0 ( 0.0) |
| Female |
71.9 ( 1.6) |
9.7 ( 1.0) |
18.4 ( 1.4) |
0.1 ( 0.1) |
| EMPLOYMENT STATUS |
|
|
|
|
| Actively employed (FT or PT) |
77.6 ( 1.6) |
7.5 ( 0.9) |
14.8 ( 1.4) |
0.1 ( 0.1) |
| Student |
66.1 ( 8.6) |
9.6 ( 4.1) |
24.3 ( 8.5) |
0.0 ( 0.0) |
| Not employed (homemaker, retired, unemployed) |
73.7 ( 2.0) |
9.6 ( 1.3) |
16.7 ( 1.7) |
0.0 ( 0.0) |
| Other |
69.5 ( 6.4) |
13.8 ( 5.5) |
16.7 ( 4.7) |
0.0 ( 0.0) |
| GEOGRAPHIC RESIDENCE |
|
|
|
|
| Resident of a free report state (CO, GA, ME, MD, MA, NJ, VT) |
77.9 ( 2.5) |
8.7 ( 1.7) |
13.4 ( 2.0) |
0.0 ( 0.0) |
| Resident of another state |
75.3 ( 1.4) |
8.5 ( 0.8) |
16.2 ( 1.2) |
0.1 ( 0.1) |
| FINANCIAL AND CREDIT REPORT EXPERIENCE |
|
|
|
|
| Obtained a credit report |
77.9 ( 1.6) |
7.4 ( 0.9) |
14.7 ( 1.4) |
0.1 ( 0.1) |
| Did not obtain a credit report |
72.5 ( 1.9) |
10.1 ( 1.3) |
17.4 ( 1.6) |
0.0 ( 0.0) |
| |
|
|
|
|
| Obtained credit score |
77.4 ( 2.1) |
9.1 ( 1.4) |
13.4 ( 1.7) |
0.0 ( 0.0) |
| Did not obtain credit score |
74.7 ( 1.5) |
8.2 ( 0.9) |
17.0 ( 1.3) |
0.1 ( 0.1) |
| |
|
|
|
|
| Disputed information on credit report |
80.6 ( 2.4) |
7.1 ( 1.6) |
12.3 ( 2.0) |
0.0 ( 0.0) |
| Did not dispute credit report information |
74.5 ( 1.4) |
8.8 ( 0.8) |
16.6 ( 1.2) |
0.1 ( 0.1) |
| |
|
|
|
|
| Had an auto or mortgage loan |
78.3 ( 1.3) |
7.7 ( 0.8) |
14.0 ( 1.2) |
0.0 ( 0.0) |
| Did not have an auto or mortgage loan |
66.5 ( 2.8) |
11.4 ( 1.8) |
21.9 ( 2.5) |
0.3 ( 0.3) |
| |
|
|
|
|
| Was a victim of identity theft |
77.2 ( 3.7) |
9.2 ( 2.5) |
13.6 ( 3.1) |
0.0 ( 0.0) |
| Was not a victim of identity theft |
75.4 ( 1.3) |
8.5 ( 0.8) |
16.0 ( 1.1) |
0.1 ( 0.1) |
| |
|
|
|
|
| Obtained credit report due to an adverse action |
75.4 ( 4.0) |
6.7 ( 1.9) |
17.9 ( 3.6) |
0.0 ( 0.0) |
| Did not obtain credit report due to an adverse action |
75.6 ( 1.3) |
8.7 ( 0.8) |
15.6 ( 1.1) |
0.1 ( 0.1) |