| All respondents |
94.9 ( 0.6) |
2.0 ( 0.4) |
3.1 ( 0.5) |
0.0 ( 0.0) |
| AGE GROUP |
|
|
|
|
| 18 to 24 |
88.8 ( 3.2) |
2.9 ( 1.7) |
8.3 ( 2.8) |
0.0 ( 0.0) |
| 25 to 34 |
96.4 ( 1.2) |
1.2 ( 0.9) |
2.4 ( 0.8) |
0.0 ( 0.0) |
| 35 to 44 |
97.8 ( 0.7) |
1.2 ( 0.5) |
1.0 ( 0.4) |
0.0 ( 0.0) |
| 45 to 54 |
96.5 ( 0.9) |
1.6 ( 0.7) |
1.9 ( 0.6) |
0.0 ( 0.0) |
| 55 to 64 |
97.6 ( 1.0) |
1.2 ( 0.8) |
1.1 ( 0.6) |
0.0 ( 0.0) |
| 65 and older |
91.9 ( 1.5) |
3.4 ( 1.1) |
4.7 ( 1.1) |
0.0 ( 0.0) |
| INCOME |
|
|
|
|
| Less than $25000 |
88.2 ( 1.5) |
4.4 ( 1.0) |
7.4 ( 1.2) |
0.0 ( 0.0) |
| $25000 to $49999 |
97.1 ( 0.9) |
1.5 ( 0.7) |
1.4 ( 0.5) |
0.0 ( 0.0) |
| $50000 to $74999 |
99.0 ( 0.8) |
1.0 ( 0.8) |
0.0 ( 0.0) |
0.0 ( 0.0) |
| $75000+ |
99.6 ( 0.3) |
0.2 ( 0.2) |
0.2 ( 0.2) |
0.0 ( 0.0) |
| EDUCATION |
|
|
|
|
| Less than high school |
75.9 ( 3.1) |
7.8 ( 2.0) |
16.3 ( 2.6) |
0.0 ( 0.0) |
| High school |
93.6 ( 1.4) |
2.7 ( 0.9) |
3.7 ( 1.1) |
0.0 ( 0.0) |
| Some post-secondary education |
98.4 ( 0.6) |
0.9 ( 0.5) |
0.7 ( 0.3) |
0.0 ( 0.0) |
| BA or more |
99.4 ( 0.3) |
0.4 ( 0.2) |
0.3 ( 0.2) |
0.0 ( 0.0) |
| ETHNICITY |
|
|
|
|
| White |
97.8 ( 0.6) |
1.3 ( 0.4) |
0.9 ( 0.4) |
0.0 ( 0.0) |
| Black |
94.8 ( 1.2) |
2.1 ( 0.8) |
3.1 ( 0.9) |
0.0 ( 0.0) |
| Hispanic |
79.9 ( 2.5) |
6.1 ( 1.5) |
14.1 ( 2.2) |
0.0 ( 0.0) |
| Other |
96.0 ( 2.1) |
0.8 ( 0.8) |
3.1 ( 2.0) |
0.0 ( 0.0) |
| SEX |
|
|
|
|
| Male |
95.9 ( 0.9) |
1.6 ( 0.6) |
2.5 ( 0.7) |
0.0 ( 0.0) |
| Female |
94.0 ( 0.7) |
2.4 ( 0.5) |
3.6 ( 0.5) |
0.0 ( 0.0) |
| EMPLOYMENT STATUS |
|
|
|
|
| Actively employed (FT or PT) |
97.3 ( 0.6) |
1.5 ( 0.5) |
1.2 ( 0.3) |
0.0 ( 0.0) |
| Student |
94.6 ( 2.7) |
1.7 ( 1.7) |
3.6 ( 2.1) |
0.0 ( 0.0) |
| Not employed (homemaker, retired, unemployed) |
90.8 ( 1.2) |
3.3 ( 0.7) |
5.9 ( 1.0) |
0.0 ( 0.0) |
| Other |
90.7 ( 5.2) |
0.9 ( 0.9) |
8.4 ( 5.2) |
0.0 ( 0.0) |
| GEOGRAPHIC RESIDENCE |
|
|
|
|
| Resident of a free report state (CO, GA, ME, MD, MA, NJ, VT) |
95.5 ( 1.2) |
2.4 ( 1.0) |
2.1 ( 0.8) |
0.0 ( 0.0) |
| Resident of another state |
94.8 ( 0.6) |
2.0 ( 0.4) |
3.3 ( 0.5) |
0.0 ( 0.0) |
| FINANCIAL AND CREDIT REPORT EXPERIENCE |
|
|
|
|
| Obtained a credit report |
98.5 ( 0.5) |
1.2 ( 0.4) |
0.3 ( 0.1) |
0.0 ( 0.0) |
| Did not obtain a credit report |
89.9 ( 1.2) |
3.1 ( 0.7) |
6.9 ( 1.0) |
0.0 ( 0.0) |
| |
|
|
|
|
| Obtained credit score |
98.3 ( 0.6) |
1.2 ( 0.6) |
0.5 ( 0.2) |
0.0 ( 0.0) |
| Did not obtain credit score |
93.2 ( 0.8) |
2.4 ( 0.5) |
4.4 ( 0.7) |
0.0 ( 0.0) |
| |
|
|
|
|
| Disputed information on credit report |
99.2 ( 0.5) |
0.6 ( 0.4) |
0.2 ( 0.2) |
0.0 ( 0.0) |
| Did not dispute credit report information |
93.9 ( 0.7) |
2.3 ( 0.4) |
3.7 ( 0.6) |
0.0 ( 0.0) |
| |
|
|
|
|
| Had an auto or mortgage loan |
98.0 ( 0.4) |
1.1 ( 0.3) |
0.9 ( 0.2) |
0.0 ( 0.0) |
| Did not have an auto or mortgage loan |
84.5 ( 2.1) |
5.0 ( 1.2) |
10.5 ( 1.8) |
0.0 ( 0.0) |
| |
|
|
|
|
| Was a victim of identity theft |
98.0 ( 0.9) |
0.0 ( 0.0) |
2.0 ( 0.9) |
0.0 ( 0.0) |
| Was not a victim of identity theft |
94.6 ( 0.6) |
2.2 ( 0.4) |
3.2 ( 0.5) |
0.0 ( 0.0) |
| |
|
|
|
|
| Obtained credit report due to an adverse action |
96.8 ( 2.0) |
2.7 ( 1.9) |
0.5 ( 0.5) |
0.0 ( 0.0) |
| Did not obtain credit report due to an adverse action |
94.7 ( 0.6) |
1.9 ( 0.4) |
3.3 ( 0.5) |
0.0 ( 0.0) |