| All respondents |
8.0 ( 0.8) |
92.0 ( 0.8) |
| AGE GROUP |
|
|
| 18 to 24 |
2.3 ( 1.3) |
97.7 ( 1.3) |
| 25 to 34 |
4.6 ( 1.6) |
95.4 ( 1.6) |
| 35 to 44 |
10.2 ( 2.3) |
89.8 ( 2.3) |
| 45 to 54 |
8.9 ( 1.9) |
91.1 ( 1.9) |
| 55 to 64 |
16.9 ( 2.9) |
83.1 ( 2.9) |
| 65 and older |
6.2 ( 1.6) |
93.8 ( 1.6) |
| INCOME |
|
|
| Less than $25000 |
5.6 ( 1.0) |
94.4 ( 1.0) |
| $25000 to $49999 |
7.9 ( 1.7) |
92.1 ( 1.7) |
| $50000 to $74999 |
9.0 ( 2.0) |
91.0 ( 2.0) |
| $75000+ |
10.3 ( 2.1) |
89.7 ( 2.1) |
| EDUCATION |
|
|
| Less than high school |
5.7 ( 1.7) |
94.3 ( 1.7) |
| High school |
6.5 ( 1.5) |
93.5 ( 1.5) |
| Some post-secondary education |
8.7 ( 1.5) |
91.3 ( 1.5) |
| BA or more |
9.7 ( 1.6) |
90.3 ( 1.6) |
| ETHNICITY |
|
|
| White |
8.7 ( 1.1) |
91.3 ( 1.1) |
| Black |
8.8 ( 1.7) |
91.2 ( 1.7) |
| Hispanic |
6.4 ( 1.5) |
93.6 ( 1.5) |
| Other |
1.8 ( 1.1) |
98.2 ( 1.1) |
| SEX |
|
|
| Male |
11.6 ( 1.5) |
88.4 ( 1.5) |
| Female |
4.7 ( 0.7) |
95.3 ( 0.7) |
| EMPLOYMENT STATUS |
|
|
| Actively employed (FT or PT) |
8.2 ( 1.1) |
91.8 ( 1.1) |
| Student |
4.2 ( 2.6) |
95.8 ( 2.6) |
| Not employed (homemaker, retired, unemployed) |
7.6 ( 1.3) |
92.4 ( 1.3) |
| Other |
12.2 ( 3.8) |
87.8 ( 3.8) |
| GEOGRAPHIC RESIDENCE |
|
|
| Resident of a free report state (CO, GA, ME, MD, MA, NJ, VT) |
9.5 ( 1.9) |
90.5 ( 1.9) |
| Resident of another state |
7.8 ( 0.9) |
92.2 ( 0.9) |
| FINANCIAL AND CREDIT REPORT EXPERIENCE |
|
|
| Obtained a credit report |
9.4 ( 1.1) |
90.6 ( 1.1) |
| Did not obtain a credit report |
6.2 ( 1.1) |
93.8 ( 1.1) |
| |
|
|
| Obtained credit score |
10.4 ( 1.6) |
89.6 ( 1.6) |
| Did not obtain credit score |
6.9 ( 0.9) |
93.1 ( 0.9) |
| |
|
|
| Disputed information on credit report |
9.5 ( 1.9) |
90.5 ( 1.9) |
| Did not dispute credit report information |
7.7 ( 0.9) |
92.3 ( 0.9) |
| |
|
|
| Had an auto or mortgage loan |
8.8 ( 1.0) |
91.2 ( 1.0) |
| Did not have an auto or mortgage loan |
5.5 ( 1.3) |
94.5 ( 1.3) |
| |
|
|
| Was a victim of identity theft |
11.0 ( 2.8) |
89.0 ( 2.8) |
| Was not a victim of identity theft |
7.7 ( 0.8) |
92.3 ( 0.8) |
| |
|
|
| Obtained credit report due to an adverse action |
11.0 ( 3.1) |
89.0 ( 3.1) |
| Did not obtain credit report due to an adverse action |
7.8 ( 0.8) |
92.2 ( 0.8) |