Housing Assistance: An Inventory of Fiscal Year 2010 Programs, Tax Expenditures, and Other Activities

U.S. Government Accountability Office

Table of Contents

(Click on this link to download all the data as a comma-separated values (.csv) file.)

Click on a link below to see program-specfic data

Agency or Entity Program or Activity
Consumer Financial Protection Bureau (CFPB) and Federal Financial Regulators (Federal Reserve Board, Federal Deposit Insurance Corporation, National Credit Union Administration, and Office of the Comptroller of the Currency) and the Federal Financial Institutions Examination Council (FFIEC) Equal Credit Opportunity Act (ECOA)
  Home Mortgage Disclosure Act of 1975 (HMDA)
  Real Estate Settlement Procedures Act of 1974 (RESPA)
  Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act)
  Truth in Lending Act (TILA)
Department of Agriculture Multi-family Housing Revitalization Demonstration Program
  Rural Community Development Initiative Grants
  Section 502 Mutual Self-Help Housing Loan Program
  Section 502 Rural Housing Single Family Loans - Direct
  Section 502 Rural Housing Single Family Loans - Guaranteed
  Section 504 Direct Housing Loans and Grants for Natural Disasters
  Section 504 Very Low-income Repair Loans and Grants
  Section 509(f) Housing Application Packaging Grants
  Section 514 and 516 Farm Labor Housing Loan and Grant Program
  Section 515 Multifamily Direct Rural Rental Housing Loans
  Section 521 Rural Rental Assistance Payments
  Section 523 Mutual and Self-Help Housing Technical Assistance Grants
  Section 523 Self-Help Housing
  Section 524 Site Development
  Section 525 Technical and Supervisory Assistance Grants
  Section 533 Rural Housing Preservation Grants
  Section 538 Rural Rental Housing Guaranteed Loans
  Section 542 Rural Development (RD) Voucher Program
Department of Housing and Urban Development Adjustable Rate Mortgages (Section 251)
  Assisted-Living Conversion Program
  Capacity Building for Community Development and Affordable Housing
  Choice Neighborhoods
  Community Development Block Grant (CDBG) Section 108 Loan Guarantee
  Community Development Block Grant (CDBG) Disaster Recovery Assistance
  Community Development Block Grant (CDBG) Insular Areas
  Community Development Block Grant (CDBG) Section 107
  Community Development Block Grants (CDBG) Entitlement
  Community Development Block Grants (CDBG) States and Small Cities
  Counseling for Homebuyers, Homeowners, and Tenants (Section 106)
  Dollar Home Sales
  Emergency Capital Repairs Program Program
  Energy Efficient Mortgage Insurance
  Energy Innovation Fund: Multifamily Energy Pilot
  Energy Innovation Fund: Single Family Pilot
  Enforcement of the Fair Housing Act (Title VIII)
  Fair Housing Assistance Program (FHAP)
  Fair Housing Initiatives Program (FHIP)
  Family Unification Program
  Federal Guarantees for Financing for Tribal Housing Activities (Title VI)
  Good Neighbor Next Door
  Graduated Payment Mortgage (Section 245(a))
  Green Retrofit Program for Multifamily Housing
  Growing Equity Mortgage Insurance (Section 245(a))
  HOME Investment Partnerships Program
  HOPE for Homeowners
  Healthy Homes Program
  Home Equity Conversion Mortgage Program (Section 255)
  Homeownership Voucher Assistance
  Housing Assistance Council (HAC)
  Housing Choice Voucher Program
  Housing Finance Authority Risk Sharing (Section 542(c))
  Housing Opportunities for Persons with AIDS (HOPWA)
  Housing Trust Fund (HTF)
  Indian Community Development Block Grant (ICDBG) Program
  Indian Housing Block Grant
  Insured Mortgages on Hawaiian Home Lands (Section 247)
  Insured Mortgages on Indian Land (Section 248)
  Lead Hazard Reduction Demonstration Grants
  Lead Hazard Reduction Technical Studies and Support
  Lead-Based Paint Hazard Control Grants
  Loan Guarantees for Indian Housing (Section 184)
  Loan Guarantees for Native Hawaiian Housing (Section 184A)
  Loss Mitigation
  Mainstream Vouchers
  Manufactured Home Construction and Safety Standards
  Manufactured Homes Loan Insurance (Title I)
  Mark-to-Market Program
  Mortgage Insurance for Condominium Units (Section 234(c))
  Mortgage Insurance for Cooperative Housing (Section 213)
  Mortgage Insurance for Disaster Victims (Section 203(h))
  Mortgage Insurance for Manufactured Home Parks (Section 207)
  Mortgage Insurance for Older, Declining Areas (Section 223(e))
  Mortgage Insurance for Purchase or Refinancing of Existing Multifamily Rental Housing (Sections 207/223(f))
  Mortgage Insurance for Rental Housing for the Elderly (Section 231)
  Mortgage Insurance for Rental and Cooperative Housing (Section 221(d)(3))
  Mortgage Insurance for Rental and Cooperative Housing (Section 221(d)(4))
  Mortgage Insurance for Single Room Occupancy Projects (Section 221(d)) pursuant to Section 223(g)
  Mortgage and Major Home Improvement Loan Insurance for Urban Renewal Areas (Section 220)
  Moving to Work (MTW)
  Multifamily Operating Loss Loans (Section 223(d))
  Multifamily Property Disposition
  Native Hawaiian Housing Block Grant Program (NHHBG)
  Neighborhood Stabilization Program
  One-to-Four-Family Home Mortgage Insurance (Section 203(b))
  Project-Based Rental Assistance (Section 8 Contracts)
  Project-Based Voucher Program
  Property Improvement Loan Insurance (Title I)
  Public Housing Capital Fund
  Public Housing Homeownership (Section 32)
  Public Housing Operating Fund
  Rehabilitation Loan Insurance (Section 203(k))
  Rent Supplement Program
  Rental Housing Assistance Payments (RAP)
  Revitalization of Severely Distressed Public Housing (HOPE VI)
  Risk Sharing Program - Qualified Participating Entities (Section 542(b))
  Section 236 Interest Reduction Payments
  Section 8 Moderate Rehabilitation Program
  Self-Help Homeownership Opportunity Program (SHOP)
  Self-Help Housing Property Disposition
  Single Family Cooperative Housing Mortgage Insurance (Section 203(n))
  Single Family Property Disposition Program (Section 204(g))
  Supplemental Loans for Multifamily Projects (Section 241)
  Supportive Housing for Persons with Disabilities (Section 811)
  Supportive Housing for the Elderly (Section 202)
  Sustainable Communities Initiative
  Tax Credit Assistance Program (TCAP)
Department of Labor National Farmworker Jobs Program - Housing Assistance
Department of Veterans Affairs Direct Loans for Certain Disabled Veterans
  Native American Veterans Housing Loan Program
  Special Housing Adaptation (SHA) for Disabled Veterans
  Specially Adapted Housing (SAH) for Disabled Veterans
  Temporary Residence Adaptation (TRA)
  Veterans Administration Home Loan Guaranty
  Veterans Housing Manufactured Home Loans
Department of the Interior Housing Improvement Program (HIP)
Department of the Treasury Community Development Financial Institutions (CDFI) Fund
  Grants to States for Low-income Housing Projects in Lieu of Low-income Housing Credits Program (Section 1602 Program)
  Housing Finance Agency Initiative: New Issue Bond Program
  Housing Finance Agency Initiative: Temporary Credit and Liquidity Program
  Housing Finance Agency Innovation Fund for the Hardest Hit Housing Markets (Hardest Hit Fund or HHF)
  Making Home Affordable (MHA)
  Mortgage-Backed Securities Purchase Program
  Senior Preferred Stock Purchase Agreements
Department of the Treasury and Department of Housing and Urban Development Federal Housing Administration (FHA) Short Refinance
Fannie Mae Fannie Mae: Purchase mortgage loans and issue mortgage-backed securities
Farm Credit Administration Regulator and examiner of the banks, associations, and related entities of the Farm Credit System, including the Federal Agricultural Mortgage Corporation (Farmer Mac)
Farm Credit System Institutions of the Farm Credit System, which include the Agricultural Credit Bank and Farm Credit Banks, provide financed credit to agricultural and rural communities
Farm Credit System Insurance Corporation Ensure the timely payment of principal and interest on insured Farm Credit System debt obligations purchased by investors.
Federal Agricultural Mortgage Corporation (Farmer Mac) Purchase agricultural or rural housing mortgage loans and securitize loans into guaranteed securities or agricultural mortgage-backed securities
Federal Financial Institutions Examination Council FFIEC Appraisal Subcommittee
Federal Financial Regulators (Federal Reserve Board, Federal Deposit Insurance Corporation, and Office of the Comptroller of the Currency) and the Federal Financial Institutions Examination Council (FFIEC) Community Reinvestment Act (CRA)
Federal Home Loan Banks Affordable Housing Program
  Community Investment Program
  Provide advances to member institutions
Federal Housing Finance Agency Regulator and conservator of Fannie Mae and Freddie Mac (the enterprises) and the regulator of the Federal Home Loan Banks (FHL Banks)
Federal Reserve System Agency Mortgage-Backed Securities Purchase Program
  Purchase of Fannie Mae, Freddie Mac and Federal Home Loan Bank Debt
Freddie Mac Freddie Mac: Purchase mortgage loans and issue mortgage-backed securities
Government National Mortgage Association (Ginnie Mae) Guarantee the timely payment of principal and interest on mortgage-backed securities backed by government-guaranteed loans
Internal Revenue Service Accelerated depreciation on rental housing
  Capital gains exclusion on home sales
  Deduction for mortgage insurance premiums
  District of Columbia first-time homebuyer tax credit
  Exclusion of forgiven mortgage debts
  First-time homebuyer tax credit
  Increased standard deduction for property taxes
  Low-income housing tax credit
  Mortgage interest deduction
  Mortgage subsidy bonds interest exclusion
  Passive rental losses
  Property tax deduction
  Rental housing bonds interest exclusion
  Veterans housing bonds interest exclusion
Internal Revenue Service and National Park Service Historic preservation tax credit (20 percent)
Neighborhood Reinvestment Corporation Neighborhood Reinvestment Corporation, also known as NeighborWorks America

The table below describes the columns in the CSV file and the program pages

Field Description
Activity/Program Name Name of the activity.
Administering Agency/Entity Administering or implementing agencies or entities.
Short Description A description of the activity, including its purpose, how it is implemented, and whom it serves.
Primary Purpose To characterize the primary purpose for each activity, we identified categories that illustrate the primary public policy goals associated with each activity, and used the best available information to make a determination.
Type of Housing Supported Activity supports homeownership, rental housing, or both.
Type of Assistance Type of assistance as it relates to the recipient of the federal assistance.
Fiscal Year 2010 Obligations FY2010 obligations for spending programs and other activities.
Fiscal Year 2010 Estimated Revenue Losses FY2010 estimated revenue losses for tax expenditures.

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